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Coffee Holding Co Inc. (JVA) Stock Fundamental Analysis & AI Rating 2026

JVA Nasdaq Miscellaneous Food Preparations & Kindred Products NV CIK: 0001007019
Recently Updated • Analysis: Apr 11, 2026 • SEC Data: 2026-01-31
Combined AI Rating
HOLD
70% Confidence
NEUTRAL
SELL
72% Conf
BUY
68% Conf

📊 JVA Key Takeaways

Revenue: $25.6M
Net Margin: 6.4%
Free Cash Flow: $6.6M
Current Ratio: 3.06x
Debt/Equity: 0.00x
EPS: $0.29
AI Rating: SELL with 72% confidence
Coffee Holding Co Inc. (JVA) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $25.6M, net profit margin of 6.4%, and return on equity (ROE) of 5.7%, Coffee Holding Co Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete JVA stock analysis for 2026.

Is Coffee Holding Co Inc. (JVA) a Good Investment?

Claude

Coffee Holding shows strong 22.6% revenue growth but alarming profitability deterioration with net income down 36.7% and EPS declining 35.9% YoY, indicating significant margin compression. While the company maintains a fortress balance sheet with zero debt and strong free cash flow generation ($6.6M, 25.7% margin), the collapsing bottom-line profitability despite top-line expansion reveals operational stress that undermines fundamental attractiveness.

ChatGPT

Debt-free balance sheet, ample liquidity, and unusually strong free cash flow suggest resilient operations despite a modest size. Although net income fell YoY, revenue growth and solid operating margin point to healthy core fundamentals if gross margin and cash conversion hold.

Why Buy Coffee Holding Co Inc. Stock? JVA Key Strengths

Claude
  • + Robust revenue growth of 22.6% YoY demonstrates market demand
  • + Exceptional free cash flow generation at $6.4M with 25.7% FCF margin indicates cash generative business
  • + Fortress balance sheet with zero long-term debt and 3.06x current ratio provides financial stability
  • + Capital-light business model requiring minimal capex ($33.3K)
ChatGPT
  • + Debt-free with strong interest coverage and liquidity
  • + Solid operating and gross margins for the category
  • + Robust operating cash flow and high FCF margin

JVA Stock Risks: Coffee Holding Co Inc. Investment Risks

Claude
  • ! Severe profitability deterioration: net income down 36.7% despite 22.6% revenue growth signals gross margin compression or cost control issues
  • ! Diluted EPS decline of 35.9% YoY with net margin collapsing to 6.4% indicates unsustainable profitability trend
  • ! Very weak returns metrics: ROE of 5.7% and ROA of 4.0% suggest poor capital efficiency
  • ! Small-cap vulnerability with only $28.8M equity limits financial flexibility and scale advantages
ChatGPT
  • ! Earnings volatility given 36.7% YoY net income decline
  • ! Commodity/input cost swings could pressure margins
  • ! Small scale may imply customer concentration and working capital sensitivity

Key Metrics to Watch

Claude
  • * Cost of goods sold as % of revenue and gross margin trend reversal
  • * Operating expense ratio to identify if cost inflation is driving margin compression
  • * Net income trend and path to profitability restoration
  • * Free cash flow sustainability and operating cash flow conversion quality
ChatGPT
  • * Gross margin trend
  • * Operating cash flow vs. net income (working capital effects)

Coffee Holding Co Inc. (JVA) Financial Metrics & Key Ratios

Revenue
$25.6M
Net Income
$1.6M
EPS (Diluted)
$0.29
Free Cash Flow
$6.6M
Total Assets
$41.2M
Cash Position
$2.7M

💡 AI Analyst Insight

The 25.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 3.06x current ratio provides a solid financial cushion.

JVA Profit Margin, ROE & Profitability Analysis

Gross Margin 27.5%
Operating Margin 9.3%
Net Margin 6.4%
ROE 5.7%
ROA 4.0%
FCF Margin 25.7%

JVA vs Consumer Sector: How Coffee Holding Co Inc. Compares

How Coffee Holding Co Inc. compares to Consumer sector averages

Net Margin
JVA 6.4%
vs
Sector Avg 8.0%
JVA Sector
ROE
JVA 5.7%
vs
Sector Avg 18.0%
JVA Sector
Current Ratio
JVA 3.1x
vs
Sector Avg 1.5x
JVA Sector
Debt/Equity
JVA 0.0x
vs
Sector Avg 0.8x
JVA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Coffee Holding Co Inc. Stock Overvalued? JVA Valuation Analysis 2026

Based on fundamental analysis, Coffee Holding Co Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
5.7%
Sector avg: 18%
Net Profit Margin
6.4%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Coffee Holding Co Inc. Balance Sheet: JVA Debt, Cash & Liquidity

Current Ratio
3.06x
Quick Ratio
1.33x
Debt/Equity
0.00x
Debt/Assets
30.1%
Interest Coverage
12.46x
Long-term Debt
N/A

JVA Revenue & Earnings Growth: 5-Year Financial Trend

JVA 5-year financial data: Year 2021: Revenue $74.3M, Net Income -$94.3K, EPS N/A. Year 2022: Revenue $65.7M, Net Income $1.3M, EPS N/A. Year 2023: Revenue $68.2M, Net Income -$3.7M, EPS $-0.66. Year 2024: Revenue $78.6M, Net Income -$835.6K, EPS $-0.15. Year 2025: Revenue $96.3M, Net Income $2.2M, EPS $0.39.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Coffee Holding Co Inc.'s revenue has grown significantly by 30% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.39 reflects profitable operations.

JVA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
25.7%
Free cash flow / Revenue

JVA Quarterly Earnings & Performance

Quarterly financial performance data for Coffee Holding Co Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $21.3M $1.2M $0.20
Q3 2025 $18.8M -$21.8K $0.10
Q2 2025 $19.0M -$21.8K $0.06
Q1 2025 $19.5M $351.0K $0.06
Q3 2024 $15.8M -$21.8K $-0.02
Q2 2024 $15.3M -$21.8K $-0.06
Q1 2024 $18.3M $351.0K $0.06
Q3 2023 $15.8M $45.1K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Coffee Holding Co Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$6.6M
Cash generated from operations
Stock Buybacks
$500.0K
Shares repurchased (TTM)
Capital Expenditures
$33.3K
Investment in assets
Dividends Paid
$399.0K
Returned to shareholders

JVA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Coffee Holding Co Inc. (CIK: 0001007019)

📋 Recent SEC Filings

Date Form Document Action
Mar 16, 2026 8-K form8-k.htm View →
Mar 16, 2026 10-Q form10-q.htm View →
Mar 10, 2026 8-K form8-k.htm View →
Feb 27, 2026 8-K form8-k.htm View →
Jan 28, 2026 8-K form8-k.htm View →

Frequently Asked Questions about JVA

What is the AI rating for JVA?

Coffee Holding Co Inc. (JVA) has a Combined AI Rating of HOLD from Claude (SELL) and ChatGPT (BUY) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are JVA's key strengths?

Claude: Robust revenue growth of 22.6% YoY demonstrates market demand. Exceptional free cash flow generation at $6.4M with 25.7% FCF margin indicates cash generative business. ChatGPT: Debt-free with strong interest coverage and liquidity. Solid operating and gross margins for the category.

What are the risks of investing in JVA?

Claude: Severe profitability deterioration: net income down 36.7% despite 22.6% revenue growth signals gross margin compression or cost control issues. Diluted EPS decline of 35.9% YoY with net margin collapsing to 6.4% indicates unsustainable profitability trend. ChatGPT: Earnings volatility given 36.7% YoY net income decline. Commodity/input cost swings could pressure margins.

What is JVA's revenue and growth?

Coffee Holding Co Inc. reported revenue of $25.6M.

Does JVA pay dividends?

Coffee Holding Co Inc. pays dividends, with $0.4M distributed to shareholders in the trailing twelve months.

Where can I find JVA SEC filings?

Official SEC filings for Coffee Holding Co Inc. (CIK: 0001007019) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is JVA's EPS?

Coffee Holding Co Inc. has a diluted EPS of $0.29.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is JVA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Coffee Holding Co Inc. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is JVA stock overvalued or undervalued?

Valuation metrics for JVA: ROE of 5.7% (sector avg: 18%), net margin of 6.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy JVA stock in 2026?

Our dual AI analysis gives Coffee Holding Co Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is JVA's free cash flow?

Coffee Holding Co Inc.'s operating cash flow is $6.6M, with capital expenditures of $33.3K. FCF margin is 25.7%.

How does JVA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 6.4% (avg: 8%), ROE 5.7% (avg: 18%), current ratio 3.06 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 11, 2026 | Data as of: 2026-01-31 | Powered by Claude AI