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Nephros Inc. (NEPH) Stock Fundamental Analysis & AI Rating 2026

NEPH Nasdaq Surgical & Medical Instruments & Apparatus DE CIK: 0001196298
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
76% Confidence
STRONG AGREEMENT
BUY
75% Conf
BUY
78% Conf

📊 NEPH Key Takeaways

Revenue: $18.8M
Net Margin: 6.4%
Free Cash Flow: $1.6M
Current Ratio: 4.06x
Debt/Equity: 0.01x
EPS: $0.11
AI Rating: BUY with 75% confidence
Nephros Inc. (NEPH) receives a BUY rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $18.8M, net profit margin of 6.4%, and return on equity (ROE) of 11.7%, Nephros Inc. demonstrates strong fundamentals in the Healthcare sector. Below is our complete NEPH stock analysis for 2026.

Is Nephros Inc. (NEPH) a Good Investment?

Claude

Nephros demonstrates solid fundamental strength with 32.7% revenue growth, exceptional balance sheet liquidity (4.06x current ratio), and transition to profitability with positive free cash flow generation. However, the company remains micro-cap with thin 6.1% operating margins despite strong 61.9% gross margins, indicating elevated operating expenses relative to business scale.

ChatGPT

Nephros shows strong fundamental momentum with 32.7% revenue growth, 61.9% gross margin, and a shift to profitable, positive free cash flow. A cash-rich, nearly debt-free balance sheet and excellent liquidity provide resilience while operating leverage begins to improve margins. Sustained growth and incremental margin expansion would further strengthen returns.

Why Buy Nephros Inc. Stock? NEPH Key Strengths

Claude
  • + Fortress balance sheet: debt-free with 4.06x current ratio, 2.89x quick ratio, and $5.4M cash representing 40% of assets
  • + Strong revenue growth of 32.7% YoY with exceptional 61.9% gross margins indicating pricing power in surgical devices
  • + Positive free cash flow of $1.6M (8.5% FCF margin) with minimal capex, demonstrating cash generation ability
  • + Recently achieved profitability with net income of $1.2M and positive net margin of 6.4%
  • + Minimal debt burden (Debt/Equity 0.01x) with 1146x interest coverage provides maximum financial flexibility
ChatGPT
  • + High gross margin (61.9%) with improving profitability
  • + Strong liquidity and minimal leverage (current ratio 4.06x; debt/equity 0.01x)
  • + Positive free cash flow with low capex requirements

NEPH Stock Risks: Nephros Inc. Investment Risks

Claude
  • ! Micro-cap size ($18.8M revenue, $13.6M total assets) creates execution risk and limited organizational scale
  • ! Operating margin of only 6.1% despite 61.9% gross margins indicates elevated SG&A costs relative to revenue base
  • ! Very low absolute profitability ($1.2M net income) limits margin for error and financial cushion
  • ! Early profitability stage (1513.5% YoY net income growth suggests prior year near-zero or negative earnings)
  • ! Minimal capex ($55K) may signal underinvestment in growth infrastructure or product development needed for scaling
ChatGPT
  • ! Small scale with thin operating margin (6.1%) may be volatile
  • ! Uncertain durability of growth after a strong YoY surge
  • ! Potential customer/regulatory concentration typical for niche med-tech

Key Metrics to Watch

Claude
  • * Operating margin expansion trajectory and SG&A leverage as revenue scales
  • * Revenue growth sustainability - whether 32.7% growth rate can be maintained
  • * Gross margin stability at 61.9% level as production volume increases
  • * Free cash flow maintenance and conversion rate relative to operating cash flow
  • * Working capital efficiency and cash balance trends relative to revenue growth
ChatGPT
  • * Operating margin % (and SG&A as % of revenue)
  • * Revenue growth YoY

Nephros Inc. (NEPH) Financial Metrics & Key Ratios

Revenue
$18.8M
Net Income
$1.2M
EPS (Diluted)
$0.11
Free Cash Flow
$1.6M
Total Assets
$13.6M
Cash Position
$5.4M

💡 AI Analyst Insight

Strong liquidity with a 4.06x current ratio provides a solid financial cushion.

NEPH Profit Margin, ROE & Profitability Analysis

Gross Margin 61.9%
Operating Margin 6.1%
Net Margin 6.4%
ROE 11.7%
ROA 8.8%
FCF Margin 8.5%

NEPH vs Healthcare Sector: How Nephros Inc. Compares

How Nephros Inc. compares to Healthcare sector averages

Net Margin
NEPH 6.4%
vs
Sector Avg 12.0%
NEPH Sector
ROE
NEPH 11.7%
vs
Sector Avg 15.0%
NEPH Sector
Current Ratio
NEPH 4.1x
vs
Sector Avg 2.0x
NEPH Sector
Debt/Equity
NEPH 0.0x
vs
Sector Avg 0.6x
NEPH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Nephros Inc. Stock Overvalued? NEPH Valuation Analysis 2026

Based on fundamental analysis, Nephros Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
11.7%
Sector avg: 15%
Net Profit Margin
6.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.01x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Nephros Inc. Balance Sheet: NEPH Debt, Cash & Liquidity

Current Ratio
4.06x
Quick Ratio
2.89x
Debt/Equity
0.01x
Debt/Assets
25.2%
Interest Coverage
1,146.00x
Long-term Debt
$71.0K

NEPH Revenue & Earnings Growth: 5-Year Financial Trend

NEPH 5-year financial data: Year 2021: Revenue $10.4M, Net Income -$4.5M, EPS N/A. Year 2022: Revenue $10.2M, Net Income N/A, EPS N/A. Year 2023: Revenue $14.2M, Net Income N/A, EPS $-0.73. Year 2024: Revenue $14.2M, Net Income -$1.6M, EPS $-0.15. Year 2025: Revenue $18.8M, Net Income $74.0K, EPS $0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Nephros Inc.'s revenue has grown significantly by 81% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.01 reflects profitable operations.

NEPH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.5%
Free cash flow / Revenue

NEPH Quarterly Earnings & Performance

Quarterly financial performance data for Nephros Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.5M -$169.0K $0.02
Q2 2025 $3.3M -$169.0K $0.02
Q1 2025 $3.5M -$169.0K $-0.02
Q3 2024 $3.5M -$169.0K $-0.02
Q2 2024 $3.3M -$169.0K $-0.03
Q1 2024 $3.5M -$169.0K $-0.02
Q3 2023 $2.4M N/A $-0.02
Q2 2023 $2.9M N/A $-0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Nephros Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.6M
Cash generated from operations
Capital Expenditures
$55.0K
Investment in assets
Dividends
None
No dividend program

NEPH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Nephros Inc. (CIK: 0001196298)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 8-K form8-k.htm View →
Mar 25, 2026 4 xslF345X06/form4.xml View →
Mar 25, 2026 4 xslF345X06/form4.xml View →
Mar 18, 2026 4 xslF345X06/form4.xml View →
Mar 18, 2026 4 xslF345X06/form4.xml View →

Frequently Asked Questions about NEPH

What is the AI rating for NEPH?

Nephros Inc. (NEPH) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NEPH's key strengths?

Claude: Fortress balance sheet: debt-free with 4.06x current ratio, 2.89x quick ratio, and $5.4M cash representing 40% of assets. Strong revenue growth of 32.7% YoY with exceptional 61.9% gross margins indicating pricing power in surgical devices. ChatGPT: High gross margin (61.9%) with improving profitability. Strong liquidity and minimal leverage (current ratio 4.06x; debt/equity 0.01x).

What are the risks of investing in NEPH?

Claude: Micro-cap size ($18.8M revenue, $13.6M total assets) creates execution risk and limited organizational scale. Operating margin of only 6.1% despite 61.9% gross margins indicates elevated SG&A costs relative to revenue base. ChatGPT: Small scale with thin operating margin (6.1%) may be volatile. Uncertain durability of growth after a strong YoY surge.

What is NEPH's revenue and growth?

Nephros Inc. reported revenue of $18.8M.

Does NEPH pay dividends?

Nephros Inc. does not currently pay dividends.

Where can I find NEPH SEC filings?

Official SEC filings for Nephros Inc. (CIK: 0001196298) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NEPH's EPS?

Nephros Inc. has a diluted EPS of $0.11.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NEPH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Nephros Inc. has a BUY rating with 76% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is NEPH stock overvalued or undervalued?

Valuation metrics for NEPH: ROE of 11.7% (sector avg: 15%), net margin of 6.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NEPH stock in 2026?

Our dual AI analysis gives Nephros Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NEPH's free cash flow?

Nephros Inc.'s operating cash flow is $1.6M, with capital expenditures of $55.0K. FCF margin is 8.5%.

How does NEPH compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin 6.4% (avg: 12%), ROE 11.7% (avg: 15%), current ratio 4.06 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI