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HCA Healthcare, Inc. (HCA) Stock Fundamental Analysis & AI Rating 2026

HCA NYSE Services-General Medical & Surgical Hospitals, NEC CIK: 0000860730
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
📅 Next earnings: Apr 24, 2026 (in 8 days) • Pre-market ET • EPS est. $7.19 (vs $6.45 prior year) • All earnings →
Combined AI Rating
BUY
75% Confidence
AGREEMENT
HOLD
72% Conf
BUY
78% Conf

📊 HCA Key Takeaways

Revenue: $75.6B
Net Margin: 9.0%
Free Cash Flow: $7.7B
Current Ratio: 0.97x
Debt/Equity: N/A
EPS: $28.33
AI Rating: HOLD with 72% confidence
HCA Healthcare, Inc. (HCA) receives a BUY rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $75.6B, net profit margin of 9.0%, HCA Healthcare, Inc. demonstrates strong fundamentals in the Healthcare sector. Below is our complete HCA stock analysis for 2026.

Is HCA Healthcare, Inc. (HCA) a Good Investment?

Claude

HCA demonstrates solid operational fundamentals with strong revenue growth (+7.1% YoY) and substantial free cash flow generation ($7.7B), but the negative stockholders' equity of -$6.0B and extremely high debt load ($44.3B) create significant financial risk. The company's ability to service debt remains adequate (4.4x interest coverage), but the capital structure raises concerns about financial flexibility and shareholder value.

ChatGPT

HCA Healthcare shows strong core fundamentals with solid revenue growth, a healthy 13.0% operating margin, and robust free cash flow generation of $7.69B, indicating good operating quality in a capital-intensive industry. The main constraint is balance sheet risk: leverage is high, equity is negative, and liquidity is only adequate, which reduces flexibility if operating conditions weaken. Overall, the business appears fundamentally strong, but the capital structure keeps it from a higher conviction rating.

Why Buy HCA Healthcare, Inc. Stock? HCA Key Strengths

Claude
  • + Strong revenue growth of 7.1% YoY demonstrates market demand and operational momentum
  • + Robust free cash flow of $7.7B (10.2% FCF margin) provides cash for debt reduction and operations
  • + Solid operating efficiency with 13.0% operating margin and 11.2% ROA showing effective asset utilization
  • + Adequate interest coverage ratio of 4.4x indicates ability to meet debt obligations
  • + Significant operating cash flow of $12.6B demonstrates underlying business quality
ChatGPT
  • + Revenue grew 7.1% year over year, showing continued demand and scale advantages
  • + Operating profitability is strong with $9.83B in operating income and a 13.0% operating margin
  • + Cash generation is robust with $12.64B in operating cash flow and $7.69B in free cash flow

HCA Stock Risks: HCA Healthcare, Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -$6.0B indicates capital structure is severely leveraged and equity-negative
  • ! Extremely high debt of $44.3B (97.5% of total assets) creates refinancing and economic cycle risk
  • ! Net income declined 12.8% YoY despite revenue growth, suggesting margin compression or cost pressures
  • ! Low current ratio of 0.97x and quick ratio of 0.86x indicate tight liquidity and working capital stress
  • ! Limited cash position of only $1.0B relative to debt obligations reduces financial flexibility
ChatGPT
  • ! Negative stockholders equity and $44.28B of long-term debt indicate an aggressive capital structure
  • ! Interest coverage of 4.4x is acceptable but not especially strong for a highly leveraged company
  • ! Net income declined 12.8% year over year, which may signal margin pressure, higher interest burden, or non-operating headwinds

Key Metrics to Watch

Claude
  • * Net income trend and operating margin sustainability
  • * Absolute debt reduction through free cash flow application
  • * Operating cash flow consistency and working capital trends
  • * Interest coverage ratio maintenance above 4.0x threshold
  • * Quarterly revenue growth trajectory and patient volume metrics
ChatGPT
  • * Interest coverage and long-term debt trend
  • * Free cash flow after capital expenditures

HCA Healthcare, Inc. (HCA) Financial Metrics & Key Ratios

Revenue
$75.6B
Net Income
$6.8B
EPS (Diluted)
$28.33
Free Cash Flow
$7.7B
Total Assets
$60.7B
Cash Position
$1.0B

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

HCA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 13.0%
Net Margin 9.0%
ROE N/A
ROA 11.2%
FCF Margin 10.2%

