📊 SNCY Key Takeaways
Is Sun Country Airlines Holdings, Inc. (SNCY) a Good Investment?
Sun Country Airlines generates solid free cash flow ($84M, 7.5% margin) and demonstrates revenue growth momentum at 4.7% YoY, supporting operational viability. However, working capital stress (current ratio 0.82x), net income declining YoY (-0.2%) despite revenue growth, and thin 4.7% net margins reveal margin compression pressures that offset growth benefits.
Why Buy Sun Country Airlines Holdings, Inc. Stock? SNCY Key Strengths
- Strong free cash flow generation of $84M with 7.5% FCF margin, exceeding capex needs
- Operating cash flow of $157.1M demonstrates robust underlying cash generation
- Manageable leverage with 0.52x debt-to-equity ratio and 4.5x interest coverage
- Revenue growth of 4.7% YoY indicates sustained market demand
SNCY Stock Risks: Sun Country Airlines Holdings, Inc. Investment Risks
- Working capital crisis risk with current ratio of 0.82x and quick ratio of 0.79x (below 1.0)
- Margin compression indicated by flat net income (-0.2% YoY) despite 4.7% revenue growth
- Thin net margin of 4.7% leaves minimal buffer for cost pressures or demand disruptions
- Modest ROE of 8.4% and ROA of 3.1% indicate weak capital efficiency
- Capital-intensive industry model creates continuous pressure on free cash flow allocation
Key Metrics to Watch
- Net margin trend - critical indicator of pricing power vs. cost inflation
- Current ratio improvement - liquidity position must stabilize above 1.0x
- Free cash flow sustainability - must remain positive and fund debt reduction
- Operating leverage - net income must grow faster than revenue to justify holding
Sun Country Airlines Holdings, Inc. (SNCY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SNCY Profit Margin, ROE & Profitability Analysis
SNCY vs Transportation Sector: How Sun Country Airlines Holdings, Inc. Compares
How Sun Country Airlines Holdings, Inc. compares to Transportation sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Sun Country Airlines Holdings, Inc. Stock Overvalued? SNCY Valuation Analysis 2026
Based on fundamental analysis, Sun Country Airlines Holdings, Inc. has mixed fundamental signals relative to the Transportation sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Sun Country Airlines Holdings, Inc. Balance Sheet: SNCY Debt, Cash & Liquidity
SNCY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Sun Country Airlines Holdings, Inc.'s revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.23 reflects profitable operations.
SNCY Revenue Growth, EPS Growth & YoY Performance
SNCY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $249.5M | $1.6M | $0.03 |
| Q2 2025 | $254.4M | $1.8M | $0.03 |
| Q1 2025 | $311.5M | $35.3M | $0.64 |
| Q3 2024 | $248.9M | $1.8M | $0.04 |
| Q2 2024 | $254.4M | $1.8M | $0.03 |
| Q1 2024 | $294.1M | $35.3M | $0.64 |
| Q3 2023 | $221.7M | $3.6M | $0.13 |
| Q2 2023 | $219.1M | -$285.0K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Sun Country Airlines Holdings, Inc. Dividends, Buybacks & Capital Allocation
SNCY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Sun Country Airlines Holdings, Inc. (CIK: 0001743907)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SNCY
What is the AI rating for SNCY?
Sun Country Airlines Holdings, Inc. (SNCY) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SNCY's key strengths?
Claude: Strong free cash flow generation of $84M with 7.5% FCF margin, exceeding capex needs. Operating cash flow of $157.1M demonstrates robust underlying cash generation.
What are the risks of investing in SNCY?
Claude: Working capital crisis risk with current ratio of 0.82x and quick ratio of 0.79x (below 1.0). Margin compression indicated by flat net income (-0.2% YoY) despite 4.7% revenue growth.
What is SNCY's revenue and growth?
Sun Country Airlines Holdings, Inc. reported revenue of $1.1B.
Does SNCY pay dividends?
Sun Country Airlines Holdings, Inc. does not currently pay dividends.
Where can I find SNCY SEC filings?
Official SEC filings for Sun Country Airlines Holdings, Inc. (CIK: 0001743907) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SNCY's EPS?
Sun Country Airlines Holdings, Inc. has a diluted EPS of $0.96.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is SNCY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Sun Country Airlines Holdings, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is SNCY stock overvalued or undervalued?
Valuation metrics for SNCY: ROE of 8.4% (sector avg: 18%), net margin of 4.7% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy SNCY stock in 2026?
Our dual AI analysis gives Sun Country Airlines Holdings, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SNCY's free cash flow?
Sun Country Airlines Holdings, Inc.'s operating cash flow is $157.1M, with capital expenditures of $73.1M. FCF margin is 7.5%.
How does SNCY compare to other Transportation stocks?
Vs Transportation sector averages: Net margin 4.7% (avg: 10%), ROE 8.4% (avg: 18%), current ratio 0.82 (avg: 1).