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Landbay Inc (LNBY) Stock Fundamental Analysis & AI Rating 2026

LNBY Gold and Silver Ores NY CIK: 0001672572
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-06-30
Combined AI Rating
SELL
80% Confidence
AGREEMENT
STRONG SELL
88% Conf
SELL
72% Conf

📊 LNBY Key Takeaways

Revenue: $156.6K
Net Margin: 7.3%
Free Cash Flow: $33.0
Current Ratio: 0.66x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 88% confidence
Landbay Inc (LNBY) receives a SELL rating with 80% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $156.6K, net profit margin of 7.3%, Landbay Inc demonstrates mixed fundamentals in the Market sector. Below is our complete LNBY stock analysis for 2026.

Is Landbay Inc (LNBY) a Good Investment?

Claude

Landbay exhibits severe financial distress with negative stockholders' equity of -36.2K, indicating technical insolvency where total liabilities exceed total assets. Poor liquidity metrics (current ratio 0.66x) combined with minimal profitability and micro-cap scale (156.6K revenue) create substantial going concern risk despite impressive top-line growth from an extremely low base.

ChatGPT

Despite explosive YoY revenue growth and a small profit with positive operating cash flow, Landbay remains subscale with thin margins and negligible free cash flow. Negative shareholders’ equity and weak liquidity indicate financial fragility and potential reliance on external financing. Until the balance sheet is repaired and free cash flow becomes sustainably positive, the risk/reward skews negative on fundamentals.

Why Buy Landbay Inc Stock? LNBY Key Strengths

Claude
  • + Revenue growth of 5820.8% YoY demonstrates demand expansion
  • + Positive operating cash flow of 11.3K shows business can generate cash
  • + Positive operating margin of 7.8% and net margin of 7.3% indicate some pricing power
ChatGPT
  • + Rapid revenue growth off a low base
  • + Emerging profitability with positive operating cash flow
  • + Limited interest burden (no evident long-term debt)

LNBY Stock Risks: Landbay Inc Investment Risks

Claude
  • ! Negative stockholders' equity of -36.2K represents technical insolvency
  • ! Current ratio of 0.66x indicates inability to cover short-term obligations with current assets
  • ! Total liabilities (106.6K) exceed total assets (70.4K) by 36.2K, indicating balance sheet deterioration
  • ! Micro-cap with minimal revenue scale and market presence
  • ! Net income negative in prior year with -304.2% YoY contraction
  • ! Zero insider buying activity in past 90 days
ChatGPT
  • ! Negative equity (liabilities exceed assets) indicating solvency risk
  • ! Weak liquidity (current and quick ratios below 1) and potential financing needs
  • ! Minimal free cash flow and thin margins in a cyclical, commodity-exposed business

Key Metrics to Watch

Claude
  • * Stockholders' equity trend and timeline to positive equity position
  • * Current ratio improvement and working capital management
  • * Debt reduction and liability management strategy
  • * Sustainability of revenue growth and path to meaningful profitability
  • * Going concern audit assessment and covenant compliance
ChatGPT
  • * Current ratio
  • * Free cash flow

Landbay Inc (LNBY) Financial Metrics & Key Ratios

Revenue
$156.6K
Net Income
$11.5K
EPS (Diluted)
$0.00
Free Cash Flow
$33.0
Total Assets
$70.4K
Cash Position
$16.7K

💡 AI Analyst Insight

The relatively thin 0.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

LNBY Profit Margin, ROE & Profitability Analysis

Gross Margin 10.0%
Operating Margin 7.8%
Net Margin 7.3%
ROE N/A
ROA 16.3%
FCF Margin 0.0%

LNBY vs Market Sector: How Landbay Inc Compares

How Landbay Inc compares to Market sector averages

Net Margin
LNBY 7.3%
vs
Sector Avg 12.0%
LNBY Sector
ROE
LNBY 0.0%
vs
Sector Avg 15.0%
LNBY Sector
Current Ratio
LNBY 0.7x
vs
Sector Avg 1.8x
LNBY Sector
Debt/Equity
LNBY 0.0x
vs
Sector Avg 0.7x
LNBY Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Landbay Inc Stock Overvalued? LNBY Valuation Analysis 2026

Based on fundamental analysis, Landbay Inc has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
7.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Landbay Inc Balance Sheet: LNBY Debt, Cash & Liquidity

Current Ratio
0.66x
Quick Ratio
0.62x
Debt/Equity
N/A
Debt/Assets
151.4%
Interest Coverage
N/A
Long-term Debt
N/A

LNBY Revenue & Earnings Growth: 5-Year Financial Trend

LNBY 5-year financial data: Year 2021: Revenue $47.7K, Net Income -$42.7K, EPS N/A. Year 2022: Revenue $9.6K, Net Income -$206.9K, EPS N/A. Year 2023: Revenue $18.2K, Net Income -$44.6K, EPS N/A. Year 2024: Revenue $18.2K, Net Income -$37.7K, EPS $0.00. Year 2025: Revenue $564.8K, Net Income -$13.1K, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Landbay Inc's revenue has grown significantly by 1,085% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.

LNBY Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.0%
Free cash flow / Revenue

LNBY Quarterly Earnings & Performance

Quarterly financial performance data for Landbay Inc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $156.6K $11.5K $0.00
Q3 2025 $1.1K -$7.7K $0.00
Q2 2025 $2.1K -$7.8K $0.00
Q3 2024 $1.1K -$7.7K $0.00
Q2 2024 $3.2K -$7.0K $0.00
Q1 2024 $7.3K -$13.6K $0.00
Q3 2023 $1.2K -$8.1K N/A
Q2 2023 $1.2K -$7.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Landbay Inc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$11.3K
Cash generated from operations
Stock Buybacks
-$351
Shares repurchased (TTM)
Capital Expenditures
$11.3K
Investment in assets
Dividends
None
No dividend program

LNBY SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Landbay Inc (CIK: 0001672572)

📋 Recent SEC Filings

Date Form Document Action
Feb 2, 2026 10-Q landbay_10q.htm View →
Dec 22, 2025 8-K form8k.htm View →
Aug 8, 2025 10-K form10-k.htm View →
Feb 14, 2025 10-Q form10-q.htm View →
Nov 19, 2024 10-Q form10-q.htm View →

Frequently Asked Questions about LNBY

What is the AI rating for LNBY?

Landbay Inc (LNBY) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LNBY's key strengths?

Claude: Revenue growth of 5820.8% YoY demonstrates demand expansion. Positive operating cash flow of 11.3K shows business can generate cash. ChatGPT: Rapid revenue growth off a low base. Emerging profitability with positive operating cash flow.

What are the risks of investing in LNBY?

Claude: Negative stockholders' equity of -36.2K represents technical insolvency. Current ratio of 0.66x indicates inability to cover short-term obligations with current assets. ChatGPT: Negative equity (liabilities exceed assets) indicating solvency risk. Weak liquidity (current and quick ratios below 1) and potential financing needs.

What is LNBY's revenue and growth?

Landbay Inc reported revenue of $156.6K.

Does LNBY pay dividends?

Landbay Inc does not currently pay dividends.

Where can I find LNBY SEC filings?

Official SEC filings for Landbay Inc (CIK: 0001672572) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LNBY's EPS?

Landbay Inc has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LNBY a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Landbay Inc has a SELL rating with 80% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LNBY stock overvalued or undervalued?

Valuation metrics for LNBY: ROE of N/A (sector avg: 15%), net margin of 7.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LNBY stock in 2026?

Our dual AI analysis gives Landbay Inc a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LNBY's free cash flow?

Landbay Inc's operating cash flow is $11.3K, with capital expenditures of $11.3K. FCF margin is 0.0%.

How does LNBY compare to other Market stocks?

Vs Default sector averages: Net margin 7.3% (avg: 12%), ROE N/A (avg: 15%), current ratio 0.66 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-06-30 | Powered by Claude AI