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MARA Holdings, Inc. (MARA) Stock Fundamental Analysis & AI Rating 2026

MARA Nasdaq Finance Services NV CIK: 0001507605
Updated This Month • Analysis: Apr 1, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
90% Conf

📊 MARA Key Takeaways

Revenue: $907.1M
Net Margin: -144.6%
Free Cash Flow: $-1.2B
Current Ratio: 1.27x
Debt/Equity: 1.04x
EPS: $-3.69
AI Rating: STRONG SELL with 95% confidence
MARA Holdings, Inc. (MARA) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $907.1M, net profit margin of -144.6%, and return on equity (ROE) of -37.8%, MARA Holdings, Inc. demonstrates mixed fundamentals in the Finance sector. Below is our complete MARA stock analysis for 2026.

Is MARA Holdings, Inc. (MARA) a Good Investment?

Claude

MARA demonstrates severe financial distress with massive operating losses (-$1.2B), negative free cash flow (-$1.2B), and a collapsing profitability profile despite 1445% revenue growth. The company is burning cash operationally while simultaneously investing heavily in capex, indicating unsustainable business fundamentals and deteriorating financial health.

ChatGPT

MARA Holdings shows explosive reported revenue growth, but the growth quality is weak because it is accompanied by negligible gross margin, deeply negative operating profitability, and very large cash burn. The balance sheet still has meaningful cash and equity, but leverage is elevated and interest coverage is severely negative, leaving the company fundamentally dependent on a major turnaround in unit economics and cash generation.

Why Buy MARA Holdings, Inc. Stock? MARA Key Strengths

Claude
  • + Substantial revenue growth of 1445% YoY demonstrates significant market traction or business expansion
  • + Adequate liquid assets of $547.1M provide near-term operational runway
  • + Reasonable current ratio of 1.27x indicates short-term liquidity adequacy
ChatGPT
  • + Reported revenue increased sharply year over year, indicating rapid top-line expansion
  • + Cash balance of $547.13M and current ratio of 1.27x provide some near-term liquidity support
  • + Equity base remains substantial relative to total liabilities, offering some balance-sheet cushion

MARA Stock Risks: MARA Holdings, Inc. Investment Risks

Claude
  • ! Massive operating losses of -$1.2B with negative 135% operating margin indicate core business is unprofitable at scale
  • ! Negative free cash flow of -$1.2B combined with -$802.7M operating cash flow shows company is not self-sustaining and burning capital
  • ! Extremely poor profitability with net margin of -144.6% and ROE of -37.8% indicates fundamental business model dysfunction
  • ! High debt load of $3.6B with debt-to-equity ratio of 1.04x creates leverage risk amid negative earnings
  • ! Negative interest coverage of -974.7x demonstrates inability to service debt from operating profits
  • ! Heavy capital expenditure of $407.1M while operating at large losses suggests unsustainable investment strategy
ChatGPT
  • ! Gross margin of 1.3% and net margin of -144.6% indicate an unsustainably weak earnings profile
  • ! Operating cash flow of -$802.73M and free cash flow of -$1.21B show severe ongoing cash burn
  • ! Long-term debt of $3.60B with deeply negative interest coverage creates significant financial risk

Key Metrics to Watch

Claude
  • * Operating cash flow trend - critical indicator of whether cash burn stabilizes
  • * Operating margin and path to profitability - assess if 1445% revenue growth can translate to positive EBITDA
  • * Cash runway - months of cash remaining given current burn rate
  • * Free cash flow and debt service capacity - ensure company can meet obligations without dilution
  • * Capital expenditure justification - evaluate ROI on heavy capex amid operating losses
ChatGPT
  • * Operating cash flow and free cash flow trend
  • * Gross margin and operating margin improvement

MARA Holdings, Inc. (MARA) Financial Metrics & Key Ratios

Revenue
$907.1M
Net Income
$-1.3B
EPS (Diluted)
$-3.69
Free Cash Flow
$-1.2B
Total Assets
$7.3B
Cash Position
$547.1M

💡 AI Analyst Insight

MARA Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

MARA Profit Margin, ROE & Profitability Analysis

Gross Margin 1.3%
Operating Margin -135.0%
Net Margin -144.6%
ROE -37.8%
ROA -18.0%
FCF Margin -133.4%

MARA vs Finance Sector: How MARA Holdings, Inc. Compares

How MARA Holdings, Inc. compares to Finance sector averages

Net Margin
MARA -144.6%
vs
Sector Avg 25.0%
MARA Sector
ROE
MARA -37.8%
vs
Sector Avg 12.0%
MARA Sector
Current Ratio
MARA 1.3x
vs
Sector Avg 1.2x
MARA Sector
Debt/Equity
MARA 1.0x
vs
Sector Avg 2.0x
MARA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is MARA Holdings, Inc. Stock Overvalued? MARA Valuation Analysis 2026

Based on fundamental analysis, MARA Holdings, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-37.8%
Sector avg: 12%
Net Profit Margin
-144.6%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.04x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

MARA Holdings, Inc. Balance Sheet: MARA Debt, Cash & Liquidity

Current Ratio
1.27x
Quick Ratio
1.27x
Debt/Equity
1.04x
Debt/Assets
10.5%
Interest Coverage
-974.72x
Long-term Debt
$3.6B

MARA Revenue & Earnings Growth: 5-Year Financial Trend

MARA 5-year financial data: Year 2021: Revenue $150.5M, Net Income -$3.5M, EPS $-0.53. Year 2022: Revenue $159.2M, Net Income -$10.4M, EPS N/A. Year 2023: Revenue $57.7M, Net Income -$29.8M, EPS $-0.30. Year 2024: Revenue $96.5M, Net Income -$694.0M, EPS $-6.12. Year 2025: Revenue $96.5M, Net Income $261.2M, EPS $1.06.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: MARA Holdings, Inc.'s revenue has declined by 36% over the 5-year period, indicating business contraction. The most recent EPS of $1.06 reflects profitable operations.

MARA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-133.4%
Free cash flow / Revenue

MARA Quarterly Earnings & Performance

Quarterly financial performance data for MARA Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $16.8M N/A $0.05
Q2 2025 $15.2M N/A $0.50
Q1 2025 $14.7M N/A $1.26
Q3 2024 $5.1M -$390.0K $0.05
Q2 2024 $9.5M -$9.0M $-0.07
Q1 2024 $18.9M $118.7M $0.72
Q3 2023 $12.7M $37.8M $0.21
Q2 2023 $24.9M -$17.1M $-0.13

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

MARA Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$802.7M
Cash generated from operations
Stock Buybacks
$46.9M
Shares repurchased (TTM)
Capital Expenditures
$407.1M
Investment in assets
Dividends
None
No dividend program

MARA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for MARA Holdings, Inc. (CIK: 0001507605)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Apr 3, 2026 4 xslF345X06/ownership.xml View →
Mar 26, 2026 8-K eh260755847_8k.htm View →
Mar 19, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about MARA

What is the AI rating for MARA?

MARA Holdings, Inc. (MARA) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are MARA's key strengths?

Claude: Substantial revenue growth of 1445% YoY demonstrates significant market traction or business expansion. Adequate liquid assets of $547.1M provide near-term operational runway. ChatGPT: Reported revenue increased sharply year over year, indicating rapid top-line expansion. Cash balance of $547.13M and current ratio of 1.27x provide some near-term liquidity support.

What are the risks of investing in MARA?

Claude: Massive operating losses of -$1.2B with negative 135% operating margin indicate core business is unprofitable at scale. Negative free cash flow of -$1.2B combined with -$802.7M operating cash flow shows company is not self-sustaining and burning capital. ChatGPT: Gross margin of 1.3% and net margin of -144.6% indicate an unsustainably weak earnings profile. Operating cash flow of -$802.73M and free cash flow of -$1.21B show severe ongoing cash burn.

What is MARA's revenue and growth?

MARA Holdings, Inc. reported revenue of $907.1M.

Does MARA pay dividends?

MARA Holdings, Inc. does not currently pay dividends.

Where can I find MARA SEC filings?

Official SEC filings for MARA Holdings, Inc. (CIK: 0001507605) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MARA's EPS?

MARA Holdings, Inc. has a diluted EPS of $-3.69.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is MARA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, MARA Holdings, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is MARA stock overvalued or undervalued?

Valuation metrics for MARA: ROE of -37.8% (sector avg: 12%), net margin of -144.6% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy MARA stock in 2026?

Our dual AI analysis gives MARA Holdings, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MARA's free cash flow?

MARA Holdings, Inc.'s operating cash flow is $-802.7M, with capital expenditures of $407.1M. FCF margin is -133.4%.

How does MARA compare to other Finance stocks?

Vs Finance sector averages: Net margin -144.6% (avg: 25%), ROE -37.8% (avg: 12%), current ratio 1.27 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 1, 2026 | Data as of: 2025-12-31 | Powered by Claude AI