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California Water Service Group (CWT) Stock Fundamental Analysis & AI Rating 2026

CWT NYSE Water Supply DE CIK: 0001035201
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
68% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
74% Conf

📊 CWT Key Takeaways

Revenue: $963.7M
Net Margin: 13.3%
Free Cash Flow: $302.6M
Current Ratio: 0.85x
Debt/Equity: 0.87x
EPS: $2.15
AI Rating: HOLD with 62% confidence
California Water Service Group (CWT) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $963.7M, net profit margin of 13.3%, and return on equity (ROE) of 7.6%, California Water Service Group demonstrates mixed fundamentals in the Utilities sector. Below is our complete CWT stock analysis for 2026.

Is California Water Service Group (CWT) a Good Investment?

Claude

California Water Service Group demonstrates solid operational profitability with a 17.7% operating margin and strong free cash flow generation (31.4% FCF margin), supported by 6.4% revenue growth. However, financial leverage concerns and deteriorating shareholder metrics—particularly the 33.8% diluted EPS decline despite flat net income—warrant a cautious stance until profitability quality and equity returns improve.

ChatGPT

California Water Service Group shows solid core utility fundamentals, with stable profitability, healthy operating cash generation, and manageable leverage supported by strong interest coverage. However, growth quality is mixed: revenue rose 6.4% but net income was flat and diluted EPS fell sharply, while sub-1.0x liquidity and incomplete capital spending data limit conviction.

Why Buy California Water Service Group Stock? CWT Key Strengths

Claude
  • + Robust operating margin of 17.7% indicating efficient core operations
  • + Strong free cash flow of $302.6M (31.4% margin) provides capital flexibility for dividend support and infrastructure investment
  • + Steady revenue growth of 6.4% YoY in a regulated utility with predictable demand
  • + Healthy interest coverage ratio of 10.8x demonstrates manageable debt service obligations
  • + Significant insider buying activity (38 Form 4 filings in 90 days) suggests management confidence
ChatGPT
  • + Stable regulated utility profitability with 17.7% operating margin and 13.3% net margin
  • + Strong operating cash flow generation of $302.56M with solid cash conversion relative to earnings
  • + Manageable balance sheet leverage with 0.87x debt-to-equity and 10.8x interest coverage

CWT Stock Risks: California Water Service Group Investment Risks

Claude
  • ! Weak liquidity position with current ratio of 0.85x below the 1.0x safety threshold raises refinancing concerns
  • ! Elevated leverage with debt-to-equity of 0.87x and $1.5B long-term debt limits financial flexibility
  • ! Diluted EPS collapsed 33.8% despite flat net income, indicating significant share dilution from financing activities
  • ! Low ROE of 7.6% and ROA of 2.3% suggest poor capital efficiency relative to equity base
  • ! Cash position of only $51.8M against $5.7B assets is minimal for a capital-intensive utility with substantial CapEx needs
ChatGPT
  • ! Earnings quality appears pressured as revenue growth did not translate into net income growth and diluted EPS declined 33.8%
  • ! Weak near-term liquidity with current and quick ratios both at 0.85x
  • ! Cash flow durability is unclear because capital expenditure data is unavailable and water utilities typically require heavy ongoing infrastructure investment

Key Metrics to Watch

Claude
  • * Trend in diluted EPS and share dilution sources to assess shareholder value creation
  • * Current ratio movement toward 1.0x+ to confirm liquidity stability
  • * Debt-to-equity trajectory and refinancing costs given elevated leverage
  • * Capital expenditure levels and financing structure to evaluate infrastructure investment sustainability
  • * Return on equity progression toward industry benchmarks (typically 10-12% for utilities)
ChatGPT
  • * Diluted EPS trend versus revenue growth
  • * Capital expenditure needs and true free cash flow after infrastructure spending

California Water Service Group (CWT) Financial Metrics & Key Ratios

Revenue
$963.7M
Net Income
$128.2M
EPS (Diluted)
$2.15
Free Cash Flow
$302.6M
Total Assets
$5.7B
Cash Position
$51.8M

💡 AI Analyst Insight

The 31.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CWT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 17.7%
Net Margin 13.3%
ROE 7.6%
ROA 2.3%
FCF Margin 31.4%

CWT vs Utilities Sector: How California Water Service Group Compares

How California Water Service Group compares to Utilities sector averages

Net Margin
CWT 13.3%
vs
Sector Avg 12.0%
CWT Sector
ROE
CWT 7.6%
vs
Sector Avg 10.0%
CWT Sector
Current Ratio
CWT 0.8x
vs
Sector Avg 0.8x
CWT Sector
Debt/Equity
CWT 0.9x
vs
Sector Avg 1.4x
CWT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is California Water Service Group Stock Overvalued? CWT Valuation Analysis 2026

Based on fundamental analysis, California Water Service Group has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
7.6%
Sector avg: 10%
Net Profit Margin
13.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.87x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

California Water Service Group Balance Sheet: CWT Debt, Cash & Liquidity

Current Ratio
0.85x
Quick Ratio
0.85x
Debt/Equity
0.87x
Debt/Assets
0.0%
Interest Coverage
10.78x
Long-term Debt
$1.5B

CWT Revenue & Earnings Growth: 5-Year Financial Trend

CWT 5-year financial data: Year 2021: Revenue $765.7M, Net Income $63.1M, EPS $1.31. Year 2022: Revenue $772.6M, Net Income $96.8M, EPS $1.97. Year 2023: Revenue $790.3M, Net Income $101.1M, EPS $1.96. Year 2024: Revenue $905.6M, Net Income $96.0M, EPS $1.77. Year 2025: Revenue $963.7M, Net Income $51.9M, EPS $0.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: California Water Service Group's revenue has grown significantly by 26% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.91 reflects profitable operations.

CWT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
31.4%
Free cash flow / Revenue

CWT Quarterly Earnings & Performance

Quarterly financial performance data for California Water Service Group including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $306.2M $60.7M $1.03
Q2 2025 $226.7M $40.6M $0.70
Q1 2025 $154.9M $13.3M $0.22
Q3 2024 $253.3M $21.8M $0.38
Q2 2024 $194.2M $9.6M $0.17
Q1 2024 $145.2M -$22.2M $-0.40
Q3 2023 $238.3M $21.8M $0.38
Q2 2023 $194.2M $9.6M $0.17

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

California Water Service Group Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$302.6M
Cash generated from operations
Stock Buybacks
$1.4M
Shares repurchased (TTM)
Dividends Paid
$73.9M
Returned to shareholders

CWT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for California Water Service Group (CIK: 0001035201)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 DEF 14A tm261351-2_def14a.htm View →
Mar 24, 2026 4 xslF345X06/marketforms-72747.xml View →
Mar 24, 2026 4 xslF345X06/marketforms-72746.xml View →
Mar 18, 2026 8-K tm269197d1_8k.htm View →
Mar 9, 2026 4 xslF345X05/edgardoc.xml View →

Frequently Asked Questions about CWT

What is the AI rating for CWT?

California Water Service Group (CWT) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CWT's key strengths?

Claude: Robust operating margin of 17.7% indicating efficient core operations. Strong free cash flow of $302.6M (31.4% margin) provides capital flexibility for dividend support and infrastructure investment. ChatGPT: Stable regulated utility profitability with 17.7% operating margin and 13.3% net margin. Strong operating cash flow generation of $302.56M with solid cash conversion relative to earnings.

What are the risks of investing in CWT?

Claude: Weak liquidity position with current ratio of 0.85x below the 1.0x safety threshold raises refinancing concerns. Elevated leverage with debt-to-equity of 0.87x and $1.5B long-term debt limits financial flexibility. ChatGPT: Earnings quality appears pressured as revenue growth did not translate into net income growth and diluted EPS declined 33.8%. Weak near-term liquidity with current and quick ratios both at 0.85x.

What is CWT's revenue and growth?

California Water Service Group reported revenue of $963.7M.

Does CWT pay dividends?

California Water Service Group pays dividends, with $73.9M distributed to shareholders in the trailing twelve months.

Where can I find CWT SEC filings?

Official SEC filings for California Water Service Group (CIK: 0001035201) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CWT's EPS?

California Water Service Group has a diluted EPS of $2.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CWT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, California Water Service Group has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CWT stock overvalued or undervalued?

Valuation metrics for CWT: ROE of 7.6% (sector avg: 10%), net margin of 13.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy CWT stock in 2026?

Our dual AI analysis gives California Water Service Group a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CWT's free cash flow?

California Water Service Group's operating cash flow is $302.6M, with capital expenditures of N/A. FCF margin is 31.4%.

How does CWT compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 13.3% (avg: 12%), ROE 7.6% (avg: 10%), current ratio 0.85 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI