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Ambow Education Holding Ltd. (AMBO) Stock Fundamental Analysis & AI Rating 2026

AMBO NYSE Services-Educational Services E9 CIK: 0001494558
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
71% Confidence
AGREEMENT
SELL
75% Conf
HOLD
67% Conf

📊 AMBO Key Takeaways

Revenue: $9.5M
Net Margin: 14.4%
Free Cash Flow: $-463.0K
Current Ratio: 2.20x
Debt/Equity: 0.33x
EPS: $0.02
AI Rating: SELL with 75% confidence
Ambow Education Holding Ltd. (AMBO) receives a SELL rating with 71% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $9.5M, net profit margin of 14.4%, and return on equity (ROE) of 16.5%, Ambow Education Holding Ltd. demonstrates mixed fundamentals in the Services sector. Below is our complete AMBO stock analysis for 2026.

Is Ambow Education Holding Ltd. (AMBO) a Good Investment?

Claude

Ambow Education faces significant operational challenges despite maintaining a respectable net margin of 14.4%, with near-zero revenue growth and severely deteriorating cash generation evidenced by negative free cash flow of -$463K. The company's operating margin has collapsed to just 1.2%, indicating severe pressure on core business economics, while negative FCF despite positive net income raises questions about earnings quality and sustainability.

ChatGPT

Ambow Education shows mixed fundamentals: solid gross margins, positive net income, and healthy short-term liquidity, but core operating profitability remains thin and revenue appears stagnant. Earnings quality is weakened by negative free cash flow and low cash balances relative to ongoing capital needs, which limits financial flexibility. The balance sheet is not overly leveraged, but the business needs stronger operating cash generation and more durable growth to justify a more constructive view.

Why Buy Ambow Education Holding Ltd. Stock? AMBO Key Strengths

Claude
  • + Strong gross margin of 54.8% demonstrates pricing power and cost control in service delivery
  • + Solid balance sheet liquidity with current ratio of 2.20x and manageable debt-to-equity of 0.33x
  • + Positive net income of $1.4M and respectable ROE of 16.5% show retained profitability
ChatGPT
  • + Healthy gross margin of 54.8% indicates good unit-level economics
  • + Current and quick ratios above 2.0x suggest solid near-term liquidity
  • + Moderate leverage with debt/equity of 0.33x and positive ROE of 16.5% supports balance-sheet stability

AMBO Stock Risks: Ambow Education Holding Ltd. Investment Risks

Claude
  • ! Stagnant revenue growth at 0.0% YoY indicates market saturation or competitive pressures in educational services
  • ! Operating cash flow of $137K insufficient to cover capex of $600K, resulting in -$463K free cash flow
  • ! Critically low operating margin of 1.2% leaves minimal buffer for unexpected costs or market downturns; disconnect between net income and operating performance suggests reliance on non-operating items
ChatGPT
  • ! Revenue growth is flat, raising concern about limited business momentum
  • ! Operating margin of 1.2% shows weak core profitability and little cushion against volatility
  • ! Free cash flow is negative and cash is only $831K, which could pressure funding flexibility if spending continues

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and market share trends in educational services segment
  • * Free cash flow generation and ability to sustain capex investments without deterioration
  • * Operating margin expansion as indicator of operational efficiency improvements
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Revenue growth and operating margin expansion

Ambow Education Holding Ltd. (AMBO) Financial Metrics & Key Ratios

Revenue
$9.5M
Net Income
$1.4M
EPS (Diluted)
$0.02
Free Cash Flow
$-463.0K
Total Assets
$20.8M
Cash Position
$831.0K

💡 AI Analyst Insight

Strong liquidity with a 2.20x current ratio provides a solid financial cushion.

AMBO Profit Margin, ROE & Profitability Analysis

Gross Margin 54.8%
Operating Margin 1.2%
Net Margin 14.4%
ROE 16.5%
ROA 6.5%
FCF Margin -4.9%

AMBO vs Services Sector: How Ambow Education Holding Ltd. Compares

How Ambow Education Holding Ltd. compares to Services sector averages

Net Margin
AMBO 14.4%
vs
Sector Avg 10.0%
AMBO Sector
ROE
AMBO 16.5%
vs
Sector Avg 16.0%
AMBO Sector
Current Ratio
AMBO 2.2x
vs
Sector Avg 1.5x
AMBO Sector
Debt/Equity
AMBO 0.3x
vs
Sector Avg 0.7x
AMBO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Ambow Education Holding Ltd. Stock Overvalued? AMBO Valuation Analysis 2026

Based on fundamental analysis, Ambow Education Holding Ltd. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
16.5%
Sector avg: 16%
Net Profit Margin
14.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.33x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Ambow Education Holding Ltd. Balance Sheet: AMBO Debt, Cash & Liquidity

Current Ratio
2.20x
Quick Ratio
2.19x
Debt/Equity
0.33x
Debt/Assets
60.3%
Interest Coverage
N/A
Long-term Debt
$2.7M

AMBO Revenue & Earnings Growth: 5-Year Financial Trend

AMBO 5-year financial data: Year 2025: Revenue $9.5M, Net Income $309.0K, EPS $0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Ambow Education Holding Ltd.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.01 reflects profitable operations.

AMBO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-4.9%
Free cash flow / Revenue

Ambow Education Holding Ltd. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$137.0K
Cash generated from operations
Capital Expenditures
$600.0K
Investment in assets
Dividends
None
No dividend program

AMBO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Ambow Education Holding Ltd. (CIK: 0001494558)

📋 Recent SEC Filings

Date Form Document Action
Feb 13, 2026 10-K ea0275738-10k_ambow.htm View →
Jan 12, 2026 8-K ea0272515-8k_ambow.htm View →
Sep 9, 2014 SC 13D a14-20610_1sc13d.htm View →
Feb 12, 2014 SC 13G AmbowEducationHoldingLtd.HTM View →
Apr 23, 2013 SC 13D omm_sc13d-avenue.htm View →

Frequently Asked Questions about AMBO

What is the AI rating for AMBO?

Ambow Education Holding Ltd. (AMBO) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 71% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are AMBO's key strengths?

Claude: Strong gross margin of 54.8% demonstrates pricing power and cost control in service delivery. Solid balance sheet liquidity with current ratio of 2.20x and manageable debt-to-equity of 0.33x. ChatGPT: Healthy gross margin of 54.8% indicates good unit-level economics. Current and quick ratios above 2.0x suggest solid near-term liquidity.

What are the risks of investing in AMBO?

Claude: Stagnant revenue growth at 0.0% YoY indicates market saturation or competitive pressures in educational services. Operating cash flow of $137K insufficient to cover capex of $600K, resulting in -$463K free cash flow. ChatGPT: Revenue growth is flat, raising concern about limited business momentum. Operating margin of 1.2% shows weak core profitability and little cushion against volatility.

What is AMBO's revenue and growth?

Ambow Education Holding Ltd. reported revenue of $9.5M.

Does AMBO pay dividends?

Ambow Education Holding Ltd. does not currently pay dividends.

Where can I find AMBO SEC filings?

Official SEC filings for Ambow Education Holding Ltd. (CIK: 0001494558) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AMBO's EPS?

Ambow Education Holding Ltd. has a diluted EPS of $0.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is AMBO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Ambow Education Holding Ltd. has a SELL rating with 71% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is AMBO stock overvalued or undervalued?

Valuation metrics for AMBO: ROE of 16.5% (sector avg: 16%), net margin of 14.4% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy AMBO stock in 2026?

Our dual AI analysis gives Ambow Education Holding Ltd. a combined SELL rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is AMBO's free cash flow?

Ambow Education Holding Ltd.'s operating cash flow is $137.0K, with capital expenditures of $600.0K. FCF margin is -4.9%.

How does AMBO compare to other Services stocks?

Vs Services sector averages: Net margin 14.4% (avg: 10%), ROE 16.5% (avg: 16%), current ratio 2.20 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI