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Price T Rowe Group Inc. (TROW) Stock Fundamental Analysis & AI Rating 2026

TROW Nasdaq Investment Advice MD CIK: 0001113169
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
78% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
77% Conf

📊 TROW Key Takeaways

Revenue: $7.3B
Net Margin: 28.5%
Free Cash Flow: $1.5B
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $9.24
AI Rating: BUY with 78% confidence
Price T Rowe Group Inc. (TROW) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $7.3B, net profit margin of 28.5%, and return on equity (ROE) of 19.2%, Price T Rowe Group Inc. demonstrates strong fundamentals in the Market sector. Below is our complete TROW stock analysis for 2026.

Is Price T Rowe Group Inc. (TROW) a Good Investment?

Claude

TROW demonstrates exceptional financial health with industry-leading profitability metrics (28.5% net margin, 29.9% operating margin) and strong returns on equity (19.2%) and assets (14.6%). The company generates robust free cash flow ($1.5B, 20.2% FCF margin) with minimal debt, positioning it well for shareholder returns and strategic investments despite modest 3.1% revenue growth.

ChatGPT

PRICE T ROWE GROUP shows strong fundamental quality with high operating and net margins, solid returns on equity and assets, and a debt-free balance sheet supported by substantial cash reserves. Growth is modest rather than fast, but earnings and revenue are still expanding while free cash flow remains strong, indicating durable profitability and good financial flexibility.

Why Buy Price T Rowe Group Inc. Stock? TROW Key Strengths

Claude
  • + Exceptional operating leverage with 29.9% operating margin
  • + Strong free cash flow generation ($1.5B) covering 71% of net income
  • + Conservative balance sheet with zero long-term debt and $3.4B cash (24% of assets)
  • + Consistent profitability with net margin of 28.5% reflecting pricing power
  • + High returns on equity (19.2%) and assets (14.6%) indicating efficient capital deployment
  • + Significant insider activity (18 Form 4 filings) suggesting management confidence
ChatGPT
  • + High profitability with 29.9% operating margin and 28.5% net margin
  • + Very strong financial health with no long-term debt and $3.38B in cash
  • + Healthy cash generation with $1.48B in free cash flow and a 20.2% FCF margin

TROW Stock Risks: Price T Rowe Group Inc. Investment Risks

Claude
  • ! Slowing growth trajectory with only 3.1% revenue increase and 2.5% net income growth
  • ! Low gross margin (10.0%) characteristic of service/advisory business exposes to labor cost pressures
  • ! Modest single-digit growth may reflect mature market saturation in asset management
  • ! Limited visibility into growth drivers; organic growth sustainability unclear
  • ! Dependent on asset management industry dynamics and fee compression risks
ChatGPT
  • ! Revenue, net income, and EPS growth are positive but relatively modest, which may limit upside if business momentum slows
  • ! Results are tied to sustaining client assets and fee-based revenue, which can pressure growth during weaker market or flow environments
  • ! Reported gross margin is unusually low relative to operating margin, suggesting some underlying data classification noise that should be monitored

Key Metrics to Watch

Claude
  • * Revenue growth acceleration and components (organic growth vs. market gains)
  • * Operating margin stability amid potential labor cost inflation
  • * Free cash flow sustainability and capital allocation strategy
  • * Assets under management (AUM) trends and fee realization rates
  • * Client retention and net inflows in competitive asset management market
ChatGPT
  • * Net client flows and revenue growth
  • * Operating margin and free cash flow conversion

Price T Rowe Group Inc. (TROW) Financial Metrics & Key Ratios

Revenue
$7.3B
Net Income
$2.1B
EPS (Diluted)
$9.24
Free Cash Flow
$1.5B
Total Assets
$14.3B
Cash Position
$3.4B

💡 AI Analyst Insight

The 20.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

TROW Profit Margin, ROE & Profitability Analysis

Gross Margin 10.0%
Operating Margin 29.9%
Net Margin 28.5%
ROE 19.2%
ROA 14.6%
FCF Margin 20.2%

TROW vs Market Sector: How Price T Rowe Group Inc. Compares

How Price T Rowe Group Inc. compares to Market sector averages

Net Margin
TROW 28.5%
vs
Sector Avg 12.0%
TROW Sector
ROE
TROW 19.2%
vs
Sector Avg 15.0%
TROW Sector
Current Ratio
TROW 0.0x
vs
Sector Avg 1.8x
TROW Sector
Debt/Equity
TROW 0.0x
vs
Sector Avg 0.7x
TROW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Price T Rowe Group Inc. Stock Overvalued? TROW Valuation Analysis 2026

Based on fundamental analysis, Price T Rowe Group Inc. appears fundamentally strong relative to the Market sector in 2026.

Return on Equity
19.2%
Sector avg: 15%
Net Profit Margin
28.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Price T Rowe Group Inc. Balance Sheet: TROW Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
16.0%
Interest Coverage
N/A
Long-term Debt
N/A

TROW Revenue & Earnings Growth: 5-Year Financial Trend

TROW 5-year financial data: Year 2021: Revenue $7.7B, Net Income $2.1B, EPS $8.70. Year 2022: Revenue $7.7B, Net Income $2.4B, EPS $9.98. Year 2023: Revenue $7.7B, Net Income $3.1B, EPS $13.12. Year 2024: Revenue $7.1B, Net Income $1.6B, EPS $6.70. Year 2025: Revenue $7.3B, Net Income $1.8B, EPS $7.76.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Price T Rowe Group Inc.'s revenue has remained relatively flat over the 5-year period, with a 5% decline. The most recent EPS of $7.76 reflects profitable operations.

TROW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.2%
Free cash flow / Revenue

TROW Quarterly Earnings & Performance

Quarterly financial performance data for Price T Rowe Group Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.8B $603.0M $2.64
Q2 2025 $1.7B $483.4M $2.11
Q1 2025 $1.8B $490.5M $2.15
Q3 2024 $1.7B $453.2M $1.97
Q2 2024 $1.6B $476.4M $2.06
Q1 2024 $1.5B $421.5M $1.83
Q3 2023 $1.6B $384.4M $1.66
Q2 2023 $1.5B $339.6M $1.46

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Price T Rowe Group Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.8B
Cash generated from operations
Stock Buybacks
$620.9M
Shares repurchased (TTM)
Capital Expenditures
$274.2M
Investment in assets
Dividends Paid
$1.1B
Returned to shareholders

TROW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Price T Rowe Group Inc. (CIK: 0001113169)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 4 xslF345X06/primarydocument.xml View →
Mar 31, 2026 4 xslF345X06/primarydocument.xml View →
Mar 31, 2026 4 xslF345X06/primarydocument.xml View →
Mar 31, 2026 4 xslF345X06/primarydocument.xml View →
Mar 31, 2026 4 xslF345X06/primarydocument.xml View →

Frequently Asked Questions about TROW

What is the AI rating for TROW?

Price T Rowe Group Inc. (TROW) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are TROW's key strengths?

Claude: Exceptional operating leverage with 29.9% operating margin. Strong free cash flow generation ($1.5B) covering 71% of net income. ChatGPT: High profitability with 29.9% operating margin and 28.5% net margin. Very strong financial health with no long-term debt and $3.38B in cash.

What are the risks of investing in TROW?

Claude: Slowing growth trajectory with only 3.1% revenue increase and 2.5% net income growth. Low gross margin (10.0%) characteristic of service/advisory business exposes to labor cost pressures. ChatGPT: Revenue, net income, and EPS growth are positive but relatively modest, which may limit upside if business momentum slows. Results are tied to sustaining client assets and fee-based revenue, which can pressure growth during weaker market or flow environments.

What is TROW's revenue and growth?

Price T Rowe Group Inc. reported revenue of $7.3B.

Does TROW pay dividends?

Price T Rowe Group Inc. pays dividends, with $1,143.0M distributed to shareholders in the trailing twelve months.

Where can I find TROW SEC filings?

Official SEC filings for Price T Rowe Group Inc. (CIK: 0001113169) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TROW's EPS?

Price T Rowe Group Inc. has a diluted EPS of $9.24.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TROW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Price T Rowe Group Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is TROW stock overvalued or undervalued?

Valuation metrics for TROW: ROE of 19.2% (sector avg: 15%), net margin of 28.5% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy TROW stock in 2026?

Our dual AI analysis gives Price T Rowe Group Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is TROW's free cash flow?

Price T Rowe Group Inc.'s operating cash flow is $1.8B, with capital expenditures of $274.2M. FCF margin is 20.2%.

How does TROW compare to other Market stocks?

Vs Default sector averages: Net margin 28.5% (avg: 12%), ROE 19.2% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI