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Rivian Automotive, Inc. / DE (RIVN) Stock Fundamental Analysis & AI Rating 2026

RIVN Nasdaq Motor Vehicles & Passenger Car Bodies DE CIK: 0001874178
Recently Updated • Analysis: Apr 9, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
80% Confidence
AGREEMENT
STRONG SELL
88% Conf
SELL
72% Conf

📊 RIVN Key Takeaways

Revenue: $5.4B
Net Margin: -67.7%
Free Cash Flow: $-2.5B
Current Ratio: 2.33x
Debt/Equity: 0.97x
EPS: $-3.07
AI Rating: STRONG SELL with 88% confidence
Rivian Automotive, Inc. / DE (RIVN) receives a SELL rating with 80% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.4B, net profit margin of -67.7%, and return on equity (ROE) of -79.4%, Rivian Automotive, Inc. / DE demonstrates mixed fundamentals in the Automotive sector. Below is our complete RIVN stock analysis for 2026.

Is Rivian Automotive, Inc. / DE (RIVN) a Good Investment?

Claude

Rivian exhibits severe fundamental deterioration with -$3.6B operating losses on $5.4B revenue and a critically low 2.7% gross margin, indicating structural cost challenges rather than temporary scaling issues. Annual free cash burn of -$2.5B against a $3.6B cash position provides only ~1.4 years of runway, while negative interest coverage reveals operational cash flows cannot service debt obligations. Despite revenue growth, the company's inability to achieve profitability at scale poses existential financial risk without significant margin improvement or additional capital infusion.

ChatGPT

Rivian shows improving unit economics with a positive gross profit and solid liquidity, but it remains deeply unprofitable with severe operating and net losses and heavy free cash flow burn. With only modest revenue growth, the balance sheet likely cannot sustain current investment and losses without significant margin expansion or external financing.

Why Buy Rivian Automotive, Inc. / DE Stock? RIVN Key Strengths

Claude
  • + Positive revenue growth of 8.4% YoY demonstrates market demand and production capability at $5.4B scale
  • + Strong liquidity position with $3.6B cash and 2.33x current ratio provides near-term operational flexibility
  • + Moderate leverage ratio of 0.97x debt-to-equity leaves some balance sheet capacity, though sustainability questionable
ChatGPT
  • + Healthy liquidity (current ratio 2.33x, cash $3.58B)
  • + Gross margin positive, indicating cost reductions and scaling progress
  • + Growing revenue base (+8.4% YoY)

RIVN Stock Risks: Rivian Automotive, Inc. / DE Investment Risks

Claude
  • ! Unsustainable annual free cash burn of -$2.5B combined with 1.4-year cash runway absent additional financing or profitability inflection
  • ! Critically low 2.7% gross margin and -67.7% net margin indicate structural manufacturing cost disadvantages that cannot be overcome by revenue growth alone
  • ! Negative interest coverage of -47.8x means operating cash flows are deeply insufficient to service $4.4B long-term debt obligations
  • ! Capital intensity of -$1.7B annual CapEx requirement perpetuates negative free cash flow cycle despite $5.4B revenue base
ChatGPT
  • ! Persistent heavy losses (operating margin -66.5%, net margin -67.7%)
  • ! High cash burn and capex needs, raising financing/dilution risk
  • ! Leverage and negative interest coverage (-47.8x) elevate solvency risk

Key Metrics to Watch

Claude
  • * Gross margin expansion trajectory—any margin compression below 2.7% signals deteriorating unit economics
  • * Quarterly operating cash flow burn rate and cash runway depletion timeline before covenant breach or dilutive financing
  • * CapEx efficiency and path to positive free cash flow or evidence of business model refinement toward profitability
ChatGPT
  • * Gross margin
  • * Free cash flow margin

Rivian Automotive, Inc. / DE (RIVN) Financial Metrics & Key Ratios

Revenue
$5.4B
Net Income
$-3.6B
EPS (Diluted)
$-3.07
Free Cash Flow
$-2.5B
Total Assets
$14.9B
Cash Position
$3.6B

💡 AI Analyst Insight

Strong liquidity with a 2.33x current ratio provides a solid financial cushion.

RIVN Profit Margin, ROE & Profitability Analysis

Gross Margin 2.7%
Operating Margin -66.5%
Net Margin -67.7%
ROE -79.4%
ROA -24.5%
FCF Margin -46.2%

RIVN vs Automotive Sector: How Rivian Automotive, Inc. / DE Compares

How Rivian Automotive, Inc. / DE compares to Automotive sector averages

Net Margin
RIVN -67.7%
vs
Sector Avg 6.0%
RIVN Sector
ROE
RIVN -79.4%
vs
Sector Avg 12.0%
RIVN Sector
Current Ratio
RIVN 2.3x
vs
Sector Avg 1.2x
RIVN Sector
Debt/Equity
RIVN 1.0x
vs
Sector Avg 1.0x
RIVN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Rivian Automotive, Inc. / DE Stock Overvalued? RIVN Valuation Analysis 2026

Based on fundamental analysis, Rivian Automotive, Inc. / DE shows some fundamental concerns relative to the Automotive sector in 2026.

Return on Equity
-79.4%
Sector avg: 12%
Net Profit Margin
-67.7%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.97x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Rivian Automotive, Inc. / DE Balance Sheet: RIVN Debt, Cash & Liquidity

Current Ratio
2.33x
Quick Ratio
1.89x
Debt/Equity
0.97x
Debt/Assets
69.1%
Interest Coverage
-47.80x
Long-term Debt
$4.4B

RIVN Revenue & Earnings Growth: 5-Year Financial Trend

RIVN 5-year financial data: Year 2021: Revenue $55.0M, Net Income -$426.0M, EPS $-4.35. Year 2022: Revenue $1.7B, Net Income -$1.0B, EPS $-10.09. Year 2023: Revenue $4.4B, Net Income -$4.7B, EPS $-22.98. Year 2024: Revenue $5.0B, Net Income -$6.8B, EPS $-7.40. Year 2025: Revenue $5.4B, Net Income -$5.4B, EPS $-5.74.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Rivian Automotive, Inc. / DE's revenue has grown significantly by 9,695% over the 5-year period, indicating strong business expansion. The most recent EPS of $-5.74 indicates the company is currently unprofitable.

RIVN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-46.2%
Free cash flow / Revenue

RIVN Quarterly Earnings & Performance

Quarterly financial performance data for Rivian Automotive, Inc. / DE including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $874.0M -$1.1B $-0.96
Q2 2025 $1.2B -$1.1B $-0.97
Q1 2025 $1.2B -$545.0M $-0.48
Q3 2024 $874.0M -$1.1B $-1.08
Q2 2024 $1.1B -$1.2B $-1.27
Q1 2024 $661.0M -$1.3B $-1.45
Q3 2023 $536.0M -$1.2B $-1.44
Q2 2023 $364.0M -$1.2B $-1.27

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Rivian Automotive, Inc. / DE Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$779.0M
Cash generated from operations
Capital Expenditures
$1.7B
Investment in assets
Dividends
None
No dividend program

RIVN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Rivian Automotive, Inc. / DE (CIK: 0001874178)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/wk-form4_1775163142.xml View →
Apr 2, 2026 8-K rivn-20260402.htm View →
Mar 24, 2026 4 xslF345X06/wk-form4_1774384845.xml View →
Mar 24, 2026 4 xslF345X06/wk-form4_1774384826.xml View →
Mar 24, 2026 4 xslF345X06/wk-form4_1774384805.xml View →

Frequently Asked Questions about RIVN

What is the AI rating for RIVN?

Rivian Automotive, Inc. / DE (RIVN) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RIVN's key strengths?

Claude: Positive revenue growth of 8.4% YoY demonstrates market demand and production capability at $5.4B scale. Strong liquidity position with $3.6B cash and 2.33x current ratio provides near-term operational flexibility. ChatGPT: Healthy liquidity (current ratio 2.33x, cash $3.58B). Gross margin positive, indicating cost reductions and scaling progress.

What are the risks of investing in RIVN?

Claude: Unsustainable annual free cash burn of -$2.5B combined with 1.4-year cash runway absent additional financing or profitability inflection. Critically low 2.7% gross margin and -67.7% net margin indicate structural manufacturing cost disadvantages that cannot be overcome by revenue growth alone. ChatGPT: Persistent heavy losses (operating margin -66.5%, net margin -67.7%). High cash burn and capex needs, raising financing/dilution risk.

What is RIVN's revenue and growth?

Rivian Automotive, Inc. / DE reported revenue of $5.4B.

Does RIVN pay dividends?

Rivian Automotive, Inc. / DE does not currently pay dividends.

Where can I find RIVN SEC filings?

Official SEC filings for Rivian Automotive, Inc. / DE (CIK: 0001874178) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RIVN's EPS?

Rivian Automotive, Inc. / DE has a diluted EPS of $-3.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RIVN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Rivian Automotive, Inc. / DE has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RIVN stock overvalued or undervalued?

Valuation metrics for RIVN: ROE of -79.4% (sector avg: 12%), net margin of -67.7% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy RIVN stock in 2026?

Our dual AI analysis gives Rivian Automotive, Inc. / DE a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RIVN's free cash flow?

Rivian Automotive, Inc. / DE's operating cash flow is $-779.0M, with capital expenditures of $1.7B. FCF margin is -46.2%.

How does RIVN compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -67.7% (avg: 6%), ROE -79.4% (avg: 12%), current ratio 2.33 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 9, 2026 | Data as of: 2025-12-31 | Powered by Claude AI