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Texas Instruments Inc. (TXN) Stock Fundamental Analysis & AI Rating 2026

TXN Nasdaq Semiconductors & Related Devices DE CIK: 0000097476
Updated This Month • Analysis: Mar 18, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 22, 2026 (in 6 days) • After-hours ET • EPS est. $1.37 (vs $1.28 prior year) • All earnings →
Combined AI Rating
BUY
85% Confidence
AGREEMENT
STRONG BUY
92% Conf
BUY
78% Conf

📊 TXN Key Takeaways

Revenue: $17.7B
Net Margin: 28.3%
Free Cash Flow: $2.6B
Current Ratio: 4.35x
Debt/Equity: 0.86x
EPS: $5.45
AI Rating: STRONG BUY with 92% confidence
Texas Instruments Inc. (TXN) receives a BUY rating with 85% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $17.7B, net profit margin of 28.3%, and return on equity (ROE) of 30.7%, Texas Instruments Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete TXN stock analysis for 2026.

Is Texas Instruments Inc. (TXN) a Good Investment?

Claude

Texas Instruments demonstrates exceptional fundamental strength with industry-leading profitability margins (57% gross, 34% operating, 28% net) and robust cash generation (7.2B operating CF, 2.6B FCF). The company maintains fortress-like financial health with strong liquidity (4.35x current ratio), moderate leverage (0.86x debt/equity), and consistent revenue growth (+13% YoY) coupled with improving earnings (+4.8% EPS growth), indicating sustainable operational excellence.

ChatGPT

Texas Instruments shows high-quality fundamentals with excellent gross, operating, and net margins, strong returns on equity and assets, and solid revenue growth. The balance sheet remains healthy with strong liquidity, but flat net income growth and elevated capital spending are constraining free cash flow conversion. Overall, the business appears fundamentally strong, though growth quality should be monitored to ensure revenue gains translate into stronger earnings and cash generation.

Why Buy Texas Instruments Inc. Stock? TXN Key Strengths

Claude
  • + Outstanding profitability with 28.3% net margin and 34.1% operating margin, well above semiconductor sector averages
  • + Strong cash generation with 7.2B operating cash flow and 14.7% FCF margin, demonstrating quality of earnings
  • + Excellent returns on capital with 30.7% ROE and 14.5% ROA, indicating efficient asset utilization
  • + Healthy balance sheet with 4.35x current ratio, 2.83x quick ratio, and manageable 0.86x debt/equity ratio
  • + Consistent growth momentum with 13% revenue growth and 4.8% EPS growth despite macro headwinds
ChatGPT
  • + Excellent profitability with 57.0% gross margin, 34.1% operating margin, and 28.3% net margin
  • + Strong financial health supported by 4.35x current ratio and 30.7% ROE
  • + Positive top-line growth of 13.0% YoY indicates demand resilience and operating scale

TXN Stock Risks: Texas Instruments Inc. Investment Risks

Claude
  • ! High long-term debt of 14.0B relative to equity (16.3B), limiting financial flexibility if business deteriorates
  • ! Capital intensity with 4.5B capex (25.4% of operating cash flow) required to maintain competitive position in semiconductor industry
  • ! Semiconductor sector cyclicality and inventory correction risks that could impact future revenue growth
  • ! Significant insider trading activity (32 Form 4 filings in 90 days) warrants monitoring for sentiment signals
ChatGPT
  • ! Net income grew only 0.6% YoY, suggesting margin pressure or higher costs below the operating line
  • ! High capital expenditures of $4.55B are limiting free cash flow to $2.60B
  • ! Long-term debt of $14.05B is meaningful relative to equity and cash balances

Key Metrics to Watch

Claude
  • * Operating cash flow trend and free cash flow sustainability above 2.5B threshold
  • * Gross margin maintenance at 57%+ level as indicator of pricing power and operational efficiency
  • * Revenue growth deceleration or acceleration relative to 13% baseline in coming quarters
  • * Debt/equity ratio trend and management's capital allocation priorities
  • * Capital expenditure requirements relative to revenue growth to assess margin expansion potential
ChatGPT
  • * Free cash flow and capex intensity
  • * Net income growth relative to revenue growth

Texas Instruments Inc. (TXN) Financial Metrics & Key Ratios

Revenue
$17.7B
Net Income
$5.0B
EPS (Diluted)
$5.45
Free Cash Flow
$2.6B
Total Assets
$34.6B
Cash Position
$3.2B

💡 AI Analyst Insight

Strong liquidity with a 4.35x current ratio provides a solid financial cushion.

TXN Profit Margin, ROE & Profitability Analysis

Gross Margin 57.0%
Operating Margin 34.1%
Net Margin 28.3%
ROE 30.7%
ROA 14.5%
FCF Margin 14.7%

TXN vs Technology Sector: How Texas Instruments Inc. Compares

How Texas Instruments Inc. compares to Technology sector averages

Net Margin
TXN 28.3%
vs
Sector Avg 18.0%
TXN Sector
ROE
TXN 30.7%
vs
Sector Avg 22.0%
TXN Sector
Current Ratio
TXN 4.4x
vs
Sector Avg 2.5x
TXN Sector
Debt/Equity
TXN 0.9x
vs
Sector Avg 0.5x
TXN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Texas Instruments Inc. Stock Overvalued? TXN Valuation Analysis 2026

Based on fundamental analysis, Texas Instruments Inc. appears fundamentally strong relative to the Technology sector in 2026.

Return on Equity
30.7%
Sector avg: 22%
Net Profit Margin
28.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.86x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Texas Instruments Inc. Balance Sheet: TXN Debt, Cash & Liquidity

Current Ratio
4.35x
Quick Ratio
2.83x
Debt/Equity
0.86x
Debt/Assets
52.9%
Interest Coverage
N/A
Long-term Debt
$14.0B

TXN Revenue & Earnings Growth: 5-Year Financial Trend

TXN 5-year financial data: Year 2021: Revenue $18.3B, Net Income $5.0B, EPS $5.24. Year 2022: Revenue $20.0B, Net Income $5.6B, EPS $5.97. Year 2023: Revenue $20.0B, Net Income $7.8B, EPS $8.26. Year 2024: Revenue $20.0B, Net Income $8.7B, EPS $9.41. Year 2025: Revenue $17.7B, Net Income $6.5B, EPS $7.07.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Texas Instruments Inc.'s revenue has remained relatively flat over the 5-year period, with a 4% decline. The most recent EPS of $7.07 reflects profitable operations.

TXN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
14.7%
Free cash flow / Revenue

TXN Quarterly Earnings & Performance

Quarterly financial performance data for Texas Instruments Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $4.2B $1.4B $1.47
Q2 2025 $3.8B $1.1B $1.22
Q1 2025 $3.7B $1.1B $1.20
Q3 2024 $4.2B $1.4B $1.47
Q2 2024 $3.8B $1.1B $1.22
Q1 2024 $3.7B $1.1B $1.20
Q3 2023 $4.5B $1.7B $1.85
Q2 2023 $4.5B $1.7B $1.87

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Texas Instruments Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$7.2B
Cash generated from operations
Stock Buybacks
$1.5B
Shares repurchased (TTM)
Capital Expenditures
$4.6B
Investment in assets
Dividends Paid
$5.0B
Returned to shareholders

TXN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Texas Instruments Inc. (CIK: 0000097476)

📋 Recent SEC Filings

Date Form Document Action
Mar 25, 2026 8-K d136885d8k.htm View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774296285.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774296234.xml View →
Mar 4, 2026 DEF 14A txn-20260303.htm View →
Feb 18, 2026 4 xslF345X05/wk-form4_1771451927.xml View →

Frequently Asked Questions about TXN

What is the AI rating for TXN?

Texas Instruments Inc. (TXN) has a Combined AI Rating of BUY from Claude (STRONG BUY) and ChatGPT (BUY) with 85% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are TXN's key strengths?

Claude: Outstanding profitability with 28.3% net margin and 34.1% operating margin, well above semiconductor sector averages. Strong cash generation with 7.2B operating cash flow and 14.7% FCF margin, demonstrating quality of earnings. ChatGPT: Excellent profitability with 57.0% gross margin, 34.1% operating margin, and 28.3% net margin. Strong financial health supported by 4.35x current ratio and 30.7% ROE.

What are the risks of investing in TXN?

Claude: High long-term debt of 14.0B relative to equity (16.3B), limiting financial flexibility if business deteriorates. Capital intensity with 4.5B capex (25.4% of operating cash flow) required to maintain competitive position in semiconductor industry. ChatGPT: Net income grew only 0.6% YoY, suggesting margin pressure or higher costs below the operating line. High capital expenditures of $4.55B are limiting free cash flow to $2.60B.

What is TXN's revenue and growth?

Texas Instruments Inc. reported revenue of $17.7B.

Does TXN pay dividends?

Texas Instruments Inc. pays dividends, with $4,999.0M distributed to shareholders in the trailing twelve months.

Where can I find TXN SEC filings?

Official SEC filings for Texas Instruments Inc. (CIK: 0000097476) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TXN's EPS?

Texas Instruments Inc. has a diluted EPS of $5.45.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TXN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Texas Instruments Inc. has a BUY rating with 85% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is TXN stock overvalued or undervalued?

Valuation metrics for TXN: ROE of 30.7% (sector avg: 22%), net margin of 28.3% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy TXN stock in 2026?

Our dual AI analysis gives Texas Instruments Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is TXN's free cash flow?

Texas Instruments Inc.'s operating cash flow is $7.2B, with capital expenditures of $4.6B. FCF margin is 14.7%.

How does TXN compare to other Technology stocks?

Vs Technology sector averages: Net margin 28.3% (avg: 18%), ROE 30.7% (avg: 22%), current ratio 4.35 (avg: 2.5).

Why is TXN's return on equity (ROE) so high?

Texas Instruments Inc. has a return on equity of 30.7%, significantly above the Technology sector average of 22%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 28.3% net margin.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 18, 2026 | Data as of: 2025-12-31 | Powered by Claude AI