📊 VAC Key Takeaways
Is MARRIOTT VACATIONS WORLDWIDE Corp (VAC) a Good Investment?
VAC is fundamentally distressed with negative operating income (-$299M), negative free cash flow (-$29M), and inability to service debt from operations. Despite 7.7% revenue growth, the company is burning cash with high leverage (1.69x Debt/Equity) and insufficient liquidity to sustain current capital structure and obligations.
Why Buy MARRIOTT VACATIONS WORLDWIDE Corp Stock? VAC Key Strengths
- Revenue growth of 7.7% YoY demonstrates demand for vacation ownership services
- Positive operating cash flow of $28M shows some underlying cash generation
- Established business with $9.8B in assets and established market position
VAC Stock Risks: MARRIOTT VACATIONS WORLDWIDE Corp Investment Risks
- Negative free cash flow of -$29M indicates company is burning cash and cannot self-fund operations
- Deeply negative profitability: -$299M operating income and -$308M net income with -6.1% net margin
- High leverage at 1.69x Debt/Equity combined with negative interest coverage (-1288.8x) and inability to service $3.4B debt from operations
- Insufficient cash reserves ($406M) relative to $3.4B long-term debt and negative FCF trajectory
- Negative returns on capital (ROE -15.5%, ROA -3.2%) indicate value destruction
Key Metrics to Watch
- Return to positive operating income and operating margin expansion
- Free cash flow inflection point and path to positive FCF
- Debt reduction trajectory and refinancing ability
- Cash balance depletion rate and liquidity headroom
- Operating margin sustainability vs. revenue growth
MARRIOTT VACATIONS WORLDWIDE Corp (VAC) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
VAC Profit Margin, ROE & Profitability Analysis
VAC vs Real Estate Sector: How MARRIOTT VACATIONS WORLDWIDE Corp Compares
How MARRIOTT VACATIONS WORLDWIDE Corp compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MARRIOTT VACATIONS WORLDWIDE Corp Stock Overvalued? VAC Valuation Analysis 2026
Based on fundamental analysis, MARRIOTT VACATIONS WORLDWIDE Corp shows some fundamental concerns relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MARRIOTT VACATIONS WORLDWIDE Corp Balance Sheet: VAC Debt, Cash & Liquidity
VAC Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: MARRIOTT VACATIONS WORLDWIDE Corp's revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.28 reflects profitable operations.
VAC Revenue Growth, EPS Growth & YoY Performance
VAC Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.2B | -$2.0M | $-0.07 |
| Q2 2025 | $1.1B | $37.0M | $0.98 |
| Q1 2025 | $1.1B | $47.0M | $1.22 |
| Q3 2024 | $1.1B | $42.0M | $1.09 |
| Q2 2024 | $1.1B | $37.0M | $0.98 |
| Q1 2024 | $1.1B | $47.0M | $1.22 |
| Q3 2023 | $1.1B | $42.0M | $1.09 |
| Q2 2023 | $1.1B | $90.0M | $2.17 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MARRIOTT VACATIONS WORLDWIDE Corp Dividends, Buybacks & Capital Allocation
VAC SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for MARRIOTT VACATIONS WORLDWIDE Corp (CIK: 0001524358)
📋 Recent SEC Filings
❓ Frequently Asked Questions about VAC
What is the AI rating for VAC?
MARRIOTT VACATIONS WORLDWIDE Corp (VAC) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VAC's key strengths?
Claude: Revenue growth of 7.7% YoY demonstrates demand for vacation ownership services. Positive operating cash flow of $28M shows some underlying cash generation.
What are the risks of investing in VAC?
Claude: Negative free cash flow of -$29M indicates company is burning cash and cannot self-fund operations. Deeply negative profitability: -$299M operating income and -$308M net income with -6.1% net margin.
What is VAC's revenue and growth?
MARRIOTT VACATIONS WORLDWIDE Corp reported revenue of $5.0B.
Does VAC pay dividends?
MARRIOTT VACATIONS WORLDWIDE Corp pays dividends, with $110.0M distributed to shareholders in the trailing twelve months.
Where can I find VAC SEC filings?
Official SEC filings for MARRIOTT VACATIONS WORLDWIDE Corp (CIK: 0001524358) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VAC's EPS?
MARRIOTT VACATIONS WORLDWIDE Corp has a diluted EPS of $-8.84.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is VAC a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, MARRIOTT VACATIONS WORLDWIDE Corp has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is VAC stock overvalued or undervalued?
Valuation metrics for VAC: ROE of -15.5% (sector avg: 8%), net margin of -6.1% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy VAC stock in 2026?
Our dual AI analysis gives MARRIOTT VACATIONS WORLDWIDE Corp a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is VAC's free cash flow?
MARRIOTT VACATIONS WORLDWIDE Corp's operating cash flow is $28.0M, with capital expenditures of $57.0M. FCF margin is -0.6%.
How does VAC compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin -6.1% (avg: 20%), ROE -15.5% (avg: 8%), current ratio N/A (avg: 1.5).
Is MARRIOTT VACATIONS WORLDWIDE Corp carrying too much debt?
VAC has a debt-to-equity ratio of 1.69x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.