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Giftify, Inc.. (GIFT) Stock Fundamental Analysis & AI Rating 2026

GIFT Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0001760233
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
84% Confidence
AGREEMENT
STRONG SELL
92% Conf
SELL
77% Conf

📊 GIFT Key Takeaways

Revenue: $83.2M
Net Margin: -12.6%
Free Cash Flow: $-2.3M
Current Ratio: 1.03x
Debt/Equity: 0.00x
EPS: $-0.35
AI Rating: STRONG SELL with 92% confidence
Giftify, Inc.. (GIFT) receives a SELL rating with 84% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $83.2M, net profit margin of -12.6%, and return on equity (ROE) of -47.0%, Giftify, Inc.. demonstrates mixed fundamentals in the Consumer sector. Below is our complete GIFT stock analysis for 2026.

Is Giftify, Inc.. (GIFT) a Good Investment?

Claude

Giftify is a fundamentally distressed retailer with negative profitability across all metrics and deteriorating cash generation. Despite showing YoY improvement in net income and EPS, these gains reflect reduced losses rather than operational improvement, while operating cash flow remains deeply negative and the company is burning through equity capital.

ChatGPT

GIFTIFY shows weak core fundamentals: revenue was flat, gross margin remains thin at 18.6%, and the business is still materially unprofitable with negative operating, net, and free cash flow margins. Losses improved year over year and the balance sheet has no meaningful debt, but liquidity is tight and current fundamentals do not yet show a durable path to profitable growth.

Why Buy Giftify, Inc.. Stock? GIFT Key Strengths

Claude
  • + Positive YoY improvement in net loss (-10.5M vs prior year worse result) and EPS trending toward breakeven
  • + Minimal debt burden with zero long-term debt provides operational flexibility
  • + Solid asset base of 31.8M with reasonable equity cushion of 22.3M
ChatGPT
  • + Net loss and diluted EPS improved meaningfully year over year, indicating some operating progress
  • + Debt-free capital structure and positive shareholder equity reduce balance sheet stress
  • + Positive gross profit and modest cash balance provide some flexibility if execution improves

GIFT Stock Risks: Giftify, Inc.. Investment Risks

Claude
  • ! Chronic unprofitability with -12.6% net margin and -12.4% operating margin indicates fundamental business model dysfunction
  • ! Negative free cash flow of -2.3M and operating cash flow of -1.6M demonstrate the company is consuming cash to sustain operations
  • ! Quick ratio of 0.53x signals severe liquidity stress with insufficient liquid assets to cover short-term obligations
  • ! Revenue flat YoY with gross margin of only 18.6% limits ability to achieve profitability through scale
  • ! Seven Form 4 insider filings in last 90 days may indicate insider concern or active departures
ChatGPT
  • ! Flat revenue suggests limited growth momentum and weak demand scalability
  • ! Negative operating margin, net margin, and free cash flow indicate the business model is not yet sustainably profitable
  • ! Tight liquidity with a 1.03x current ratio and 0.53x quick ratio raises execution and cash burn risk

Key Metrics to Watch

Claude
  • * Operating cash flow trend and path to positive cash generation
  • * Gross margin expansion and ability to improve unit economics
  • * Cash burn rate and runway to profitability given 3.7M cash balance
  • * Revenue growth resumption and customer retention metrics
ChatGPT
  • * Operating margin progression and free cash flow improvement
  • * Revenue growth acceleration alongside gross margin expansion

Giftify, Inc.. (GIFT) Financial Metrics & Key Ratios

Revenue
$83.2M
Net Income
$-10.5M
EPS (Diluted)
$-0.35
Free Cash Flow
$-2.3M
Total Assets
$31.8M
Cash Position
$3.7M

💡 AI Analyst Insight

Giftify, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

GIFT Profit Margin, ROE & Profitability Analysis

Gross Margin 18.6%
Operating Margin -12.4%
Net Margin -12.6%
ROE -47.0%
ROA -33.0%
FCF Margin -2.7%

GIFT vs Consumer Sector: How Giftify, Inc.. Compares

How Giftify, Inc.. compares to Consumer sector averages

Net Margin
GIFT -12.6%
vs
Sector Avg 8.0%
GIFT Sector
ROE
GIFT -47.0%
vs
Sector Avg 18.0%
GIFT Sector
Current Ratio
GIFT 1.0x
vs
Sector Avg 1.5x
GIFT Sector
Debt/Equity
GIFT 0.0x
vs
Sector Avg 0.8x
GIFT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Giftify, Inc.. Stock Overvalued? GIFT Valuation Analysis 2026

Based on fundamental analysis, Giftify, Inc.. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-47.0%
Sector avg: 18%
Net Profit Margin
-12.6%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Giftify, Inc.. Balance Sheet: GIFT Debt, Cash & Liquidity

Current Ratio
1.03x
Quick Ratio
0.53x
Debt/Equity
0.00x
Debt/Assets
29.9%
Interest Coverage
N/A
Long-term Debt
N/A

GIFT Revenue & Earnings Growth: 5-Year Financial Trend

GIFT 5-year financial data: Year 2022: Revenue $4.4M, Net Income -$5.0M, EPS N/A. Year 2024: Revenue $88.9M, Net Income -$124.5K, EPS $-0.01. Year 2025: Revenue $88.9M, Net Income -$18.8M, EPS $-0.73.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Giftify, Inc..'s revenue has grown significantly by 1,901% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.73 indicates the company is currently unprofitable.

GIFT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-2.7%
Free cash flow / Revenue

GIFT Quarterly Earnings & Performance

Quarterly financial performance data for Giftify, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $18.8M -$2.4M $-0.08
Q2 2025 $20.0M -$2.6M $-0.09
Q1 2025 $21.5M -$3.2M $-0.11
Q3 2024 $20.2M -$556.6K $-0.04
Q2 2024 $20.0M -$686.7K $-0.05
Q1 2024 $21.5M -$430.4K $-0.03
Q3 2023 $572.9K -$192.0K $-0.04
Q2 2023 $721.5K $78.5K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Giftify, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$1.6M
Cash generated from operations
Capital Expenditures
$674.6K
Investment in assets
Dividends
None
No dividend program

GIFT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Giftify, Inc.. (CIK: 0001760233)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 10-K/A form10-k.htm View →
Mar 27, 2026 8-K form8-k.htm View →
Mar 23, 2026 4 xslF345X06/ownership.xml View →
Mar 23, 2026 4 xslF345X06/ownership.xml View →
Mar 18, 2026 10-K form10-k.htm View →

Frequently Asked Questions about GIFT

What is the AI rating for GIFT?

Giftify, Inc.. (GIFT) has a Combined AI Rating of SELL from Claude (STRONG SELL) and ChatGPT (SELL) with 84% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are GIFT's key strengths?

Claude: Positive YoY improvement in net loss (-10.5M vs prior year worse result) and EPS trending toward breakeven. Minimal debt burden with zero long-term debt provides operational flexibility. ChatGPT: Net loss and diluted EPS improved meaningfully year over year, indicating some operating progress. Debt-free capital structure and positive shareholder equity reduce balance sheet stress.

What are the risks of investing in GIFT?

Claude: Chronic unprofitability with -12.6% net margin and -12.4% operating margin indicates fundamental business model dysfunction. Negative free cash flow of -2.3M and operating cash flow of -1.6M demonstrate the company is consuming cash to sustain operations. ChatGPT: Flat revenue suggests limited growth momentum and weak demand scalability. Negative operating margin, net margin, and free cash flow indicate the business model is not yet sustainably profitable.

What is GIFT's revenue and growth?

Giftify, Inc.. reported revenue of $83.2M.

Does GIFT pay dividends?

Giftify, Inc.. does not currently pay dividends.

Where can I find GIFT SEC filings?

Official SEC filings for Giftify, Inc.. (CIK: 0001760233) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is GIFT's EPS?

Giftify, Inc.. has a diluted EPS of $-0.35.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is GIFT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Giftify, Inc.. has a SELL rating with 84% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is GIFT stock overvalued or undervalued?

Valuation metrics for GIFT: ROE of -47.0% (sector avg: 18%), net margin of -12.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy GIFT stock in 2026?

Our dual AI analysis gives Giftify, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is GIFT's free cash flow?

Giftify, Inc..'s operating cash flow is $-1.6M, with capital expenditures of $674.6K. FCF margin is -2.7%.

How does GIFT compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -12.6% (avg: 8%), ROE -47.0% (avg: 18%), current ratio 1.03 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI