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Loar Holdings Inc. (LOAR) Stock Fundamental Analysis & AI Rating 2026

LOAR NYSE Aircraft Parts & Auxiliary Equipment, NEC DE CIK: 0002000178
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
72% Conf
HOLD
68% Conf

📊 LOAR Key Takeaways

Revenue: $496.3M
Net Margin: 14.5%
Free Cash Flow: $112.3M
Current Ratio: 4.70x
Debt/Equity: 0.61x
EPS: $0.75
AI Rating: HOLD with 72% confidence
Loar Holdings Inc. (LOAR) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $496.3M, net profit margin of 14.5%, and return on equity (ROE) of 6.1%, Loar Holdings Inc. demonstrates mixed fundamentals in the Automotive sector. Below is our complete LOAR stock analysis for 2026.

Is Loar Holdings Inc. (LOAR) a Good Investment?

Claude

Loar demonstrates solid financial health with exceptional profitability margins (52.7% gross, 21.4% operating) and strong free cash flow generation ($112.3M, 22.6% FCF margin). However, flat revenue and earnings growth combined with weak returns on capital (ROE 6.1%, ROA 3.6%) indicate a mature business lacking meaningful growth momentum despite operational excellence.

ChatGPT

Loar exhibits strong profitability and cash generation with excellent liquidity, but topline and net income are flat year over year, suggesting limited underlying growth. Returns on capital remain modest and interest coverage is only moderate, indicating some sensitivity to financing costs. Fundamentals are solid but need clearer revenue acceleration to justify a more constructive stance.

Why Buy Loar Holdings Inc. Stock? LOAR Key Strengths

Claude
  • + Exceptional profitability margins - Gross Margin 52.7%, Operating Margin 21.4%, Net Margin 14.5%
  • + Strong cash generation with Free Cash Flow of $112.3M representing 22.6% of revenue
  • + Excellent liquidity position with Current Ratio 4.70x and Quick Ratio 2.98x
  • + Manageable leverage at 0.61x Debt/Equity with 4.1x interest coverage
ChatGPT
  • + High margins (52.7% gross, 21.4% operating)
  • + Excellent liquidity (4.7x current, 3.0x quick)
  • + Strong free cash flow with 22.6% FCF margin

LOAR Stock Risks: Loar Holdings Inc. Investment Risks

Claude
  • ! Revenue stagnation at 0% YoY growth with flat net income indicates lack of organic expansion
  • ! Weak capital efficiency - ROE of 6.1% and ROA of 3.6% show poor returns on shareholder and total assets
  • ! Cyclical sector exposure through aircraft parts industry vulnerable to aviation demand downturns
  • ! Significant debt burden ($715.7M) against modest cash position ($84.8M) limits financial flexibility
ChatGPT
  • ! Zero YoY growth in revenue and net income
  • ! Modest ROE/ROA pointing to low capital efficiency
  • ! Moderate leverage with only 4.1x interest coverage

Key Metrics to Watch

Claude
  • * Revenue growth acceleration - current 0% growth must reverse for investment case to improve
  • * Return on Equity trajectory - 6.1% ROE well below cost of capital suggests capital misallocation
  • * Free cash flow conversion and capital deployment strategy - path to debt reduction or shareholder returns
  • * Operating margin sustainability - confirm margin durability amid flat growth environment
ChatGPT
  • * Organic revenue growth (YoY)
  • * Interest coverage ratio

Loar Holdings Inc. (LOAR) Financial Metrics & Key Ratios

Revenue
$496.3M
Net Income
$72.1M
EPS (Diluted)
$0.75
Free Cash Flow
$112.3M
Total Assets
$2.0B
Cash Position
$84.8M

💡 AI Analyst Insight

The 22.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 4.70x current ratio provides a solid financial cushion.

LOAR Profit Margin, ROE & Profitability Analysis

Gross Margin 52.7%
Operating Margin 21.4%
Net Margin 14.5%
ROE 6.1%
ROA 3.6%
FCF Margin 22.6%

LOAR vs Automotive Sector: How Loar Holdings Inc. Compares

How Loar Holdings Inc. compares to Automotive sector averages

Net Margin
LOAR 14.5%
vs
Sector Avg 6.0%
LOAR Sector
ROE
LOAR 6.1%
vs
Sector Avg 12.0%
LOAR Sector
Current Ratio
LOAR 4.7x
vs
Sector Avg 1.2x
LOAR Sector
Debt/Equity
LOAR 0.6x
vs
Sector Avg 1.0x
LOAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Loar Holdings Inc. Stock Overvalued? LOAR Valuation Analysis 2026

Based on fundamental analysis, Loar Holdings Inc. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
6.1%
Sector avg: 12%
Net Profit Margin
14.5%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.61x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Loar Holdings Inc. Balance Sheet: LOAR Debt, Cash & Liquidity

Current Ratio
4.70x
Quick Ratio
2.98x
Debt/Equity
0.61x
Debt/Assets
42.1%
Interest Coverage
4.14x
Long-term Debt
$715.7M

LOAR Revenue & Earnings Growth: 5-Year Financial Trend

LOAR 5-year financial data: Year 2024: Revenue $402.8M, Net Income -$4.6M, EPS $-22,620.18. Year 2025: Revenue $496.3M, Net Income -$4.6M, EPS $-22,620.18.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Loar Holdings Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $-22,620.18 indicates the company is currently unprofitable.

LOAR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
22.6%
Free cash flow / Revenue

LOAR Quarterly Earnings & Performance

Quarterly financial performance data for Loar Holdings Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $103.5M $2.2M $0.09
Q2 2025 $97.0M $2.2M $0.09
Q1 2025 $91.8M $2.2M $0.16
Q3 2024 $82.8M $623.0K $0.09
Q2 2024 $74.0M $623.0K $0.09
Q1 2024 $74.2M $2.2M $11,023.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Loar Holdings Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$112.3M
Cash generated from operations
Dividends
None
No dividend program

LOAR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Loar Holdings Inc. (CIK: 0002000178)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 DEF 14A d71575ddef14a.htm View →
Mar 17, 2026 4 xslF345X05/ownership.xml View →
Mar 17, 2026 4 xslF345X05/ownership.xml View →
Mar 13, 2026 4 xslF345X05/ownership.xml View →
Mar 13, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about LOAR

What is the AI rating for LOAR?

Loar Holdings Inc. (LOAR) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LOAR's key strengths?

Claude: Exceptional profitability margins - Gross Margin 52.7%, Operating Margin 21.4%, Net Margin 14.5%. Strong cash generation with Free Cash Flow of $112.3M representing 22.6% of revenue. ChatGPT: High margins (52.7% gross, 21.4% operating). Excellent liquidity (4.7x current, 3.0x quick).

What are the risks of investing in LOAR?

Claude: Revenue stagnation at 0% YoY growth with flat net income indicates lack of organic expansion. Weak capital efficiency - ROE of 6.1% and ROA of 3.6% show poor returns on shareholder and total assets. ChatGPT: Zero YoY growth in revenue and net income. Modest ROE/ROA pointing to low capital efficiency.

What is LOAR's revenue and growth?

Loar Holdings Inc. reported revenue of $496.3M.

Does LOAR pay dividends?

Loar Holdings Inc. does not currently pay dividends.

Where can I find LOAR SEC filings?

Official SEC filings for Loar Holdings Inc. (CIK: 0002000178) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LOAR's EPS?

Loar Holdings Inc. has a diluted EPS of $0.75.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LOAR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Loar Holdings Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LOAR stock overvalued or undervalued?

Valuation metrics for LOAR: ROE of 6.1% (sector avg: 12%), net margin of 14.5% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy LOAR stock in 2026?

Our dual AI analysis gives Loar Holdings Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is LOAR's free cash flow?

Loar Holdings Inc.'s operating cash flow is $112.3M, with capital expenditures of N/A. FCF margin is 22.6%.

How does LOAR compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 14.5% (avg: 6%), ROE 6.1% (avg: 12%), current ratio 4.70 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI