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Artesian Resources Corp. (ARTNB) Stock Fundamental Analysis & AI Rating 2026

ARTNB Nasdaq Water Supply DE CIK: 0000863110
Updated This Month • Analysis: Mar 20, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
79% Conf

📊 ARTNB Key Takeaways

Revenue: $112.9M
Net Margin: 20.2%
Free Cash Flow: $-18.5M
Current Ratio: 0.64x
Debt/Equity: 0.71x
EPS: $2.21
AI Rating: HOLD with 62% confidence
Artesian Resources Corp. (ARTNB) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $112.9M, net profit margin of 20.2%, and return on equity (ROE) of 9.1%, Artesian Resources Corp. demonstrates mixed fundamentals in the Utilities sector. Below is our complete ARTNB stock analysis for 2026.

Is Artesian Resources Corp. (ARTNB) a Good Investment?

Claude

Artesian Resources demonstrates solid profitability with 20.2% net margins and consistent 4.6% YoY revenue growth, supported by strong operating cash flow of $40.3M. However, significant capital intensity (capex exceeding operating cash flow) results in negative free cash flow, and weak liquidity (0.64x current ratio) with minimal cash reserves creates financial flexibility constraints despite manageable leverage.

ChatGPT

Artesian Resources shows solid core fundamentals for a regulated water utility, with steady revenue growth, double-digit net income and EPS growth, and strong operating and net margins. However, growth quality is constrained by weak liquidity, very low cash on hand, negative free cash flow driven by heavy capital spending, and only moderate interest coverage, which temper the otherwise stable earnings profile.

Why Buy Artesian Resources Corp. Stock? ARTNB Key Strengths

Claude
  • + Strong net profit margins of 20.2% and operating margins of 24.6% reflect pricing power and operational efficiency typical of regulated utility business
  • + Double-digit earnings growth (11.9% YoY net income increase) outpacing revenue growth suggests operational leverage and cost control
  • + Robust operating cash flow of $40.3M demonstrates the ability to service debt and fund capital investments from core operations
  • + Moderate leverage with 0.71x debt-to-equity ratio and 3.2x interest coverage indicates sustainable debt levels for regulated utility
ChatGPT
  • + Stable revenue growth with faster net income and EPS growth, indicating improving earnings efficiency
  • + Strong operating margin of 24.6% and net margin of 20.2% for a utility business
  • + Moderate leverage with debt-to-equity of 0.71x and positive operating cash flow generation

ARTNB Stock Risks: Artesian Resources Corp. Investment Risks

Claude
  • ! Negative free cash flow of -$18.5M with capex ($58.8M) significantly exceeding operating cash flow signals heavy reinvestment requirements and reliance on external financing
  • ! Critical liquidity position with current ratio of 0.64x and minimal cash reserves ($52K) creates vulnerability to unexpected operational demands or regulatory changes
  • ! High capital intensity (capex-to-revenue ratio of 52%) typical of water utilities may constrain dividend growth and require continuous external capital
  • ! Limited cash cushion relative to long-term debt of $176.4M (only $52K in reserves) indicates tight working capital management
ChatGPT
  • ! Negative free cash flow due to capital expenditures exceeding operating cash flow
  • ! Weak liquidity with current and quick ratios of 0.64x and extremely low cash balance
  • ! Interest coverage of 3.2x leaves limited cushion if borrowing costs rise or earnings weaken

Key Metrics to Watch

Claude
  • * Free cash flow trend - monitor whether capex moderates to improve FCF generation
  • * Current ratio and cash balance - watch for working capital improvements and debt refinancing activity
  • * Revenue growth sustainability - track whether 4.6% growth rate can be maintained in regulated rate environment
  • * Operating cash flow consistency - ensure $40M+ OCF levels persist to support debt service and capex
  • * Capital expenditure guidance - assess future capex requirements and potential debt/equity issuance needs
ChatGPT
  • * Free cash flow improvement relative to capital expenditure needs
  • * Liquidity and interest coverage trends

Artesian Resources Corp. (ARTNB) Financial Metrics & Key Ratios

Revenue
$112.9M
Net Income
$22.8M
EPS (Diluted)
$2.21
Free Cash Flow
$-18.5M
Total Assets
$851.2M
Cash Position
$52.0K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

ARTNB Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 24.6%
Net Margin 20.2%
ROE 9.1%
ROA 2.7%
FCF Margin -16.4%

ARTNB vs Utilities Sector: How Artesian Resources Corp. Compares

How Artesian Resources Corp. compares to Utilities sector averages

Net Margin
ARTNB 20.2%
vs
Sector Avg 12.0%
ARTNB Sector
ROE
ARTNB 9.1%
vs
Sector Avg 10.0%
ARTNB Sector
Current Ratio
ARTNB 0.6x
vs
Sector Avg 0.8x
ARTNB Sector
Debt/Equity
ARTNB 0.7x
vs
Sector Avg 1.4x
ARTNB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Artesian Resources Corp. Stock Overvalued? ARTNB Valuation Analysis 2026

Based on fundamental analysis, Artesian Resources Corp. appears fundamentally strong relative to the Utilities sector in 2026.

Return on Equity
9.1%
Sector avg: 10%
Net Profit Margin
20.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.71x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Artesian Resources Corp. Balance Sheet: ARTNB Debt, Cash & Liquidity

Current Ratio
0.64x
Quick Ratio
0.64x
Debt/Equity
0.71x
Debt/Assets
0.0%
Interest Coverage
3.20x
Long-term Debt
$176.4M

ARTNB Revenue & Earnings Growth: 5-Year Financial Trend

ARTNB 5-year financial data: Year 2021: Revenue $90.9M, Net Income $14.9M, EPS $1.60. Year 2022: Revenue $98.9M, Net Income $16.8M, EPS $1.79. Year 2023: Revenue $98.9M, Net Income $16.8M, EPS $1.79. Year 2024: Revenue $108.0M, Net Income $18.0M, EPS $1.90. Year 2025: Revenue $112.9M, Net Income $16.7M, EPS $1.67.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Artesian Resources Corp.'s revenue has grown significantly by 24% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.67 reflects profitable operations.

ARTNB Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-16.4%
Free cash flow / Revenue

ARTNB Quarterly Earnings & Performance

Quarterly financial performance data for Artesian Resources Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $29.1M $4.4M $0.66
Q2 2025 $27.4M $4.4M $0.52
Q1 2025 $24.5M $4.4M $0.43
Q3 2024 $26.6M $3.7M $0.49
Q2 2024 $25.3M $3.7M $0.44
Q1 2024 $22.5M $3.7M $0.39
Q3 2023 $26.6M $3.7M $0.49
Q2 2023 $25.0M $3.7M $0.44

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Artesian Resources Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$40.3M
Cash generated from operations
Capital Expenditures
$58.8M
Investment in assets
Dividends Paid
$12.7M
Returned to shareholders

ARTNB SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Artesian Resources Corp. (CIK: 0000863110)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 10-K/A f10k-a2025.htm View →
Mar 23, 2026 4 xslF345X06/form4.xml View →
Mar 20, 2026 4 xslF345X06/form4.xml View →
Mar 20, 2026 4 xslF345X06/form4.xml View →
Mar 16, 2026 10-K form10k.htm View →

Frequently Asked Questions about ARTNB

What is the AI rating for ARTNB?

Artesian Resources Corp. (ARTNB) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ARTNB's key strengths?

Claude: Strong net profit margins of 20.2% and operating margins of 24.6% reflect pricing power and operational efficiency typical of regulated utility business. Double-digit earnings growth (11.9% YoY net income increase) outpacing revenue growth suggests operational leverage and cost control. ChatGPT: Stable revenue growth with faster net income and EPS growth, indicating improving earnings efficiency. Strong operating margin of 24.6% and net margin of 20.2% for a utility business.

What are the risks of investing in ARTNB?

Claude: Negative free cash flow of -$18.5M with capex ($58.8M) significantly exceeding operating cash flow signals heavy reinvestment requirements and reliance on external financing. Critical liquidity position with current ratio of 0.64x and minimal cash reserves ($52K) creates vulnerability to unexpected operational demands or regulatory changes. ChatGPT: Negative free cash flow due to capital expenditures exceeding operating cash flow. Weak liquidity with current and quick ratios of 0.64x and extremely low cash balance.

What is ARTNB's revenue and growth?

Artesian Resources Corp. reported revenue of $112.9M.

Does ARTNB pay dividends?

Artesian Resources Corp. pays dividends, with $12.7M distributed to shareholders in the trailing twelve months.

Where can I find ARTNB SEC filings?

Official SEC filings for Artesian Resources Corp. (CIK: 0000863110) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ARTNB's EPS?

Artesian Resources Corp. has a diluted EPS of $2.21.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ARTNB a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Artesian Resources Corp. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ARTNB stock overvalued or undervalued?

Valuation metrics for ARTNB: ROE of 9.1% (sector avg: 10%), net margin of 20.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy ARTNB stock in 2026?

Our dual AI analysis gives Artesian Resources Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ARTNB's free cash flow?

Artesian Resources Corp.'s operating cash flow is $40.3M, with capital expenditures of $58.8M. FCF margin is -16.4%.

How does ARTNB compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 20.2% (avg: 12%), ROE 9.1% (avg: 10%), current ratio 0.64 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-12-31 | Powered by Claude AI