📊 GHI Key Takeaways
Is Greystone Housing Impact Investors LP (GHI) a Good Investment?
Despite impressive 269.5% YoY revenue growth, GHI remains unprofitable with negative operating margin of -7.9% and net margin of -8.9%, indicating the business is not yet translating top-line growth into profitability. While free cash flow of 27.6M provides a cushion, the company's negative net income, diluted EPS of -0.52, and minimal interest coverage of -0.3x raise concerns about operational efficiency and debt servicing capacity.
Greystone Housing Impact Investors shows unusually strong top-line growth and healthy free cash flow generation, which suggests its underlying portfolio is still producing cash despite a difficult earnings period. However, the latest period remains fundamentally weak on profitability, with negative operating income, a net loss, and poor interest coverage, so the revenue rebound does not yet translate into durable earnings quality.
Why Buy Greystone Housing Impact Investors LP Stock? GHI Key Strengths
- Exceptional revenue growth of 269.5% YoY demonstrates strong market demand and scaling
- Positive free cash flow of 27.6M with 32.4% FCF margin shows operational cash generation capability
- Operating cash flow of 37.5M exceeds capital expenditure, reducing reliance on external financing
- Revenue increased sharply year over year, indicating strong portfolio or transaction-driven growth
- Operating cash flow and free cash flow are solid, with free cash flow margin above 30%
- Asset base remains substantial relative to reported long-term debt, providing some balance-sheet support
GHI Stock Risks: Greystone Housing Impact Investors LP Investment Risks
- Persistent unprofitability with negative net income of -7.6M and negative operating margin indicates operational challenges
- Negative interest coverage of -0.3x suggests difficulty servicing debt obligations from operating income
- High leverage with 1.1B liabilities against only 1.5B total assets leaves limited financial flexibility
- The business is still unprofitable, with negative operating margin and net margin
- Interest coverage is negative, signaling weak earnings support for financing costs
- Liabilities are high relative to assets, limiting flexibility if credit conditions or portfolio performance worsen
Key Metrics to Watch
- Path to operating profitability and timeline to positive net income
- Debt-to-assets ratio and interest coverage improvement as revenue scales
- Operating margin expansion as company achieves greater operational efficiency
- Sustained return to positive net income and operating margin
- Operating cash flow consistency relative to net income and total liabilities
Greystone Housing Impact Investors LP (GHI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 32.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
GHI Profit Margin, ROE & Profitability Analysis
GHI vs Finance Sector: How Greystone Housing Impact Investors LP Compares
How Greystone Housing Impact Investors LP compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Greystone Housing Impact Investors LP Stock Overvalued? GHI Valuation Analysis 2026
Based on fundamental analysis, Greystone Housing Impact Investors LP has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Greystone Housing Impact Investors LP Balance Sheet: GHI Debt, Cash & Liquidity
GHI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Greystone Housing Impact Investors LP's revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.06 reflects profitable operations.
GHI Revenue Growth, EPS Growth & YoY Performance
GHI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $21.7M | -$1.8M | $0.03 |
| Q2 2025 | $22.0M | -$3.7M | $0.19 |
| Q1 2025 | $22.4M | $3.3M | $0.11 |
| Q3 2024 | $24.3M | -$4.6M | $-0.23 |
| Q2 2024 | $22.0M | $5.2M | $0.19 |
| Q1 2024 | $22.4M | $10.6M | $0.42 |
| Q3 2023 | $22.6M | $9.7M | $0.39 |
| Q2 2023 | $17.2M | $17.6M | $0.74 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Greystone Housing Impact Investors LP Dividends, Buybacks & Capital Allocation
GHI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Greystone Housing Impact Investors LP (CIK: 0001059142)
📋 Recent SEC Filings
❓ Frequently Asked Questions about GHI
What is the AI rating for GHI?
Greystone Housing Impact Investors LP (GHI) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are GHI's key strengths?
Claude: Exceptional revenue growth of 269.5% YoY demonstrates strong market demand and scaling. Positive free cash flow of 27.6M with 32.4% FCF margin shows operational cash generation capability. ChatGPT: Revenue increased sharply year over year, indicating strong portfolio or transaction-driven growth. Operating cash flow and free cash flow are solid, with free cash flow margin above 30%.
What are the risks of investing in GHI?
Claude: Persistent unprofitability with negative net income of -7.6M and negative operating margin indicates operational challenges. Negative interest coverage of -0.3x suggests difficulty servicing debt obligations from operating income. ChatGPT: The business is still unprofitable, with negative operating margin and net margin. Interest coverage is negative, signaling weak earnings support for financing costs.
What is GHI's revenue and growth?
Greystone Housing Impact Investors LP reported revenue of $85.4M.
Does GHI pay dividends?
Greystone Housing Impact Investors LP does not currently pay dividends.
Where can I find GHI SEC filings?
Official SEC filings for Greystone Housing Impact Investors LP (CIK: 0001059142) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is GHI's EPS?
Greystone Housing Impact Investors LP has a diluted EPS of $-0.52.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is GHI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Greystone Housing Impact Investors LP has a SELL rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is GHI stock overvalued or undervalued?
Valuation metrics for GHI: ROE of N/A (sector avg: 12%), net margin of -8.9% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
Should I buy GHI stock in 2026?
Our dual AI analysis gives Greystone Housing Impact Investors LP a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is GHI's free cash flow?
Greystone Housing Impact Investors LP's operating cash flow is $37.5M, with capital expenditures of $9.9M. FCF margin is 32.4%.
How does GHI compare to other Finance stocks?
Vs Finance sector averages: Net margin -8.9% (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).