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Northann Corp. (NCL) Stock Fundamental Analysis & AI Rating 2026

NCL NYSE Plastics Products, NEC NV CIK: 0001923780
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
88% Conf

📊 NCL Key Takeaways

Revenue: $8.7M
Net Margin: -157.6%
Free Cash Flow: $-3.8M
Current Ratio: 0.73x
Debt/Equity: 0.00x
EPS: $-0.15
AI Rating: STRONG SELL with 95% confidence
Northann Corp. (NCL) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $8.7M, net profit margin of -157.6%, and return on equity (ROE) of -742.2%, Northann Corp. demonstrates mixed fundamentals in the Materials sector. Below is our complete NCL stock analysis for 2026.

Is Northann Corp. (NCL) a Good Investment?

Claude

Northann Corp faces severe financial distress with negative gross margins (-22.6%), indicating fundamental operational failure at the product level. The company is burning cash at -$3.8M annually with only $40.9K in reserves, creating an acute going-concern risk. Current ratio of 0.73x demonstrates inability to meet short-term obligations.

ChatGPT

Fundamentals indicate severe financial stress: negative gross margin, deeply negative operating and net margins, and persistent cash burn with minimal cash on hand and sub-1.0 current ratio. With thin equity and no long‑term debt capacity evident, the company likely requires near‑term external funding and a rapid margin turnaround to remain viable. Without clear evidence of improving unit economics and liquidity, the risk profile is unacceptable.

Why Buy Northann Corp. Stock? NCL Key Strengths

Claude
  • + No long-term debt burden
  • + Maintains non-zero revenue generation of $8.7M
  • + Small asset base limits absolute downside
ChatGPT
  • + No long‑term debt (D/E 0.00x)
  • + Positive, albeit thin, equity base
  • + Existing revenue base that could benefit from operating leverage if margins normalize

NCL Stock Risks: Northann Corp. Investment Risks

Claude
  • ! Negative gross margins indicate unprofitable core operations
  • ! Critical liquidity crisis: $40.9K cash with 0.73x current ratio
  • ! Negative operating cash flow of -$3.8M accelerates cash depletion
  • ! Net margin of -157.6% shows structural unprofitability
  • ! Stockholders equity of $1.8M insufficient to absorb ongoing losses
ChatGPT
  • ! Acute liquidity risk given minimal cash and sub‑1.0 current ratio
  • ! Negative unit economics (gross margin below zero) jeopardize viability
  • ! Sustained operating cash burn increases going‑concern and dilution risk

Key Metrics to Watch

Claude
  • * Cash burn rate and runway to insolvency
  • * Gross margin trend and path to profitability
  • * Operating cash flow and ability to fund operations
  • * Current ratio and liquidity position changes
ChatGPT
  • * Gross margin (%)
  • * Operating cash burn vs cash balance (runway)

Northann Corp. (NCL) Financial Metrics & Key Ratios

Revenue
$8.7M
Net Income
$-13.7M
EPS (Diluted)
$-0.15
Free Cash Flow
$-3.8M
Total Assets
$15.0M
Cash Position
$40.9K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

NCL Profit Margin, ROE & Profitability Analysis

Gross Margin -22.6%
Operating Margin -155.6%
Net Margin -157.6%
ROE -742.2%
ROA -91.6%
FCF Margin -44.3%

NCL vs Materials Sector: How Northann Corp. Compares

How Northann Corp. compares to Materials sector averages

Net Margin
NCL -157.6%
vs
Sector Avg 10.0%
NCL Sector
ROE
NCL -742.2%
vs
Sector Avg 14.0%
NCL Sector
Current Ratio
NCL 0.7x
vs
Sector Avg 1.6x
NCL Sector
Debt/Equity
NCL 0.0x
vs
Sector Avg 0.6x
NCL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Northann Corp. Stock Overvalued? NCL Valuation Analysis 2026

Based on fundamental analysis, Northann Corp. has mixed fundamental signals relative to the Materials sector in 2026.

Return on Equity
-742.2%
Sector avg: 14%
Net Profit Margin
-157.6%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Northann Corp. Balance Sheet: NCL Debt, Cash & Liquidity

Current Ratio
0.73x
Quick Ratio
0.34x
Debt/Equity
0.00x
Debt/Assets
87.7%
Interest Coverage
-50.47x
Long-term Debt
$0.0

NCL Revenue & Earnings Growth: 5-Year Financial Trend

NCL 5-year financial data: Year 2023: Revenue $21.0M, Net Income $929.1K, EPS $0.05. Year 2024: Revenue $15.3M, Net Income -$7.1M, EPS $-0.35.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Northann Corp.'s revenue has declined by 27% over the 5-year period, indicating business contraction. The most recent EPS of $-0.35 indicates the company is currently unprofitable.

NCL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-44.3%
Free cash flow / Revenue

NCL Quarterly Earnings & Performance

Quarterly financial performance data for Northann Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $2.6M -$440.9K $-0.02
Q2 2025 $1.7M $60.0K $-0.02
Q1 2025 $3.4M $60.0K $0.01
Q3 2024 $2.2M -$440.9K $-0.02
Q2 2024 $3.9M -$511.6K $-0.03
Q1 2024 $2.7M $60.0K $0.00
Q3 2023 $2.2M $234.1K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Northann Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$3.8M
Cash generated from operations
Dividends
None
No dividend program

NCL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Northann Corp. (CIK: 0001923780)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 10-K ncl120_10k.htm View →
Mar 2, 2026 8-K ncl-20260224.htm View →
Jan 2, 2026 8-K ncl-20251231.htm View →
Jan 2, 2026 8-K ncl-20260102.htm View →
Dec 23, 2025 8-K ncl-20251218.htm View →

Frequently Asked Questions about NCL

What is the AI rating for NCL?

Northann Corp. (NCL) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are NCL's key strengths?

Claude: No long-term debt burden. Maintains non-zero revenue generation of $8.7M. ChatGPT: No long‑term debt (D/E 0.00x). Positive, albeit thin, equity base.

What are the risks of investing in NCL?

Claude: Negative gross margins indicate unprofitable core operations. Critical liquidity crisis: $40.9K cash with 0.73x current ratio. ChatGPT: Acute liquidity risk given minimal cash and sub‑1.0 current ratio. Negative unit economics (gross margin below zero) jeopardize viability.

What is NCL's revenue and growth?

Northann Corp. reported revenue of $8.7M.

Does NCL pay dividends?

Northann Corp. does not currently pay dividends.

Where can I find NCL SEC filings?

Official SEC filings for Northann Corp. (CIK: 0001923780) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NCL's EPS?

Northann Corp. has a diluted EPS of $-0.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NCL a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Northann Corp. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NCL stock overvalued or undervalued?

Valuation metrics for NCL: ROE of -742.2% (sector avg: 14%), net margin of -157.6% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy NCL stock in 2026?

Our dual AI analysis gives Northann Corp. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NCL's free cash flow?

Northann Corp.'s operating cash flow is $-3.8M, with capital expenditures of N/A. FCF margin is -44.3%.

How does NCL compare to other Materials stocks?

Vs Materials sector averages: Net margin -157.6% (avg: 10%), ROE -742.2% (avg: 14%), current ratio 0.73 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-09-30 | Powered by Claude AI