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International Paper Co /New/ (INPAP) Stock Fundamental Analysis & AI Rating 2026

INPAP NYSE Paper Mills NY CIK: 0000051434
Updated This Month • Analysis: Mar 29, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
88% Confidence
AGREEMENT
STRONG SELL
92% Conf
SELL
83% Conf

📊 INPAP Key Takeaways

Revenue: $23.6B
Net Margin: -14.9%
Free Cash Flow: $-159.0M
Current Ratio: 1.28x
Debt/Equity: 0.60x
EPS: $-6.95
AI Rating: STRONG SELL with 92% confidence
International Paper Co /New/ (INPAP) receives a SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $23.6B, net profit margin of -14.9%, and return on equity (ROE) of -23.7%, International Paper Co /New/ demonstrates mixed fundamentals in the Materials sector. Below is our complete INPAP stock analysis for 2026.

Is International Paper Co /New/ (INPAP) a Good Investment?

Claude

International Paper is experiencing severe financial distress with a $3.5B net loss and negative free cash flow despite a massive revenue anomaly, indicating fundamental operational deterioration or accounting irregularities. The company's negative net and operating margins, minimal interest coverage ratio of 1.3x, and deteriorating profitability metrics suggest structural challenges in the paper manufacturing sector that warrant immediate investor caution.

ChatGPT

International Paper shows weak underlying fundamentals despite a large reported revenue jump, with operating margin at just 3.1%, a net margin of -14.9%, and a $3.52B net loss. Cash generation is also under pressure, as operating cash flow did not cover capital spending and interest coverage of 1.3x leaves limited cushion. The balance sheet is not distressed today, but profitability quality and earnings durability look too weak to support a positive fundamental view.

Why Buy International Paper Co /New/ Stock? INPAP Key Strengths

Claude
  • + Adequate liquidity with current ratio of 1.28x and quick ratio of 1.02x
  • + Reasonable debt-to-equity ratio of 0.60x provides moderate leverage comfort
  • + Gross margin of 29.2% indicates some underlying operational capacity before operating expenses
ChatGPT
  • + Gross margin of 29.2% indicates the core product base still retains some pricing power and cost absorption
  • + Liquidity is adequate with a 1.28x current ratio, 1.02x quick ratio, and $1.15B of cash
  • + Debt/equity of 0.60x suggests leverage is meaningful but not extreme relative to equity

INPAP Stock Risks: International Paper Co /New/ Investment Risks

Claude
  • ! Catastrophic $3.5B net loss with -14.9% net margin indicates severe operational or non-recurring issues
  • ! Negative free cash flow of -$159M despite $1.7B operating cash flow shows capital expenditures exceed cash generation capacity
  • ! Dangerously low interest coverage ratio of 1.3x leaves minimal debt servicing buffer and refinancing vulnerability
  • ! Negative ROE of -23.7% and ROA of -9.3% demonstrate shareholder value destruction across the enterprise
  • ! The 6453% revenue increase combined with net loss decline suggests potential one-time charges, restructuring costs, or merger-related impairments
ChatGPT
  • ! Net loss of $3.52B and negative ROE/ROA indicate severe profitability deterioration
  • ! Interest coverage of 1.3x signals limited ability to absorb further earnings weakness or higher financing costs
  • ! Free cash flow turned negative as capital expenditures exceeded operating cash flow, reducing financial flexibility

Key Metrics to Watch

Claude
  • * Operating cash flow sustainability and trend reversal to positive FCF
  • * Net margin recovery trajectory and identification of non-recurring vs. recurring losses
  • * Interest coverage ratio improvement and debt refinancing capacity
ChatGPT
  • * Operating margin and interest coverage for evidence of earnings recovery
  • * Operating cash flow versus capital expenditures to confirm sustained free cash flow improvement

International Paper Co /New/ (INPAP) Financial Metrics & Key Ratios

Revenue
$23.6B
Net Income
$-3.5B
EPS (Diluted)
$-6.95
Free Cash Flow
$-159.0M
Total Assets
$38.0B
Cash Position
$1.1B

💡 AI Analyst Insight

International Paper Co /New/ presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

INPAP Profit Margin, ROE & Profitability Analysis

Gross Margin 29.2%
Operating Margin 3.1%
Net Margin -14.9%
ROE -23.7%
ROA -9.3%
FCF Margin -0.7%

INPAP vs Materials Sector: How International Paper Co /New/ Compares

How International Paper Co /New/ compares to Materials sector averages

Net Margin
INPAP -14.9%
vs
Sector Avg 10.0%
INPAP Sector
ROE
INPAP -23.7%
vs
Sector Avg 14.0%
INPAP Sector
Current Ratio
INPAP 1.3x
vs
Sector Avg 1.6x
INPAP Sector
Debt/Equity
INPAP 0.6x
vs
Sector Avg 0.6x
INPAP Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is International Paper Co /New/ Stock Overvalued? INPAP Valuation Analysis 2026

Based on fundamental analysis, International Paper Co /New/ shows some fundamental concerns relative to the Materials sector in 2026.

Return on Equity
-23.7%
Sector avg: 14%
Net Profit Margin
-14.9%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.60x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

International Paper Co /New/ Balance Sheet: INPAP Debt, Cash & Liquidity

Current Ratio
1.28x
Quick Ratio
1.02x
Debt/Equity
0.60x
Debt/Assets
0.0%
Interest Coverage
1.32x
Long-term Debt
$8.8B

INPAP Revenue & Earnings Growth: 5-Year Financial Trend

INPAP 5-year financial data: Year 2021: Revenue $19.4B, Net Income $1.2B, EPS $3.07. Year 2022: Revenue $21.2B, Net Income $482.0M, EPS $1.22. Year 2023: Revenue $21.2B, Net Income $1.8B, EPS $4.47. Year 2024: Revenue $21.2B, Net Income N/A, EPS $4.10. Year 2025: Revenue $23.6B, Net Income $288.0M, EPS $0.82.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: International Paper Co /New/'s revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.82 reflects profitable operations.

INPAP Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.7%
Free cash flow / Revenue

INPAP Quarterly Earnings & Performance

Quarterly financial performance data for International Paper Co /New/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $4.0B $150.0M $0.42
Q2 2025 $4.7B -$30.0M $-0.06
Q1 2025 $4.6B N/A $0.16
Q3 2024 $4.6B N/A $0.42
Q2 2024 $4.7B N/A $0.68
Q1 2024 $4.6B N/A $0.16
Q3 2023 $4.6B N/A $0.47
Q2 2023 $4.7B N/A $0.68

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

International Paper Co /New/ Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.7B
Cash generated from operations
Stock Buybacks
$65.0M
Shares repurchased (TTM)
Capital Expenditures
$1.9B
Investment in assets
Dividends Paid
$977.0M
Returned to shareholders

INPAP SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for International Paper Co /New/ (CIK: 0000051434)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/form4.xml View →
Apr 2, 2026 4 xslF345X06/form4.xml View →
Apr 2, 2026 4 xslF345X06/form4.xml View →
Mar 27, 2026 DEF 14A ipc-20260327.htm View →
Mar 12, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about INPAP

What is the AI rating for INPAP?

International Paper Co /New/ (INPAP) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 88% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are INPAP's key strengths?

Claude: Adequate liquidity with current ratio of 1.28x and quick ratio of 1.02x. Reasonable debt-to-equity ratio of 0.60x provides moderate leverage comfort. ChatGPT: Gross margin of 29.2% indicates the core product base still retains some pricing power and cost absorption. Liquidity is adequate with a 1.28x current ratio, 1.02x quick ratio, and $1.15B of cash.

What are the risks of investing in INPAP?

Claude: Catastrophic $3.5B net loss with -14.9% net margin indicates severe operational or non-recurring issues. Negative free cash flow of -$159M despite $1.7B operating cash flow shows capital expenditures exceed cash generation capacity. ChatGPT: Net loss of $3.52B and negative ROE/ROA indicate severe profitability deterioration. Interest coverage of 1.3x signals limited ability to absorb further earnings weakness or higher financing costs.

What is INPAP's revenue and growth?

International Paper Co /New/ reported revenue of $23.6B.

Does INPAP pay dividends?

International Paper Co /New/ pays dividends, with $977.0M distributed to shareholders in the trailing twelve months.

Where can I find INPAP SEC filings?

Official SEC filings for International Paper Co /New/ (CIK: 0000051434) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is INPAP's EPS?

International Paper Co /New/ has a diluted EPS of $-6.95.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is INPAP a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, International Paper Co /New/ has a SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is INPAP stock overvalued or undervalued?

Valuation metrics for INPAP: ROE of -23.7% (sector avg: 14%), net margin of -14.9% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy INPAP stock in 2026?

Our dual AI analysis gives International Paper Co /New/ a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is INPAP's free cash flow?

International Paper Co /New/'s operating cash flow is $1.7B, with capital expenditures of $1.9B. FCF margin is -0.7%.

How does INPAP compare to other Materials stocks?

Vs Materials sector averages: Net margin -14.9% (avg: 10%), ROE -23.7% (avg: 14%), current ratio 1.28 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 29, 2026 | Data as of: 2025-12-31 | Powered by Claude AI