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Marygold Companies, Inc. (MGLD) Stock Fundamental Analysis & AI Rating 2026

MGLD NYSE Finance Services NV CIK: 0001005101
Updated This Month • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
85% Confidence
AGREEMENT
STRONG SELL
92% Conf
SELL
78% Conf

📊 MGLD Key Takeaways

Revenue: $14.6M
Net Margin: -6.4%
Free Cash Flow: $-1.5M
Current Ratio: 3.90x
Debt/Equity: 0.00x
EPS: $-0.02
AI Rating: STRONG SELL with 92% confidence
Marygold Companies, Inc. (MGLD) receives a SELL rating with 85% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $14.6M, net profit margin of -6.4%, and return on equity (ROE) of -4.1%, Marygold Companies, Inc. demonstrates mixed fundamentals in the Finance sector. Below is our complete MGLD stock analysis for 2026.

Is Marygold Companies, Inc. (MGLD) a Good Investment?

Claude

Marygold Companies exhibits severe operational distress with negative operating income, negative net income, and negative free cash flow despite maintaining a high gross margin of 75.5%. The company is burning cash operationally while revenue declines 8.2% year-over-year, indicating both profitability and growth challenges that outweigh the fortress balance sheet.

ChatGPT

Marygold Companies shows weak core fundamentals: revenue is declining, operating margins are negative, and both net income and free cash flow remain below zero. The main offset is a very clean balance sheet with no meaningful leverage, solid liquidity, and a large equity base, but current fundamentals do not yet show a durable path to profitable growth.

Why Buy Marygold Companies, Inc. Stock? MGLD Key Strengths

Claude
  • + Strong balance sheet with $22.7M stockholders equity and minimal debt (0.00x Debt/Equity)
  • + Excellent liquidity position with 3.90x current ratio and $4.1M cash reserves
  • + High gross margin of 75.5% indicating pricing power and product/service viability at gross profit level
ChatGPT
  • + Strong liquidity with a 3.90x current ratio and 3.49x quick ratio
  • + Debt-free balance sheet with low financial risk and positive stockholders' equity of $22.69M
  • + High gross margin of 75.5%, indicating the underlying business can generate attractive gross profit before overhead and other costs

MGLD Stock Risks: Marygold Companies, Inc. Investment Risks

Claude
  • ! Negative operating cash flow of -$1.4M with deteriorating profitability (negative net margin -6.4% and negative ROA -3.4%)
  • ! Revenue declining 8.2% year-over-year with operating losses of -$1.9M suggesting structural business challenges
  • ! Negative free cash flow of -$1.5M indicates the company cannot sustain operations through internal cash generation
  • ! Diluted EPS declined 40% year-over-year to -$0.02, demonstrating shareholder value destruction
ChatGPT
  • ! Revenue declined 8.2% year over year, pointing to weak growth quality and limited operating leverage
  • ! Operating loss, negative net margin, and negative ROA/ROE show the business is not currently generating acceptable returns
  • ! Negative operating cash flow and free cash flow indicate ongoing cash burn despite minimal capital expenditure

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory and path to cash flow breakeven
  • * Revenue stabilization and return to growth
  • * Operating margin improvement and expense control initiatives
  • * Cash runway sustainability given current burn rate
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Revenue growth and operating margin improvement

Marygold Companies, Inc. (MGLD) Financial Metrics & Key Ratios

Revenue
$14.6M
Net Income
$-932.0K
EPS (Diluted)
$-0.02
Free Cash Flow
$-1.5M
Total Assets
$27.8M
Cash Position
$4.1M

💡 AI Analyst Insight

Strong liquidity with a 3.90x current ratio provides a solid financial cushion.

MGLD Profit Margin, ROE & Profitability Analysis

Gross Margin 75.5%
Operating Margin -13.0%
Net Margin -6.4%
ROE -4.1%
ROA -3.4%
FCF Margin -10.1%

MGLD vs Finance Sector: How Marygold Companies, Inc. Compares

How Marygold Companies, Inc. compares to Finance sector averages

Net Margin
MGLD -6.4%
vs
Sector Avg 25.0%
MGLD Sector
ROE
MGLD -4.1%
vs
Sector Avg 12.0%
MGLD Sector
Current Ratio
MGLD 3.9x
vs
Sector Avg 1.2x
MGLD Sector
Debt/Equity
MGLD 0.0x
vs
Sector Avg 2.0x
MGLD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Marygold Companies, Inc. Stock Overvalued? MGLD Valuation Analysis 2026

Based on fundamental analysis, Marygold Companies, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-4.1%
Sector avg: 12%
Net Profit Margin
-6.4%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Marygold Companies, Inc. Balance Sheet: MGLD Debt, Cash & Liquidity

Current Ratio
3.90x
Quick Ratio
3.49x
Debt/Equity
0.00x
Debt/Assets
18.4%
Interest Coverage
-1.58x
Long-term Debt
N/A

MGLD Revenue & Earnings Growth: 5-Year Financial Trend

MGLD 5-year financial data: Year 2025: Revenue $32.8M, Net Income -$4.1M, EPS $-0.10.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Marygold Companies, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.10 indicates the company is currently unprofitable.

MGLD Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-10.1%
Free cash flow / Revenue

MGLD Quarterly Earnings & Performance

Quarterly financial performance data for Marygold Companies, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $7.6M -$356.0K $-0.01
Q1 2026 $7.0M -$356.0K $-0.01
Q3 2025 $7.0M -$500.0K $-0.01
Q2 2025 $8.0M -$500.0K $-0.03
Q1 2025 $7.9M -$500.0K $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Marygold Companies, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$1.4M
Cash generated from operations
Stock Buybacks
$25.0K
Shares repurchased (TTM)
Capital Expenditures
$29.0K
Investment in assets
Dividends
None
No dividend program

MGLD SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Marygold Companies, Inc. (CIK: 0001005101)

📋 Recent SEC Filings

Date Form Document Action
Feb 10, 2026 8-K form8-k.htm View →
Feb 5, 2026 10-Q form10-q.htm View →
Dec 12, 2025 4 xslF345X05/ownership.xml View →
Dec 4, 2025 4 xslF345X05/ownership.xml View →
Nov 21, 2025 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about MGLD

What is the AI rating for MGLD?

Marygold Companies, Inc. (MGLD) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 85% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are MGLD's key strengths?

Claude: Strong balance sheet with $22.7M stockholders equity and minimal debt (0.00x Debt/Equity). Excellent liquidity position with 3.90x current ratio and $4.1M cash reserves. ChatGPT: Strong liquidity with a 3.90x current ratio and 3.49x quick ratio. Debt-free balance sheet with low financial risk and positive stockholders' equity of $22.69M.

What are the risks of investing in MGLD?

Claude: Negative operating cash flow of -$1.4M with deteriorating profitability (negative net margin -6.4% and negative ROA -3.4%). Revenue declining 8.2% year-over-year with operating losses of -$1.9M suggesting structural business challenges. ChatGPT: Revenue declined 8.2% year over year, pointing to weak growth quality and limited operating leverage. Operating loss, negative net margin, and negative ROA/ROE show the business is not currently generating acceptable returns.

What is MGLD's revenue and growth?

Marygold Companies, Inc. reported revenue of $14.6M.

Does MGLD pay dividends?

Marygold Companies, Inc. does not currently pay dividends.

Where can I find MGLD SEC filings?

Official SEC filings for Marygold Companies, Inc. (CIK: 0001005101) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MGLD's EPS?

Marygold Companies, Inc. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MGLD a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Marygold Companies, Inc. has a SELL rating with 85% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MGLD stock overvalued or undervalued?

Valuation metrics for MGLD: ROE of -4.1% (sector avg: 12%), net margin of -6.4% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy MGLD stock in 2026?

Our dual AI analysis gives Marygold Companies, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MGLD's free cash flow?

Marygold Companies, Inc.'s operating cash flow is $-1.4M, with capital expenditures of $29.0K. FCF margin is -10.1%.

How does MGLD compare to other Finance stocks?

Vs Finance sector averages: Net margin -6.4% (avg: 25%), ROE -4.1% (avg: 12%), current ratio 3.90 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI