📊 USPH Key Takeaways
Is U S Physical Therapy Inc. /N.V. (USPH) a Good Investment?
USPH demonstrates operational efficiency with 26% net income growth and strong $61M free cash flow generation, supported by a conservative balance sheet (0.32x Debt/Equity, 41.7x interest coverage). However, flat revenue growth and concerning 22.8% EPS dilution indicate shareholder value is being destroyed despite profitability improvements, while a tight 1.01x current ratio raises liquidity concerns.
Why Buy U S Physical Therapy Inc. /N.V. Stock? USPH Key Strengths
- Exceptional free cash flow of $61M (7.8% FCF margin) demonstrates underlying operational strength despite revenue stagnation
- Fortress balance sheet with 0.32x Debt/Equity and 41.7x interest coverage ratio provides financial flexibility and safety
- Net margin expansion to 5.1% and operating margin of 11.1% show strong cost control and operational leverage despite flat top-line
USPH Stock Risks: U S Physical Therapy Inc. /N.V. Investment Risks
- Revenue growth of 0% YoY indicates the company is in mature/stagnant phase with no organic expansion capability
- Severe EPS dilution of 22.8% decline despite 26% net income growth signals massive shareholder dilution from equity issuance
- Current ratio of 1.01x is dangerously tight and suggests liquidity stress despite strong cash generation
Key Metrics to Watch
- Revenue growth trajectory and organic vs. acquisition-driven growth breakdown
- Share count changes and reasons for significant equity dilution despite earnings growth
- Current ratio improvement and working capital management to assess liquidity adequacy
U S Physical Therapy Inc. /N.V. (USPH) Financial Metrics & Key Ratios
💡 AI Analyst Insight
U S Physical Therapy Inc. /N.V. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
USPH Profit Margin, ROE & Profitability Analysis
USPH vs Services Sector: How U S Physical Therapy Inc. /N.V. Compares
How U S Physical Therapy Inc. /N.V. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is U S Physical Therapy Inc. /N.V. Stock Overvalued? USPH Valuation Analysis 2026
Based on fundamental analysis, U S Physical Therapy Inc. /N.V. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
U S Physical Therapy Inc. /N.V. Balance Sheet: USPH Debt, Cash & Liquidity
USPH Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: U S Physical Therapy Inc. /N.V.'s revenue has grown significantly by 58% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.28 reflects profitable operations.
USPH Revenue Growth, EPS Growth & YoY Performance
USPH Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $168.0M | $6.6M | $0.39 |
| Q2 2025 | $167.2M | $7.5M | $0.47 |
| Q1 2025 | $155.7M | $8.0M | $0.46 |
| Q3 2024 | $150.0M | $6.6M | $0.39 |
| Q2 2024 | $151.5M | $7.5M | $0.47 |
| Q1 2024 | $148.5M | $7.4M | $0.46 |
| Q3 2023 | $139.6M | $9.3M | $0.51 |
| Q2 2023 | $140.7M | $10.9M | $0.64 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
U S Physical Therapy Inc. /N.V. Dividends, Buybacks & Capital Allocation
USPH SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for U S Physical Therapy Inc. /N.V. (CIK: 0000885978)
📋 Recent SEC Filings
❓ Frequently Asked Questions about USPH
What is the AI rating for USPH?
U S Physical Therapy Inc. /N.V. (USPH) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are USPH's key strengths?
Claude: Exceptional free cash flow of $61M (7.8% FCF margin) demonstrates underlying operational strength despite revenue stagnation. Fortress balance sheet with 0.32x Debt/Equity and 41.7x interest coverage ratio provides financial flexibility and safety.
What are the risks of investing in USPH?
Claude: Revenue growth of 0% YoY indicates the company is in mature/stagnant phase with no organic expansion capability. Severe EPS dilution of 22.8% decline despite 26% net income growth signals massive shareholder dilution from equity issuance.
What is USPH's revenue and growth?
U S Physical Therapy Inc. /N.V. reported revenue of $781.0M.
Does USPH pay dividends?
U S Physical Therapy Inc. /N.V. pays dividends, with $27.4M distributed to shareholders in the trailing twelve months.
Where can I find USPH SEC filings?
Official SEC filings for U S Physical Therapy Inc. /N.V. (CIK: 0000885978) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is USPH's EPS?
U S Physical Therapy Inc. /N.V. has a diluted EPS of $1.42.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is USPH a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, U S Physical Therapy Inc. /N.V. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is USPH stock overvalued or undervalued?
Valuation metrics for USPH: ROE of 8.3% (sector avg: 16%), net margin of 5.1% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy USPH stock in 2026?
Our dual AI analysis gives U S Physical Therapy Inc. /N.V. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is USPH's free cash flow?
U S Physical Therapy Inc. /N.V.'s operating cash flow is $75.1M, with capital expenditures of $14.1M. FCF margin is 7.8%.
How does USPH compare to other Services stocks?
Vs Services sector averages: Net margin 5.1% (avg: 10%), ROE 8.3% (avg: 16%), current ratio 1.01 (avg: 1.5).