← Back to All US Stocks

Lear Corp. (LEA) Stock Fundamental Analysis & AI Rating 2026

LEA NYSE Motor Vehicle Parts & Accessories DE CIK: 0000842162
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
72% Confidence
AGREEMENT
SELL
75% Conf
HOLD
70% Conf

📊 LEA Key Takeaways

Revenue: $23.3B
Net Margin: 1.9%
Free Cash Flow: $527.2M
Current Ratio: 1.35x
Debt/Equity: 0.54x
EPS: $8.15
AI Rating: SELL with 75% confidence
Lear Corp. (LEA) receives a SELL rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $23.3B, net profit margin of 1.9%, and return on equity (ROE) of 8.7%, Lear Corp. demonstrates mixed fundamentals in the Automotive sector. Below is our complete LEA stock analysis for 2026.

Is Lear Corp. (LEA) a Good Investment?

Claude

Lear Corp faces fundamental headwinds with flat revenue growth (0.0% YoY) coupled with deteriorating profitability (net income -17.1% YoY), indicating operational underperformance beyond cyclical market pressures. Extremely thin margins (net 1.9%, operating 3.3%) and low returns on capital (ROE 8.7%, ROA 2.9%) characterize a mature, commoditized supplier with limited growth visibility.

ChatGPT

Fundamentals show stable revenue but compressed profitability, with net income declining despite flat sales and thin margins. Balance sheet strength (moderate leverage, strong interest coverage) and consistent positive free cash flow support resilience and reinvestment, but cyclical exposure and margin pressure limit near-term upside. A sustained improvement in operating margin and durable cash conversion would warrant a more positive stance.

Why Buy Lear Corp. Stock? LEA Key Strengths

Claude
  • + Strong debt service capacity with 29.8x interest coverage ratio
  • + Positive free cash flow generation of $527.2M supporting potential dividends/debt paydown
  • + Conservative leverage position with 0.54x debt-to-equity ratio
ChatGPT
  • + Strong interest coverage and moderate leverage (29.8x, 0.54x)
  • + Adequate liquidity with 1.35x current and 1.05x quick ratios plus $1.03B cash
  • + Consistent positive FCF and solid cash conversion (OCF > net income)

LEA Stock Risks: Lear Corp. Investment Risks

Claude
  • ! Zero organic revenue growth in a stagnant market signals lost competitiveness or market share erosion
  • ! Net income declining 17% while revenue flat indicates margin compression and operational deterioration
  • ! Tight quick ratio of 1.05x limits financial flexibility amid cyclical automotive sector downturns
  • ! Extremely thin margins leave no cushion for cost inflation or demand disruptions
ChatGPT
  • ! Margin compression from OEM pricing pressure and input cost inflation
  • ! Cyclical auto demand and production volatility impacting volumes and mix
  • ! Execution needs and investments (e.g., technology/EV content) may weigh on margins and cash flow

Key Metrics to Watch

Claude
  • * Operating margin trend and gross margin recovery drivers
  • * Year-over-year revenue growth acceleration
  • * Free cash flow sustainability relative to capital intensity and debt service obligations
ChatGPT
  • * Operating margin
  • * Free cash flow margin

Lear Corp. (LEA) Financial Metrics & Key Ratios

Revenue
$23.3B
Net Income
$436.8M
EPS (Diluted)
$8.15
Free Cash Flow
$527.2M
Total Assets
$14.8B
Cash Position
$1.0B

💡 AI Analyst Insight

The relatively thin 2.3% FCF margin may limit capital allocation flexibility.

LEA Profit Margin, ROE & Profitability Analysis

Gross Margin 6.5%
Operating Margin 3.3%
Net Margin 1.9%
ROE 8.7%
ROA 2.9%
FCF Margin 2.3%

LEA vs Automotive Sector: How Lear Corp. Compares

How Lear Corp. compares to Automotive sector averages

Net Margin
LEA 1.9%
vs
Sector Avg 6.0%
LEA Sector
ROE
LEA 8.7%
vs
Sector Avg 12.0%
LEA Sector
Current Ratio
LEA 1.4x
vs
Sector Avg 1.2x
LEA Sector
Debt/Equity
LEA 0.5x
vs
Sector Avg 1.0x
LEA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Lear Corp. Stock Overvalued? LEA Valuation Analysis 2026

Based on fundamental analysis, Lear Corp. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
8.7%
Sector avg: 12%
Net Profit Margin
1.9%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.54x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Lear Corp. Balance Sheet: LEA Debt, Cash & Liquidity

Current Ratio
1.35x
Quick Ratio
1.05x
Debt/Equity
0.54x
Debt/Assets
0.0%
Interest Coverage
29.78x
Long-term Debt
$2.7B

LEA Revenue & Earnings Growth: 5-Year Financial Trend

LEA 5-year financial data: Year 2021: Revenue $19.8B, Net Income $753.6M, EPS $12.75. Year 2022: Revenue $20.9B, Net Income $158.5M, EPS $2.62. Year 2023: Revenue $23.5B, Net Income $373.9M, EPS $6.19. Year 2024: Revenue $23.5B, Net Income $327.7M, EPS $5.47. Year 2025: Revenue $23.5B, Net Income $572.5M, EPS $9.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Lear Corp.'s revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $9.68 reflects profitable operations.

LEA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.3%
Free cash flow / Revenue

LEA Quarterly Earnings & Performance

Quarterly financial performance data for Lear Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.6B $108.2M $2.02
Q2 2025 $6.0B $165.2M $3.02
Q1 2025 $5.6B $80.7M $1.49
Q3 2024 $5.6B $132.9M $2.25
Q2 2024 $6.0B $168.7M $2.84
Q1 2024 $5.8B $109.6M $1.90
Q3 2023 $5.2B $92.3M $1.54
Q2 2023 $5.1B $68.5M $1.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Lear Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.1B
Cash generated from operations
Stock Buybacks
$325.2M
Shares repurchased (TTM)
Capital Expenditures
$561.6M
Investment in assets
Dividends Paid
$164.8M
Returned to shareholders

LEA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Lear Corp. (CIK: 0000842162)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A lea-20260402.htm View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Mar 16, 2026 4 xslF345X05/ownership.xml View →
Feb 27, 2026 4 xslF345X05/ownership.xml View →
Feb 26, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about LEA

What is the AI rating for LEA?

Lear Corp. (LEA) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LEA's key strengths?

Claude: Strong debt service capacity with 29.8x interest coverage ratio. Positive free cash flow generation of $527.2M supporting potential dividends/debt paydown. ChatGPT: Strong interest coverage and moderate leverage (29.8x, 0.54x). Adequate liquidity with 1.35x current and 1.05x quick ratios plus $1.03B cash.

What are the risks of investing in LEA?

Claude: Zero organic revenue growth in a stagnant market signals lost competitiveness or market share erosion. Net income declining 17% while revenue flat indicates margin compression and operational deterioration. ChatGPT: Margin compression from OEM pricing pressure and input cost inflation. Cyclical auto demand and production volatility impacting volumes and mix.

What is LEA's revenue and growth?

Lear Corp. reported revenue of $23.3B.

Does LEA pay dividends?

Lear Corp. pays dividends, with $164.8M distributed to shareholders in the trailing twelve months.

Where can I find LEA SEC filings?

Official SEC filings for Lear Corp. (CIK: 0000842162) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LEA's EPS?

Lear Corp. has a diluted EPS of $8.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LEA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Lear Corp. has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LEA stock overvalued or undervalued?

Valuation metrics for LEA: ROE of 8.7% (sector avg: 12%), net margin of 1.9% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy LEA stock in 2026?

Our dual AI analysis gives Lear Corp. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LEA's free cash flow?

Lear Corp.'s operating cash flow is $1.1B, with capital expenditures of $561.6M. FCF margin is 2.3%.

How does LEA compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 1.9% (avg: 6%), ROE 8.7% (avg: 12%), current ratio 1.35 (avg: 1.2).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI