📊 MNRO Key Takeaways
Is Monro, Inc.. (MNRO) a Good Investment?
Monro is barely profitable with a net margin of 0.2% and critically weak liquidity (0.46x current ratio, $14.6M cash) despite positive free cash flow generation. The company's extremely thin operating margins (1.7%) and negligible returns (0.4% ROE, 0.1% ROA) indicate severe operational efficiency challenges that limit financial flexibility to address short-term obligations.
Monro generates positive free cash flow and carries low long-term debt, but profitability remains weak with thin operating and net margins and very low returns on capital. Liquidity is strained with a sub-0.5 current ratio, minimal cash, and a very low quick ratio, elevating operational risk. Reported YoY figures appear inconsistent, calling growth quality into question absent clear margin recovery.
Monro, Inc.. Key Strengths (MNRO)
- Positive free cash flow of $38.8M provides cash generation despite thin profits
- Low leverage with 0.10x debt-to-equity ratio demonstrates controlled debt levels
- Reasonable gross margin of 35% suggests adequate pricing power in core operations
- Positive free cash flow with modest capex.
- Low long-term leverage (Debt/Equity 0.07x).
- Solid gross margin base (35.4%) for potential operating leverage.
MNRO Stock Risks: Monro, Inc.. Investment Risks
- Critical liquidity crisis with current ratio of 0.46x and only $14.6M cash on hand - liabilities far exceed liquid assets
- Near-zero profitability with 0.2% net margin indicates the company is essentially breakeven on an operational basis
- Abysmal capital efficiency with ROE of 0.4% and ROA of 0.1% - generating minimal returns on invested capital
- Suspicious revenue anomaly (6814.9% YoY spike) suggests major restructuring or acquisition - growth quality unclear
- Very weak liquidity (current 0.45x, quick 0.15x) and minimal cash.
- Thin profitability (operating 2.9%, net 1.0%) and low ROE/ROA.
- Questionable growth quality given anomalous YoY comps and EPS inconsistency.
Key Metrics to Watch
- Current ratio and absolute cash position - liquidity trends are critical
- Operating margin progression - profitability must improve from 1.7% to ensure sustainability
- Free cash flow conversion rate - ability to service debt obligations from cash generation
- Operating margin
- Current ratio
Monro, Inc.. (MNRO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.4% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
MNRO Profit Margin, ROE & Profitability Analysis
MNRO vs Automotive Sector: How Monro, Inc.. Compares
How Monro, Inc.. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Monro, Inc.. Stock Overvalued? MNRO Valuation Analysis 2026
Based on fundamental analysis, Monro, Inc.. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Monro, Inc.. Balance Sheet: MNRO Debt, Cash & Liquidity
MNRO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Monro, Inc..'s revenue has remained relatively flat over the 5-year period, with a 6% decline. The most recent EPS of $1.18 reflects profitable operations.
MNRO Revenue Growth, EPS Growth & YoY Performance
MNRO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $293.4M | $4.6M | $0.15 |
| Q2 2026 | $288.9M | -$2.4M | $-0.10 |
| Q1 2026 | $293.2M | $5.9M | $0.19 |
| Q3 2025 | $305.8M | $4.6M | $0.15 |
| Q2 2025 | $301.4M | $5.6M | $0.18 |
| Q1 2025 | $293.2M | $5.9M | $0.19 |
| Q3 2024 | $317.7M | $12.2M | $0.38 |
| Q2 2024 | $322.1M | $12.9M | $0.40 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Monro, Inc.. Dividends, Buybacks & Capital Allocation
MNRO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Monro, Inc.. (CIK: 0000876427)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MNRO
What is the AI rating for MNRO?
Monro, Inc.. (MNRO) has a Combined AI Grade of C from Claude (C) and ChatGPT (C) with 61% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are MNRO's key strengths?
Claude: Positive free cash flow of $38.8M provides cash generation despite thin profits. Low leverage with 0.10x debt-to-equity ratio demonstrates controlled debt levels. ChatGPT: Positive free cash flow with modest capex.. Low long-term leverage (Debt/Equity 0.07x)..
What are the risks of investing in MNRO?
Claude: Critical liquidity crisis with current ratio of 0.46x and only $14.6M cash on hand - liabilities far exceed liquid assets. Near-zero profitability with 0.2% net margin indicates the company is essentially breakeven on an operational basis. ChatGPT: Very weak liquidity (current 0.45x, quick 0.15x) and minimal cash.. Thin profitability (operating 2.9%, net 1.0%) and low ROE/ROA..
What is MNRO's revenue and growth?
Monro, Inc.. reported revenue of $1.2B.
Does MNRO pay dividends?
Monro, Inc.. pays dividends, with $35.0M distributed to shareholders in the trailing twelve months.
Where can I find MNRO SEC filings?
Official SEC filings for Monro, Inc.. (CIK: 0000876427) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MNRO's EPS?
Monro, Inc.. has a diluted EPS of $0.03.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is MNRO's fundamental grade?
Based on our AI fundamental analysis in June 2026, Monro, Inc.. has a C grade with 61% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is MNRO stock overvalued or undervalued?
Valuation metrics for MNRO: ROE of 0.4% (sector avg: 12%), net margin of 0.2% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
What is MNRO's AI grade for 2026?
Our dual AI analysis gives Monro, Inc.. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MNRO's free cash flow?
Monro, Inc..'s operating cash flow is $70.4M, with capital expenditures of $31.7M. FCF margin is 3.4%.
How does MNRO compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 0.2% (avg: 6%), ROE 0.4% (avg: 12%), current ratio 0.46 (avg: 1.2).