📊 LBUY Key Takeaways
Is Leafbuyer Technologies, Inc.. (LBUY) a Good Investment?
LeafBuyer is technically insolvent with negative stockholders equity of -$1.5M and liabilities exceeding assets by 150%. Despite 15.5% revenue growth and positive free cash flow of $130K, the company is unprofitable with operating losses of -$94.3K and negative net margins of -6.4%, indicating fundamental business model challenges. Critical liquidity concerns (current ratio of 0.49x) combined with inability to cover interest expenses make this a distressed situation with limited margin for error.
Revenue is growing double digits and operating results are near break-even with positive free cash flow from an asset-light model. However, the balance sheet is severely weak with negative equity, poor liquidity, and negative interest coverage, indicating financing and going-concern risk. Fundamentals need durable profitability and capital structure repair before the risk/reward improves.
Why Buy Leafbuyer Technologies, Inc.. Stock? LBUY Key Strengths
- Revenue growth of 15.5% YoY demonstrates market demand and business expansion
- Positive free cash flow of $130K and operating cash flow show some cash generation despite losses
- Gross margin of 48.5% indicates reasonable pricing power and product profitability at the gross level
- Double-digit revenue growth (+15.5% YoY)
- Improving operating leverage near break-even
- Positive operating and free cash flow with minimal capex
LBUY Stock Risks: Leafbuyer Technologies, Inc.. Investment Risks
- Negative stockholders equity of -$1.5M creates technical insolvency and existential solvency risk
- Current ratio of 0.49x indicates critical liquidity crisis with liabilities exceeding liquid assets
- Operating losses and negative net margins of -6.4% demonstrate inability to achieve profitability despite revenue growth
- Negative interest coverage ratio of -2.5x shows company cannot service debt from operating earnings
- Total liabilities of $2.5M exceed total assets of $1.0M by 150%, indicating balance sheet distress
- Negative equity and weak liquidity (current ratio 0.49x)
- Negative interest coverage; potential need for external financing/dilution
- Small scale and margin volatility; potential working-capital reversal of OCF
Key Metrics to Watch
- Path to operating profitability and timeline to positive net income
- Stockholders equity trajectory and whether company can return to positive equity
- Cash burn rate and runway given current cash position of $969.1K against negative operations
- Debt restructuring or refinancing needs as company cannot service debt from operations
- Operating margin turning sustainably positive
- Current ratio moving >1.0 and equity returning positive
Leafbuyer Technologies, Inc.. (LBUY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
LBUY Profit Margin, ROE & Profitability Analysis
LBUY vs Services Sector: How Leafbuyer Technologies, Inc.. Compares
How Leafbuyer Technologies, Inc.. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Leafbuyer Technologies, Inc.. Stock Overvalued? LBUY Valuation Analysis 2026
Based on fundamental analysis, Leafbuyer Technologies, Inc.. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Leafbuyer Technologies, Inc.. Balance Sheet: LBUY Debt, Cash & Liquidity
LBUY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Leafbuyer Technologies, Inc..'s revenue has grown significantly by 143% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.01 reflects profitable operations.
LBUY Revenue Growth, EPS Growth & YoY Performance
LBUY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $962.8K | $74.8K | $0.00 |
| Q1 2026 | $973.2K | $11.5K | $0.00 |
| Q3 2025 | $1.5M | -$171.6K | $0.00 |
| Q2 2025 | $1.4M | $74.8K | $0.00 |
| Q1 2025 | $1.2M | $11.5K | N/A |
| Q3 2024 | $1.3M | -$170.5K | N/A |
| Q2 2024 | $1.3M | $95.4K | $0.00 |
| Q1 2024 | $1.1M | -$210.0K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Leafbuyer Technologies, Inc.. Dividends, Buybacks & Capital Allocation
LBUY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Leafbuyer Technologies, Inc.. (CIK: 0001643721)
📋 Recent SEC Filings
❓ Frequently Asked Questions about LBUY
What is the AI rating for LBUY?
Leafbuyer Technologies, Inc.. (LBUY) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 81% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are LBUY's key strengths?
Claude: Revenue growth of 15.5% YoY demonstrates market demand and business expansion. Positive free cash flow of $130K and operating cash flow show some cash generation despite losses. ChatGPT: Double-digit revenue growth (+15.5% YoY). Improving operating leverage near break-even.
What are the risks of investing in LBUY?
Claude: Negative stockholders equity of -$1.5M creates technical insolvency and existential solvency risk. Current ratio of 0.49x indicates critical liquidity crisis with liabilities exceeding liquid assets. ChatGPT: Negative equity and weak liquidity (current ratio 0.49x). Negative interest coverage; potential need for external financing/dilution.
What is LBUY's revenue and growth?
Leafbuyer Technologies, Inc.. reported revenue of $1.9M.
Does LBUY pay dividends?
Leafbuyer Technologies, Inc.. does not currently pay dividends.
Where can I find LBUY SEC filings?
Official SEC filings for Leafbuyer Technologies, Inc.. (CIK: 0001643721) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is LBUY's EPS?
Leafbuyer Technologies, Inc.. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is LBUY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Leafbuyer Technologies, Inc.. has a SELL rating with 81% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is LBUY stock overvalued or undervalued?
Valuation metrics for LBUY: ROE of N/A (sector avg: 16%), net margin of -6.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy LBUY stock in 2026?
Our dual AI analysis gives Leafbuyer Technologies, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is LBUY's free cash flow?
Leafbuyer Technologies, Inc..'s operating cash flow is $130.0K, with capital expenditures of $0.0. FCF margin is 6.7%.
How does LBUY compare to other Services stocks?
Vs Services sector averages: Net margin -6.4% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.49 (avg: 1.5).