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INVO Fertility, Inc. (IVF) Stock Fundamental Analysis & AI Rating 2026

IVF Nasdaq Surgical & Medical Instruments & Apparatus NV CIK: 0001417926
Updated This Month • Analysis: Mar 29, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
94% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
93% Conf

📊 IVF Key Takeaways

Revenue: $5.3M
Net Margin: -481.8%
Free Cash Flow: $-7.1M
Current Ratio: 0.12x
Debt/Equity: 0.34x
EPS: $-17.83
AI Rating: STRONG SELL with 95% confidence
INVO Fertility, Inc. (IVF) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.3M, net profit margin of -481.8%, and return on equity (ROE) of -433.1%, INVO Fertility, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete IVF stock analysis for 2026.

Is INVO Fertility, Inc. (IVF) a Good Investment?

Claude

INVO Fertility is in severe financial distress with negative profitability across all margins, critical liquidity crisis (current ratio of 0.12x), and substantial cash burn exceeding $7M annually. The company is losing $481.80 for every dollar of revenue generated, indicating fundamental business model challenges that cannot be attributed to early-stage development.

ChatGPT

INVO Fertility's fundamentals are extremely weak, with flat revenue, very poor gross profitability, and operating losses that exceed annual sales. The balance sheet shows severe near-term liquidity stress, and the company's cash burn is far too high relative to its cash position, making financing risk and dilution risk major concerns.

Why Buy INVO Fertility, Inc. Stock? IVF Key Strengths

Claude
  • + Debt/Equity ratio of 0.34x indicates relatively moderate leverage
  • + Minimal capital expenditure suggests controlled cash outflow in non-operating areas
  • + Presence in surgical medical instruments sector provides potential market opportunity
ChatGPT
  • + Revenue was roughly stable year over year, indicating the business has at least maintained its current scale
  • + Debt levels are not the primary balance-sheet problem, with debt/equity of 0.34x
  • + Stockholders' equity remains positive at $5.85M, so the company is not yet balance-sheet insolvent

IVF Stock Risks: INVO Fertility, Inc. Investment Risks

Claude
  • ! Critical liquidity crisis with current ratio of 0.12x and only $355.9K cash against $13.0M liabilities
  • ! Catastrophic profitability: -481.8% net margin and -110.8% operating margin indicating unsustainable business model
  • ! Severe cash burn with operating cash flow of -$7.0M and free cash flow of -$7.1M threatening near-term solvency
  • ! Revenue of only $5.3M with negative growth (-0.4% YoY) and minimal gross margin of 5.2%
  • ! Net loss of $25.3M substantially exceeds annual revenue by 477%, indicating massive operating losses
ChatGPT
  • ! Gross margin of 5.2% and operating margin of -110.8% indicate an unsustainably weak business model at current scale
  • ! Current ratio of 0.12x, quick ratio of 0.10x, and cash of just $355.89K point to severe liquidity risk
  • ! Operating cash flow of -$7.04M and free cash flow of -$7.07M imply continued external funding needs

Key Metrics to Watch

Claude
  • * Cash position and burn rate trajectory to assess solvency timeline
  • * Operating cash flow and path to positive FCF generation
  • * Revenue growth and gross margin expansion to validate business model viability
  • * Liquidity ratios and ability to meet near-term obligations
ChatGPT
  • * Gross margin and operating loss trend
  • * Cash balance relative to quarterly operating cash burn

INVO Fertility, Inc. (IVF) Financial Metrics & Key Ratios

Revenue
$5.3M
Net Income
$-25.3M
EPS (Diluted)
$-17.83
Free Cash Flow
$-7.1M
Total Assets
$18.8M
Cash Position
$355.9K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

IVF Profit Margin, ROE & Profitability Analysis

Gross Margin 5.2%
Operating Margin -110.8%
Net Margin -481.8%
ROE -433.1%
ROA -134.5%
FCF Margin -134.5%

IVF vs Healthcare Sector: How INVO Fertility, Inc. Compares

How INVO Fertility, Inc. compares to Healthcare sector averages

Net Margin
IVF -481.8%
vs
Sector Avg 12.0%
IVF Sector
ROE
IVF -433.1%
vs
Sector Avg 15.0%
IVF Sector
Current Ratio
IVF 0.1x
vs
Sector Avg 2.0x
IVF Sector
Debt/Equity
IVF 0.3x
vs
Sector Avg 0.6x
IVF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is INVO Fertility, Inc. Stock Overvalued? IVF Valuation Analysis 2026

Based on fundamental analysis, INVO Fertility, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-433.1%
Sector avg: 15%
Net Profit Margin
-481.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.34x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

INVO Fertility, Inc. Balance Sheet: IVF Debt, Cash & Liquidity

Current Ratio
0.12x
Quick Ratio
0.10x
Debt/Equity
0.34x
Debt/Assets
68.9%
Interest Coverage
N/A
Long-term Debt
$2.0M

IVF Revenue & Earnings Growth: 5-Year Financial Trend

IVF 5-year financial data: Year 2021: Revenue $4.2M, Net Income -$8.3M, EPS $-1.52. Year 2022: Revenue $4.2M, Net Income -$6.7M, EPS $-0.63. Year 2023: Revenue $3.0M, Net Income -$10.9M, EPS $-17.97. Year 2024: Revenue $6.6M, Net Income -$8.0M, EPS $-67.37.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: INVO Fertility, Inc.'s revenue has grown significantly by 58% over the 5-year period, indicating strong business expansion. The most recent EPS of $-67.37 indicates the company is currently unprofitable.

IVF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-134.5%
Free cash flow / Revenue

IVF Quarterly Earnings & Performance

Quarterly financial performance data for INVO Fertility, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2025 $1.6M -$1.6M $-7.55
Q3 2024 $974.9K -$1.2M $-0.42
Q2 2024 $315.9K -$1.6M $-0.62
Q1 2024 $348.0K -$1.6M $-0.42
Q3 2023 $235.3K -$1.2M $-0.70
Q2 2023 $146.1K -$2.2M $-3.06
Q1 2023 $162.6K -$2.6M $-0.20
Q3 2022 $218.9K -$2.2M $-0.21

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

INVO Fertility, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$7.0M
Cash generated from operations
Capital Expenditures
$31.6K
Investment in assets
Dividends
None
No dividend program

IVF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for INVO Fertility, Inc. (CIK: 0001417926)

📋 Recent SEC Filings

Date Form Document Action
Mar 31, 2026 8-K form8-k.htm View →
Feb 24, 2026 8-K form8-k.htm View →
Feb 2, 2026 S-1 forms-1.htm View →
Jan 30, 2026 8-K form8-k.htm View →
Jan 26, 2026 8-K form8-k.htm View →

Frequently Asked Questions about IVF

What is the AI rating for IVF?

INVO Fertility, Inc. (IVF) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 94% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IVF's key strengths?

Claude: Debt/Equity ratio of 0.34x indicates relatively moderate leverage. Minimal capital expenditure suggests controlled cash outflow in non-operating areas. ChatGPT: Revenue was roughly stable year over year, indicating the business has at least maintained its current scale. Debt levels are not the primary balance-sheet problem, with debt/equity of 0.34x.

What are the risks of investing in IVF?

Claude: Critical liquidity crisis with current ratio of 0.12x and only $355.9K cash against $13.0M liabilities. Catastrophic profitability: -481.8% net margin and -110.8% operating margin indicating unsustainable business model. ChatGPT: Gross margin of 5.2% and operating margin of -110.8% indicate an unsustainably weak business model at current scale. Current ratio of 0.12x, quick ratio of 0.10x, and cash of just $355.89K point to severe liquidity risk.

What is IVF's revenue and growth?

INVO Fertility, Inc. reported revenue of $5.3M.

Does IVF pay dividends?

INVO Fertility, Inc. does not currently pay dividends.

Where can I find IVF SEC filings?

Official SEC filings for INVO Fertility, Inc. (CIK: 0001417926) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IVF's EPS?

INVO Fertility, Inc. has a diluted EPS of $-17.83.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IVF a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, INVO Fertility, Inc. has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is IVF stock overvalued or undervalued?

Valuation metrics for IVF: ROE of -433.1% (sector avg: 15%), net margin of -481.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy IVF stock in 2026?

Our dual AI analysis gives INVO Fertility, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IVF's free cash flow?

INVO Fertility, Inc.'s operating cash flow is $-7.0M, with capital expenditures of $31.6K. FCF margin is -134.5%.

How does IVF compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -481.8% (avg: 12%), ROE -433.1% (avg: 15%), current ratio 0.12 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-09-30 | Powered by Claude AI