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Kb Home (KBH) Stock Fundamental Analysis & AI Rating 2026

KBH NYSE Operative Builders DE CIK: 0000795266
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2026-02-28
Combined AI Rating
SELL
66% Confidence
AGREEMENT
SELL
72% Conf
HOLD
60% Conf

📊 KBH Key Takeaways

Revenue: $1.1B
Net Margin: 3.1%
Free Cash Flow: $-138.6M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $0.52
AI Rating: SELL with 72% confidence
Kb Home (KBH) receives a SELL rating with 66% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.1B, net profit margin of 3.1%, and return on equity (ROE) of 0.9%, Kb Home demonstrates mixed fundamentals in the Market sector. Below is our complete KBH stock analysis for 2026.

Is Kb Home (KBH) a Good Investment?

Claude

KB Home faces significant operational headwinds with 10% YoY revenue decline and negative free cash flow of -$138.6M, indicating the company is burning cash from operations and not self-sustaining despite maintained profitability. The combination of deteriorating revenues, negative cash generation, and minimal net margins (3.1%) suggests unsustainable financial pressure that will erode the company's liquidity buffer.

ChatGPT

Fundamentals are mixed: revenue fell 10% YoY and cash conversion is negative, but gross margin remains solid and net income held roughly flat. A seemingly low-leverage balance sheet and sizable equity base add resilience, yet weak ROE/ROA and a 27% EPS decline point to efficiency and demand/mix challenges. Maintain a neutral stance until cash flow turns positive and returns improve.

Why Buy Kb Home Stock? KBH Key Strengths

Claude
  • + Strong operating margin of 32.1% demonstrates operational efficiency and effective cost management
  • + Maintains profitability with $33.4M net income despite significant revenue headwinds
  • + Adequate liquidity with $201.8M cash provides near-term runway
  • + Minimal leverage with 0.00x debt-to-equity ratio reduces financial risk
ChatGPT
  • + Healthy gross margin of 22.4% despite softer revenue
  • + Conservative capital structure (0.00x debt/equity) with $201.8M cash
  • + Net income slightly up YoY, suggesting some cost/pricing resilience

KBH Stock Risks: Kb Home Investment Risks

Claude
  • ! Severe negative free cash flow of -$138.6M indicates the core business cannot fund operations or investments
  • ! 10% YoY revenue decline signals housing market weakness or competitive market share loss
  • ! Razor-thin net margin of 3.1% provides minimal financial cushion for deterioration
  • ! Negative operating cash flow of -$125.4M is fundamentally unsustainable regardless of accounting profitability
ChatGPT
  • ! Negative operating and free cash flow indicating weak cash conversion and inventory/land spend pressure
  • ! Top-line contraction and 27% EPS decline imply demand/mix headwinds and dilution risk
  • ! Low returns on capital (ROE 0.9%, ROA 0.5%) question capital efficiency

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must return to positive for business viability
  • * Revenue stabilization or recovery - critical indicator of market demand
  • * Cash balance depletion rate - tracks sustainability of current burn rate
  • * Working capital changes - may indicate order backlog or inventory pressure
ChatGPT
  • * Operating cash flow relative to net income (cash conversion)
  • * Gross margin trend and net orders/backlog growth

Kb Home (KBH) Financial Metrics & Key Ratios

Revenue
$1.1B
Net Income
$33.4M
EPS (Diluted)
$0.52
Free Cash Flow
$-138.6M
Total Assets
$6.7B
Cash Position
$201.8M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

KBH Profit Margin, ROE & Profitability Analysis

Gross Margin 22.4%
Operating Margin 32.1%
Net Margin 3.1%
ROE 0.9%
ROA 0.5%
FCF Margin -12.9%

KBH vs Market Sector: How Kb Home Compares

How Kb Home compares to Market sector averages

Net Margin
KBH 3.1%
vs
Sector Avg 12.0%
KBH Sector
ROE
KBH 0.9%
vs
Sector Avg 15.0%
KBH Sector
Current Ratio
KBH 0.0x
vs
Sector Avg 1.8x
KBH Sector
Debt/Equity
KBH 0.0x
vs
Sector Avg 0.7x
KBH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Kb Home Stock Overvalued? KBH Valuation Analysis 2026

Based on fundamental analysis, Kb Home has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
0.9%
Sector avg: 15%
Net Profit Margin
3.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Kb Home Balance Sheet: KBH Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
N/A

KBH Revenue & Earnings Growth: 5-Year Financial Trend

KBH 5-year financial data: Year 2021: Revenue $5.7B, Net Income $268.8M, EPS $2.85. Year 2022: Revenue $6.9B, Net Income $296.2M, EPS $3.13. Year 2023: Revenue $6.9B, Net Income $564.7M, EPS $6.01. Year 2024: Revenue $6.9B, Net Income $816.7M, EPS $9.09. Year 2025: Revenue $6.9B, Net Income $590.2M, EPS $7.03.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Kb Home's revenue has grown significantly by 21% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.03 reflects profitable operations.

KBH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-12.9%
Free cash flow / Revenue

KBH Quarterly Earnings & Performance

Quarterly financial performance data for Kb Home including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.1B $33.4M $0.52
Q3 2025 $1.6B $109.8M $1.61
Q2 2025 $1.5B $107.9M $1.50
Q1 2025 $1.4B $109.6M $1.49
Q3 2024 $1.6B $149.9M $1.80
Q2 2024 $1.7B $164.4M $1.94
Q1 2024 $1.4B $125.5M $1.45
Q3 2023 $1.6B $149.9M $1.80

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Kb Home Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$125.4M
Cash generated from operations
Stock Buybacks
$50.0M
Shares repurchased (TTM)
Capital Expenditures
$13.2M
Investment in assets
Dividends Paid
$17.3M
Returned to shareholders

KBH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Kb Home (CIK: 0000795266)

📋 Recent SEC Filings

Date Form Document Action
Apr 9, 2026 10-Q kbh-20260228.htm View →
Mar 24, 2026 8-K kbh-20260324.htm View →
Mar 13, 2026 DEF 14A kbh-20260313.htm View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771970357.xml View →
Feb 24, 2026 4 xslF345X05/wk-form4_1771970287.xml View →

Frequently Asked Questions about KBH

What is the AI rating for KBH?

Kb Home (KBH) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 66% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are KBH's key strengths?

Claude: Strong operating margin of 32.1% demonstrates operational efficiency and effective cost management. Maintains profitability with $33.4M net income despite significant revenue headwinds. ChatGPT: Healthy gross margin of 22.4% despite softer revenue. Conservative capital structure (0.00x debt/equity) with $201.8M cash.

What are the risks of investing in KBH?

Claude: Severe negative free cash flow of -$138.6M indicates the core business cannot fund operations or investments. 10% YoY revenue decline signals housing market weakness or competitive market share loss. ChatGPT: Negative operating and free cash flow indicating weak cash conversion and inventory/land spend pressure. Top-line contraction and 27% EPS decline imply demand/mix headwinds and dilution risk.

What is KBH's revenue and growth?

Kb Home reported revenue of $1.1B.

Does KBH pay dividends?

Kb Home pays dividends, with $17.3M distributed to shareholders in the trailing twelve months.

Where can I find KBH SEC filings?

Official SEC filings for Kb Home (CIK: 0000795266) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is KBH's EPS?

Kb Home has a diluted EPS of $0.52.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is KBH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Kb Home has a SELL rating with 66% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is KBH stock overvalued or undervalued?

Valuation metrics for KBH: ROE of 0.9% (sector avg: 15%), net margin of 3.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy KBH stock in 2026?

Our dual AI analysis gives Kb Home a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is KBH's free cash flow?

Kb Home's operating cash flow is $-125.4M, with capital expenditures of $13.2M. FCF margin is -12.9%.

How does KBH compare to other Market stocks?

Vs Default sector averages: Net margin 3.1% (avg: 12%), ROE 0.9% (avg: 15%), current ratio N/A (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2026-02-28 | Powered by Claude AI