HCA vs Healthcare Sector: How HCA Healthcare, Inc. Compares

How HCA Healthcare, Inc. compares to Healthcare sector averages

Net Margin
HCA 9.0%
vs
Sector Avg 12.0%
HCA Sector
ROE
HCA 0.0%
vs
Sector Avg 15.0%
HCA Sector
Current Ratio
HCA 1.0x
vs
Sector Avg 2.0x
HCA Sector
Debt/Equity
HCA 0.0x
vs
Sector Avg 0.6x
HCA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is HCA Healthcare, Inc. Stock Overvalued? HCA Valuation Analysis 2026

Based on fundamental analysis, HCA Healthcare, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
9.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

HCA Healthcare, Inc. Balance Sheet: HCA Debt, Cash & Liquidity

Current Ratio
0.97x
Quick Ratio
0.86x
Debt/Equity
N/A
Debt/Assets
75.1%
Interest Coverage
4.37x
Long-term Debt
$44.3B

HCA Revenue & Earnings Growth: 5-Year Financial Trend

HCA 5-year financial data: Year 2021: Revenue $58.8B, Net Income $3.5B, EPS $10.07. Year 2022: Revenue $60.2B, Net Income $3.8B, EPS $10.93. Year 2023: Revenue $65.0B, Net Income $7.0B, EPS $21.16. Year 2024: Revenue $70.6B, Net Income $5.6B, EPS $19.15. Year 2025: Revenue $75.6B, Net Income $5.2B, EPS $18.97.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: HCA Healthcare, Inc.'s revenue has grown significantly by 29% over the 5-year period, indicating strong business expansion. The most recent EPS of $18.97 reflects profitable operations.

HCA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.2%
Free cash flow / Revenue

HCA Quarterly Earnings & Performance

Quarterly financial performance data for HCA Healthcare, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $17.5B $1.3B $4.88
Q2 2025 $17.5B $1.5B $5.53
Q1 2025 $17.3B $1.6B $5.93
Q3 2024 $16.2B $1.1B $3.91
Q2 2024 $15.9B $1.2B $4.29
Q1 2024 $15.6B $1.4B $4.85
Q3 2023 $15.0B $1.1B $3.91
Q2 2023 $14.8B $1.2B $3.90

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

HCA Healthcare, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$12.6B
Cash generated from operations
Stock Buybacks
$10.1B
Shares repurchased (TTM)
Capital Expenditures
$4.9B
Investment in assets
Dividends Paid
$679.0M
Returned to shareholders

HCA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for HCA Healthcare, Inc. (CIK: 0000860730)

📋 Recent SEC Filings

Date Form Document Action
Mar 13, 2026 DEF 14A d939252ddef14a.htm View →
Feb 25, 2026 8-K d945112d8k.htm View →
Feb 18, 2026 4 xslF345X05/ownership.xml View →
Feb 12, 2026 4 xslF345X05/ownership.xml View →
Feb 12, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about HCA

What is the AI rating for HCA?

HCA Healthcare, Inc. (HCA) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are HCA's key strengths?

Claude: Strong revenue growth of 7.1% YoY demonstrates market demand and operational momentum. Robust free cash flow of $7.7B (10.2% FCF margin) provides cash for debt reduction and operations. ChatGPT: Revenue grew 7.1% year over year, showing continued demand and scale advantages. Operating profitability is strong with $9.83B in operating income and a 13.0% operating margin.

What are the risks of investing in HCA?

Claude: Negative stockholders' equity of -$6.0B indicates capital structure is severely leveraged and equity-negative. Extremely high debt of $44.3B (97.5% of total assets) creates refinancing and economic cycle risk. ChatGPT: Negative stockholders equity and $44.28B of long-term debt indicate an aggressive capital structure. Interest coverage of 4.4x is acceptable but not especially strong for a highly leveraged company.

What is HCA's revenue and growth?

HCA Healthcare, Inc. reported revenue of $75.6B.

Does HCA pay dividends?

HCA Healthcare, Inc. pays dividends, with $679.0M distributed to shareholders in the trailing twelve months.

Where can I find HCA SEC filings?

Official SEC filings for HCA Healthcare, Inc. (CIK: 0000860730) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is HCA's EPS?

HCA Healthcare, Inc. has a diluted EPS of $28.33.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is HCA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, HCA Healthcare, Inc. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is HCA stock overvalued or undervalued?

Valuation metrics for HCA: ROE of N/A (sector avg: 15%), net margin of 9.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy HCA stock in 2026?

Our dual AI analysis gives HCA Healthcare, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is HCA's free cash flow?

HCA Healthcare, Inc.'s operating cash flow is $12.6B, with capital expenditures of $4.9B. FCF margin is 10.2%.

How does HCA compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin 9.0% (avg: 12%), ROE N/A (avg: 15%), current ratio 0.97 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI