📊 IZEA Key Takeaways
Is IZEA Worldwide, Inc. (IZEA) a Good Investment?
IZEA faces significant operational challenges with declining revenue (-12.9% YoY), persistent operating losses, and negative operating cash flow (-$4.0M), indicating fundamental business deterioration. While the company maintains a fortress balance sheet with $46.5M cash and minimal debt, the lack of a clear profitability path and operational cash burn present serious concerns that outweigh balance sheet strength.
IZEA Worldwide shows mixed fundamentals: the balance sheet is exceptionally strong with substantial cash, negligible debt, and solid liquidity, while operating cash flow and free cash flow remain positive. However, revenue is contracting, operating margins are still negative, and the return to near break-even net income is too thin to demonstrate durable earnings power. The company appears financially resilient, but growth quality and profitability need clearer improvement before the fundamentals strengthen materially.
IZEA Worldwide, Inc. Key Strengths (IZEA)
- Strong cash position of $46.5M provides extended financial runway
- Minimal debt ($2.4K) with zero financial leverage and excellent liquidity ratios (7.52x current ratio)
- Net loss improved YoY (-$777.5K vs. worse prior year), indicating some operational stabilization
- Very strong balance sheet with cash representing most of total assets and almost no long-term debt
- High liquidity with current and quick ratios of 6.44x, reducing near-term financial risk
- Positive operating cash flow and free cash flow despite weak earnings, indicating some underlying cash generation
IZEA Stock Risks: IZEA Worldwide, Inc. Investment Risks
- Revenue declining sharply at -12.9% YoY with negative operating income suggesting core business deterioration
- Negative operating cash flow of -$4.0M indicates operational cash burn with no clear path to cash generation
- Abnormally high gross margin of 166.4% exceeding 100% signals potential accounting anomalies, inventory issues, or data quality concerns that undermine confidence in reported metrics
- Revenue declined 12.9% year over year, signaling weakening demand or execution pressure
- Operating income remains negative, with a -6.0% operating margin showing the core business is not yet consistently profitable
- Net income, ROE, and ROA are near zero, so current profitability is too weak to support a strong fundamental outlook
Key Metrics to Watch
- Operating cash flow trend - critical indicator of whether negative burn is temporary or reflects permanent business model issues
- Revenue stabilization and year-over-year growth rate - need reversal of -12.9% decline to validate turnaround thesis
- Gross margin normalization and operating margin improvement - clarification of accounting items driving abnormal gross margin and path to operating profitability
- Revenue growth trend and whether topline declines stabilize or reverse
- Operating margin improvement and consistency of positive free cash flow
IZEA Worldwide, Inc. (IZEA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 7.52x current ratio provides a solid financial cushion.
IZEA Profit Margin, ROE & Profitability Analysis
IZEA vs Services Sector: How IZEA Worldwide, Inc. Compares
How IZEA Worldwide, Inc. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is IZEA Worldwide, Inc. Stock Overvalued? IZEA Valuation Analysis 2026
Based on fundamental analysis, IZEA Worldwide, Inc. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
IZEA Worldwide, Inc. Balance Sheet: IZEA Debt, Cash & Liquidity
IZEA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: IZEA Worldwide, Inc.'s revenue has grown significantly by 20% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.10 indicates the company is currently unprofitable.
IZEA Revenue Growth, EPS Growth & YoY Performance
IZEA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $6.6M | -$142.8K | $-0.01 |
| Q3 2025 | $8.1M | $147.7K | $0.01 |
| Q2 2025 | $9.1M | $1.1M | $0.06 |
| Q1 2025 | $7.0M | -$142.8K | $-0.01 |
| Q3 2024 | $7.9M | -$2.0M | $-0.13 |
| Q1 2024 | $7.0M | -$1.0M | $-0.07 |
| Q3 2023 | $7.9M | -$906.2K | N/A |
| Q1 2023 | $8.7M | -$169.9K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
IZEA Worldwide, Inc. Dividends, Buybacks & Capital Allocation
IZEA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for IZEA Worldwide, Inc. (CIK: 0001495231)
📋 Recent SEC Filings
❓ Frequently Asked Questions about IZEA
What is the AI rating for IZEA?
IZEA Worldwide, Inc. (IZEA) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are IZEA's key strengths?
Claude: Strong cash position of $46.5M provides extended financial runway. Minimal debt ($2.4K) with zero financial leverage and excellent liquidity ratios (7.52x current ratio). ChatGPT: Very strong balance sheet with cash representing most of total assets and almost no long-term debt. High liquidity with current and quick ratios of 6.44x, reducing near-term financial risk.
What are the risks of investing in IZEA?
Claude: Revenue declining sharply at -12.9% YoY with negative operating income suggesting core business deterioration. Negative operating cash flow of -$4.0M indicates operational cash burn with no clear path to cash generation. ChatGPT: Revenue declined 12.9% year over year, signaling weakening demand or execution pressure. Operating income remains negative, with a -6.0% operating margin showing the core business is not yet consistently profitable.
What is IZEA's revenue and growth?
IZEA Worldwide, Inc. reported revenue of $6.6M.
Does IZEA pay dividends?
IZEA Worldwide, Inc. does not currently pay dividends.
Where can I find IZEA SEC filings?
Official SEC filings for IZEA Worldwide, Inc. (CIK: 0001495231) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is IZEA's EPS?
IZEA Worldwide, Inc. has a diluted EPS of $-0.04.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is IZEA's fundamental grade?
Based on our AI fundamental analysis in June 2026, IZEA Worldwide, Inc. has a C grade with 74% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is IZEA stock overvalued or undervalued?
Valuation metrics for IZEA: ROE of -1.6% (sector avg: 16%), net margin of -11.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
What is IZEA's AI grade for 2026?
Our dual AI analysis gives IZEA Worldwide, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is IZEA's free cash flow?
IZEA Worldwide, Inc.'s operating cash flow is $-4.0M, with capital expenditures of $56.7K. FCF margin is -61.5%.
How does IZEA compare to other Services stocks?
Vs Services sector averages: Net margin -11.8% (avg: 10%), ROE -1.6% (avg: 16%), current ratio 7.52 (avg: 1.5).