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Genpact LTD (G) Stock Fundamental Analysis & AI Rating 2026

G NYSE Services-Management Consulting Services D0 CIK: 0001398659
Updated This Month • Analysis: Mar 25, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
78% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
78% Conf

📊 G Key Takeaways

Revenue: $5.1B
Net Margin: 10.9%
Free Cash Flow: $734.7M
Current Ratio: 1.66x
Debt/Equity: 0.60x
EPS: $3.13
AI Rating: BUY with 78% confidence
Genpact LTD (G) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.1B, net profit margin of 10.9%, and return on equity (ROE) of 21.7%, Genpact LTD demonstrates strong fundamentals in the Services sector. Below is our complete G stock analysis for 2026.

Is Genpact LTD (G) a Good Investment?

Claude

Genpact demonstrates solid operational performance with 6.6% revenue growth and strong cash generation, producing $734.7M in free cash flow with a healthy 14.5% FCF margin. The company maintains robust profitability metrics (10.9% net margin, 14.8% operating margin) and excellent returns on equity (21.7%), supported by conservative leverage (0.6x debt-to-equity) that provides financial flexibility.

ChatGPT

Genpact shows solid fundamental quality with healthy double-digit margins, strong free cash flow generation, and a balanced balance sheet supported by ample liquidity. Revenue growth remains positive and EPS growth outpaced net income, but flat net income suggests some pressure from costs, taxes, share count, or below-operating-line items, so the story is strong but not without execution risk.

Why Buy Genpact LTD Stock? G Key Strengths

Claude
  • + Strong free cash flow generation of $734.7M with FCF margin of 14.5% demonstrates operational efficiency
  • + Excellent return on equity of 21.7% and ROA of 9.5% indicate efficient capital deployment
  • + Conservative debt-to-equity ratio of 0.6x with substantial cash position of $853.8M provides financial stability
  • + Healthy liquidity with current ratio of 1.66x ensures ability to meet short-term obligations
  • + Consistent profitability with double-digit net margin of 10.9% and solid gross margin of 36%
ChatGPT
  • + Strong profitability profile with 36.0% gross margin, 14.8% operating margin, and 10.9% net margin
  • + High-quality cash generation with $812.86M operating cash flow and $734.65M free cash flow, equal to a 14.5% FCF margin
  • + Sound financial health with 1.66x current and quick ratios, $853.84M cash, and moderate debt at 0.60x debt-to-equity

G Stock Risks: Genpact LTD Investment Risks

Claude
  • ! Modest revenue growth of 6.6% YoY is relatively slow for a management consulting services firm, suggesting potential market saturation or competitive pressures
  • ! Flat net income growth (0.0% YoY) despite revenue growth indicates margin compression or increased operating costs
  • ! EPS growth of 9.8% outpacing net income growth raises questions about sustainability of share buyback program or structural cost management
  • ! High insider trading activity with 27 Form 4 filings in 90 days warrants monitoring for potential insider concerns
ChatGPT
  • ! Net income was flat despite 6.6% revenue growth, which may indicate margin pressure or rising non-operating costs
  • ! Services businesses can face demand softness if clients reduce consulting and outsourcing spending
  • ! Long-term debt of $1.54B is manageable but still requires monitoring if earnings growth remains muted

Key Metrics to Watch

Claude
  • * Revenue growth trajectory - need acceleration above 6-7% to demonstrate business momentum
  • * Operating margin trend - monitor whether margins can expand or will continue compressing despite revenue growth
  • * Free cash flow conversion - maintain focus on FCF generation quality and sustainability above 14% of revenue
  • * Client concentration and retention rates - critical for predictable revenue in consulting services
  • * