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Century Therapeutics, Inc. (IPSC) Fundamental Analysis & AI Grade 2026

IPSC Nasdaq Biological Products, (No Diagnostic Substances) DE CIK: 0001850119
Updated This Month • Analysis: May 23, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
58% Confidence
AGREEMENT
B
38% Conf
C
77% Conf

📊 IPSC Key Takeaways

Revenue: $109.2M
Net Margin: -19.8%
Free Cash Flow: $-25.8M
Current Ratio: 10.25x
Debt/Equity: 0.04x
EPS: $-0.11
AI Grade: B with 38% confidence
Century Therapeutics, Inc. (IPSC) receives a C fundamental grade with 58% confidence from our AI analysis based on SEC 10-K filings. With revenue of $109.2M, net profit margin of -19.8%, and return on equity (ROE) of -8.2%, Century Therapeutics, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete IPSC stock analysis for 2026.

Is Century Therapeutics, Inc. (IPSC) a Good Investment?

Claude

Century Therapeutics exhibits a strong balance sheet with excellent liquidity and 1556.8% revenue growth, but the company is burning $25.8M annually in negative free cash flow against only $51M cash reserves, limiting runway to approximately 2 years. Without achieving profitability or securing additional funding, the company faces significant execution risk despite adequate near-term financial capacity.

ChatGPT

Century Therapeutics shows a headline revenue surge, but the business still generated negative operating income and deeply negative free cash flow, suggesting the top-line growth has not translated into durable profitability. The balance sheet is relatively strong with high liquidity and low leverage, but the current cash burn rate and weak cash conversion make the growth quality questionable and keep execution risk elevated.

Century Therapeutics, Inc. Key Strengths (IPSC)

Claude
  • + Exceptional balance sheet: $264.7M stockholders' equity with minimal debt (0.04x D/E ratio)
  • + Outstanding liquidity ratios (10.25x current and quick ratios) providing operational flexibility
  • + Dramatic revenue growth of 1556.8% YoY indicating major partnership, licensing, or clinical milestone achievements
  • + Loss per share improving 91.3% YoY, showing trajectory toward reduced burn rate
ChatGPT
  • + Strong liquidity position with a 5.97x current ratio and $61.85M in cash
  • + Low leverage with debt/equity of 0.07x, limiting balance-sheet strain
  • + Large year-over-year revenue increase indicates meaningful business development or milestone activity

IPSC Stock Risks: Century Therapeutics, Inc. Investment Risks

Claude
  • ! Severe negative free cash flow of -$25.8M annually with only 2-year cash runway at current burn rate
  • ! Company unprofitable across all metrics (operating margin -21.7%, net margin -19.8%, ROE -8.2%, ROA -6.6%)
  • ! Unusual revenue recognition pattern without corresponding profitability suggests one-time partnership/licensing revenue rather than sustainable operating model
  • ! No gross profit reporting and inability to demonstrate unit economics clarity
ChatGPT
  • ! Operating cash flow of -$103.88M and free cash flow of -$104.72M indicate heavy ongoing cash burn
  • ! Negative operating margin and net margin show the company remains fundamentally unprofitable
  • ! Revenue growth quality may be low if driven by non-recurring collaboration or milestone payments rather than scalable recurring operations

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory and path to breakeven
  • * Cash balance depletion rate and timeline to capital raise needs
  • * Revenue sustainability and recurring vs. non-recurring revenue breakdown
  • * Clinical trial progress and regulatory milestones for pipeline products
ChatGPT
  • * Quarterly operating cash burn relative to cash balance
  • * Revenue mix and repeatability of collaboration, milestone, or licensing revenue

Century Therapeutics, Inc. (IPSC) Financial Metrics & Key Ratios

Revenue
$109.2M
Net Income
$-21.6M
EPS (Diluted)
$-0.11
Free Cash Flow
$-25.8M
Total Assets
$326.6M
Cash Position
$51.0M

💡 AI Analyst Insight

Strong liquidity with a 10.25x current ratio provides a solid financial cushion.

IPSC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -21.7%
Net Margin -19.8%
ROE -8.2%
ROA -6.6%
FCF Margin -23.7%

IPSC vs Healthcare Sector: How Century Therapeutics, Inc. Compares

How Century Therapeutics, Inc. compares to Healthcare sector averages

Net Margin
IPSC -19.8%
vs
Sector Avg 12.0%
IPSC Sector
ROE
IPSC -8.2%
vs
Sector Avg 15.0%
IPSC Sector
Current Ratio
IPSC 10.2x
vs
Sector Avg 2.0x
IPSC Sector
Debt/Equity
IPSC 0.0x
vs
Sector Avg 0.6x
IPSC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Century Therapeutics, Inc. Stock Overvalued? IPSC Valuation Analysis 2026

Based on fundamental analysis, Century Therapeutics, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-8.2%
Sector avg: 15%
Net Profit Margin
-19.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.04x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Century Therapeutics, Inc. Balance Sheet: IPSC Debt, Cash & Liquidity

Current Ratio
10.25x
Quick Ratio
10.25x
Debt/Equity
0.04x
Debt/Assets
18.9%
Interest Coverage
-43.86x
Long-term Debt
$10.4M

IPSC Revenue & Earnings Growth: 5-Year Financial Trend

IPSC 5-year financial data: Year 2022: Revenue $5.2M, Net Income -$95.8M, EPS $-2.96. Year 2023: Revenue $5.2M, Net Income -$130.9M, EPS $-2.96. Year 2024: Revenue $6.6M, Net Income -$136.7M, EPS $-2.30. Year 2025: Revenue $109.2M, Net Income -$126.6M, EPS $-1.61.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Century Therapeutics, Inc.'s revenue has grown significantly by 2,000% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.61 indicates the company is currently unprofitable.

IPSC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-23.7%
Free cash flow / Revenue

IPSC Quarterly Earnings & Performance

Quarterly financial performance data for Century Therapeutics, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $109.2M -$21.6M $-0.11
Q3 2025 $791.0K $9.6M $0.11
Q2 2025 $771.0K -$28.1M $-0.38
Q1 2025 $855.0K -$28.1M $-0.45
Q3 2024 $148.0K -$28.1M $-0.37
Q2 2024 $99.0K -$28.1M $-0.38
Q1 2024 $855.0K -$28.1M N/A
Q3 2023 $148.0K -$30.7M $-0.53

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Century Therapeutics, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$25.3M
Cash generated from operations
Capital Expenditures
$584.0K
Investment in assets
Dividends
None
No dividend program

IPSC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Century Therapeutics, Inc. (CIK: 0001850119)

📋 Recent SEC Filings

Date Form Document Action
Jun 9, 2026 4 xslF345X06/form4-06092026_040607.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_040605.xml View →
Jun 9, 2026 4 xslF345X06/form4-06092026_040603.xml View →
Jun 8, 2026 8-K tm2617028d1_8k.htm View →
May 19, 2026 4 xslF345X06/form4-05192026_040501.xml View →

Frequently Asked Questions about IPSC

What is the AI rating for IPSC?

Century Therapeutics, Inc. (IPSC) has a Combined AI Grade of C from Claude (B) and ChatGPT (C) with 58% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IPSC's key strengths?

Claude: Exceptional balance sheet: $264.7M stockholders' equity with minimal debt (0.04x D/E ratio). Outstanding liquidity ratios (10.25x current and quick ratios) providing operational flexibility. ChatGPT: Strong liquidity position with a 5.97x current ratio and $61.85M in cash. Low leverage with debt/equity of 0.07x, limiting balance-sheet strain.

What are the risks of investing in IPSC?

Claude: Severe negative free cash flow of -$25.8M annually with only 2-year cash runway at current burn rate. Company unprofitable across all metrics (operating margin -21.7%, net margin -19.8%, ROE -8.2%, ROA -6.6%). ChatGPT: Operating cash flow of -$103.88M and free cash flow of -$104.72M indicate heavy ongoing cash burn. Negative operating margin and net margin show the company remains fundamentally unprofitable.

What is IPSC's revenue and growth?

Century Therapeutics, Inc. reported revenue of $109.2M.

Does IPSC pay dividends?

Century Therapeutics, Inc. does not currently pay dividends.

Where can I find IPSC SEC filings?

Official SEC filings for Century Therapeutics, Inc. (CIK: 0001850119) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IPSC's EPS?

Century Therapeutics, Inc. has a diluted EPS of $-0.11.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is IPSC's fundamental grade?

Based on our AI fundamental analysis in June 2026, Century Therapeutics, Inc. has a C grade with 58% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is IPSC stock overvalued or undervalued?

Valuation metrics for IPSC: ROE of -8.2% (sector avg: 15%), net margin of -19.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is IPSC's AI grade for 2026?

Our dual AI analysis gives Century Therapeutics, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IPSC's free cash flow?

Century Therapeutics, Inc.'s operating cash flow is $-25.3M, with capital expenditures of $584.0K. FCF margin is -23.7%.

How does IPSC compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -19.8% (avg: 12%), ROE -8.2% (avg: 15%), current ratio 10.25 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 23, 2026 | Data as of: 2026-03-31 | Powered by Claude AI