📊 JBL Key Takeaways
Is Jabil Inc. (JBL) a Good Investment?
Jabil faces deteriorating profitability with net income flat year-over-year despite 3.2% revenue growth, indicating severe margin compression in an already thin-margin contract manufacturing business. High leverage (2.55x debt/equity) combined with below-normal liquidity ratios (current ratio 0.98x) creates material financial risk that outweighs positive free cash flow generation.
Jabil combines modest revenue growth with positive free cash flow and adequate interest coverage, but its thin margins leave limited room for operating setbacks. Flat net income, sharply lower diluted EPS, weak liquidity, and substantial leverage relative to a small equity base make the quality and durability of growth uncertain.
Jabil Inc. Key Strengths (JBL)
- Strong free cash flow generation ($887M) providing debt service capacity and strategic flexibility
- Established market position with $25.3B revenue base and positive YoY revenue growth
- Adequate interest coverage ratio of 5.1x enables debt servicing despite leverage
- Revenue grew 3.2% year over year
- Generated $887 million of free cash flow with moderate capital expenditure
- Operating income provides 5.1x interest coverage
JBL Stock Risks: Jabil Inc. Investment Risks
- Stagnant net income (0% YoY) with margin compression despite revenue growth signals operational deterioration
- Excessive leverage (2.55x debt/equity) for a low-margin business (2.5% net margin) creates vulnerability to revenue shocks
- Liquidity stress with current ratio 0.98x and quick ratio 0.66x below comfort levels; limited financial flexibility
- Current and quick ratios of 0.98x and 0.66x indicate constrained liquidity
- Debt-to-equity of 2.55x and liabilities equal to roughly 94% of assets create balance-sheet risk
- Net margin is only 2.5% while diluted EPS declined 47% despite flat net income
Key Metrics to Watch
- Gross margin trend—any further decline signals competitive weakness and pricing pressure
- Net income growth rate—must turn positive to justify 2.55x leverage in low-margin sector
- Current ratio and cash position—deterioration would impair debt service capacity
- Free cash flow conversion and FCF margin
- Net debt reduction and current ratio
Jabil Inc. (JBL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 3.5% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
JBL Profit Margin, ROE & Profitability Analysis
JBL vs Market Sector: How Jabil Inc. Compares
How Jabil Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Jabil Inc. Stock Overvalued? JBL Valuation Analysis 2026
Based on fundamental analysis, Jabil Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Jabil Inc. Balance Sheet: JBL Debt, Cash & Liquidity
JBL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Jabil Inc.'s revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.02 reflects profitable operations.
JBL Revenue Growth, EPS Growth & YoY Performance
JBL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $7.8B | $222.0M | $2.03 |
| Q2 2026 | $6.7B | $117.0M | $1.06 |
| Q1 2026 | $7.0B | $100.0M | $0.88 |
| Q3 2025 | $6.8B | $129.0M | $1.06 |
| Q2 2025 | $6.7B | $117.0M | $1.06 |
| Q1 2025 | $7.0B | $100.0M | $0.88 |
| Q3 2024 | $6.8B | $129.0M | $1.06 |
| Q2 2024 | $6.8B | $207.0M | $1.52 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Jabil Inc. Dividends, Buybacks & Capital Allocation
JBL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Jabil Inc. (CIK: 0000898293)
📋 Recent SEC Filings
❓ Frequently Asked Questions about JBL
What is the AI rating for JBL?
Jabil Inc. (JBL) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are JBL's key strengths?
Claude: Strong free cash flow generation ($887M) providing debt service capacity and strategic flexibility. Established market position with $25.3B revenue base and positive YoY revenue growth. ChatGPT: Revenue grew 3.2% year over year. Generated $887 million of free cash flow with moderate capital expenditure.
What are the risks of investing in JBL?
Claude: Stagnant net income (0% YoY) with margin compression despite revenue growth signals operational deterioration. Excessive leverage (2.55x debt/equity) for a low-margin business (2.5% net margin) creates vulnerability to revenue shocks. ChatGPT: Current and quick ratios of 0.98x and 0.66x indicate constrained liquidity. Debt-to-equity of 2.55x and liabilities equal to roughly 94% of assets create balance-sheet risk.
What is JBL's revenue and growth?
Jabil Inc. reported revenue of $25.3B.
Does JBL pay dividends?
Jabil Inc. pays dividends, with $27.0M distributed to shareholders in the trailing twelve months.
Where can I find JBL SEC filings?
Official SEC filings for Jabil Inc. (CIK: 0000898293) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is JBL's EPS?
Jabil Inc. has a diluted EPS of $6.01.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is JBL's fundamental grade?
Based on our AI fundamental analysis in August 2026, Jabil Inc. has a C grade with 76% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is JBL stock overvalued or undervalued?
Valuation metrics for JBL: ROE of 48.7% (sector avg: 15%), net margin of 2.5% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.
What is JBL's AI grade for 2026?
Our dual AI analysis gives Jabil Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is JBL's free cash flow?
Jabil Inc.'s operating cash flow is $1.3B, with capital expenditures of $382.0M. FCF margin is 3.5%.
How does JBL compare to other Market stocks?
Vs Default sector averages: Net margin 2.5% (avg: 12%), ROE 48.7% (avg: 15%), current ratio 0.98 (avg: 1.8).
Is Jabil Inc. carrying too much debt?
JBL has a debt-to-equity ratio of 2.55x, which is above the Market sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.
Why is JBL's return on equity (ROE) so high?
Jabil Inc. has a return on equity of 48.7%, significantly above the Market sector average of 15%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 2.5% net margin.