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United Rentals, Inc.. (URI) Stock Fundamental Analysis & AI Rating 2026

URI NYSE Services-Equipment Rental & Leasing, NEC DE CIK: 0001067701
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 22, 2026 (in 6 days) • After-hours ET • EPS est. $9.01 (vs $8.86 prior year) • All earnings →
Combined AI Rating
HOLD
67% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
72% Conf

📊 URI Key Takeaways

Revenue: $16.1B
Net Margin: 15.5%
Free Cash Flow: $1.1B
Current Ratio: 0.94x
Debt/Equity: 1.59x
EPS: $38.61
AI Rating: HOLD with 62% confidence
United Rentals, Inc.. (URI) receives a HOLD rating with 67% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $16.1B, net profit margin of 15.5%, and return on equity (ROE) of 27.8%, United Rentals, Inc.. demonstrates mixed fundamentals in the Industrial sector. Below is our complete URI stock analysis for 2026.

Is United Rentals, Inc.. (URI) a Good Investment?

Claude

United Rentals demonstrates strong profitability metrics with 38.2% gross margins and 24.7% operating margins, supported by exceptional 335.7% YoY revenue growth. However, concerning liquidity ratios (0.94x current ratio) and high leverage (1.59x debt-to-equity) with $14.3B long-term debt create financial stress that offsets operational strength, warranting cautious positioning.

ChatGPT

UNITED RENTALS shows strong core profitability, with high operating margins, solid returns on equity, and robust operating cash generation for a capital-intensive business. However, the reported revenue surge did not translate into earnings growth, while leverage remains elevated and free cash flow is constrained by heavy capital spending, which makes the growth quality less convincing. The business appears fundamentally strong, but the balance sheet and cash flow profile argue for a more balanced stance.

Why Buy United Rentals, Inc.. Stock? URI Key Strengths

Claude
  • + Exceptional revenue growth of 335.7% YoY indicating strong market demand and operational expansion
  • + Robust profitability with 38.2% gross margin and 27.8% ROE demonstrating efficient operations and capital deployment
  • + Solid free cash flow generation of $1.1B enabling debt service and reinvestment despite capital intensity
ChatGPT
  • + Strong profitability with 38.2% gross margin, 24.7% operating margin, and 15.5% net margin
  • + Robust cash generation from operations at $5.19B, supporting fleet investment and debt service capacity
  • + Healthy returns on capital, including 27.8% ROE and 8.4% ROA, indicating efficient asset utilization for the industry

URI Stock Risks: United Rentals, Inc.. Investment Risks

Claude
  • ! Weak liquidity position with current ratio of 0.94x and quick ratio of 0.88x below 1.0x threshold, indicating potential near-term cash flow strain
  • ! High financial leverage with 1.59x debt-to-equity ratio and $14.3B long-term debt representing 48% of total assets, limiting financial flexibility
  • ! Net income declined 3.1% YoY despite 335.7% revenue growth, signaling margin compression or increased operating expenses offsetting top-line gains
ChatGPT
  • ! Revenue growth quality is questionable because revenue rose sharply while net income and diluted EPS were flat to down
  • ! High leverage with $14.30B of long-term debt and 1.59x debt-to-equity increases financial risk
  • ! Liquidity is tight with a 0.94x current ratio and free cash flow limited to $1.06B after heavy capex

Key Metrics to Watch

Claude
  • * Operating cash flow trends and free cash flow conversion to assess debt service capability
  • * Debt-to-EBITDA ratio and refinancing activity given high leverage and rising interest rate environment
  • * Gross and operating margin sustainability as revenue growth moderates and operational leverage effects stabilize
ChatGPT
  • * Free cash flow after fleet capex
  • * Net debt and leverage trends relative to operating cash flow

United Rentals, Inc.. (URI) Financial Metrics & Key Ratios

Revenue
$16.1B
Net Income
$2.5B
EPS (Diluted)
$38.61
Free Cash Flow
$1.1B
Total Assets
$29.9B
Cash Position
$459.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

URI Profit Margin, ROE & Profitability Analysis

Gross Margin 38.2%
Operating Margin 24.7%
Net Margin 15.5%
ROE 27.8%
ROA 8.4%
FCF Margin 6.6%

URI vs Industrial Sector: How United Rentals, Inc.. Compares

How United Rentals, Inc.. compares to Industrial sector averages

Net Margin
URI 15.5%
vs
Sector Avg 10.0%
URI Sector
ROE
URI 27.8%
vs
Sector Avg 15.0%
URI Sector
Current Ratio
URI 0.9x
vs
Sector Avg 1.8x
URI Sector
Debt/Equity
URI 1.6x
vs
Sector Avg 0.7x
URI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is United Rentals, Inc.. Stock Overvalued? URI Valuation Analysis 2026

Based on fundamental analysis, United Rentals, Inc.. has mixed fundamental signals relative to the Industrial sector in 2026.

Return on Equity
27.8%
Sector avg: 15%
Net Profit Margin
15.5%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.59x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

United Rentals, Inc.. Balance Sheet: URI Debt, Cash & Liquidity

Current Ratio
0.94x
Quick Ratio
0.88x
Debt/Equity
1.59x
Debt/Assets
70.0%
Interest Coverage
N/A
Long-term Debt
$14.3B

URI Revenue & Earnings Growth: 5-Year Financial Trend

URI 5-year financial data: Year 2021: Revenue $2.3B, Net Income $1.2B, EPS $15.11. Year 2022: Revenue $2.5B, Net Income $890.0M, EPS $12.20. Year 2023: Revenue $3.4B, Net Income $1.4B, EPS $19.04. Year 2024: Revenue $3.6B, Net Income $2.1B, EPS $29.65. Year 2025: Revenue $3.7B, Net Income $2.4B, EPS $35.28.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: United Rentals, Inc..'s revenue has grown significantly by 64% over the 5-year period, indicating strong business expansion. The most recent EPS of $35.28 reflects profitable operations.

URI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.6%
Free cash flow / Revenue

URI Quarterly Earnings & Performance

Quarterly financial performance data for United Rentals, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $874.0M $701.0M $10.70
Q2 2025 $870.0M $622.0M $9.54
Q1 2025 $825.0M $518.0M $7.91
Q3 2024 $842.0M $703.0M $10.29
Q2 2024 $852.0M $591.0M $8.58
Q1 2024 $802.0M $451.0M $6.47
Q3 2023 $578.0M $606.0M $8.66
Q2 2023 $556.0M $493.0M $6.90

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

United Rentals, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$5.2B
Cash generated from operations
Stock Buybacks
$2.0B
Shares repurchased (TTM)
Capital Expenditures
$4.1B
Investment in assets
Dividends Paid
$464.0M
Returned to shareholders

URI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for United Rentals, Inc.. (CIK: 0001067701)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Mar 25, 2026 DEF 14A uri-20260324.htm View →
Mar 6, 2026 4 xslF345X05/ownership.xml View →
Mar 6, 2026 4 xslF345X05/ownership.xml View →
Mar 6, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about URI

What is the AI rating for URI?

United Rentals, Inc.. (URI) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 67% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are URI's key strengths?

Claude: Exceptional revenue growth of 335.7% YoY indicating strong market demand and operational expansion. Robust profitability with 38.2% gross margin and 27.8% ROE demonstrating efficient operations and capital deployment. ChatGPT: Strong profitability with 38.2% gross margin, 24.7% operating margin, and 15.5% net margin. Robust cash generation from operations at $5.19B, supporting fleet investment and debt service capacity.

What are the risks of investing in URI?

Claude: Weak liquidity position with current ratio of 0.94x and quick ratio of 0.88x below 1.0x threshold, indicating potential near-term cash flow strain. High financial leverage with 1.59x debt-to-equity ratio and $14.3B long-term debt representing 48% of total assets, limiting financial flexibility. ChatGPT: Revenue growth quality is questionable because revenue rose sharply while net income and diluted EPS were flat to down. High leverage with $14.30B of long-term debt and 1.59x debt-to-equity increases financial risk.

What is URI's revenue and growth?

United Rentals, Inc.. reported revenue of $16.1B.

Does URI pay dividends?

United Rentals, Inc.. pays dividends, with $464.0M distributed to shareholders in the trailing twelve months.

Where can I find URI SEC filings?

Official SEC filings for United Rentals, Inc.. (CIK: 0001067701) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is URI's EPS?

United Rentals, Inc.. has a diluted EPS of $38.61.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is URI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, United Rentals, Inc.. has a HOLD rating with 67% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is URI stock overvalued or undervalued?

Valuation metrics for URI: ROE of 27.8% (sector avg: 15%), net margin of 15.5% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy URI stock in 2026?

Our dual AI analysis gives United Rentals, Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is URI's free cash flow?

United Rentals, Inc..'s operating cash flow is $5.2B, with capital expenditures of $4.1B. FCF margin is 6.6%.

How does URI compare to other Industrial stocks?

Vs Industrial sector averages: Net margin 15.5% (avg: 10%), ROE 27.8% (avg: 15%), current ratio 0.94 (avg: 1.8).

Is United Rentals, Inc.. carrying too much debt?

URI has a debt-to-equity ratio of 1.59x, which is above the Industrial sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

Why is URI's return on equity (ROE) so high?

United Rentals, Inc.. has a return on equity of 27.8%, significantly above the Industrial sector average of 15%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 15.5% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI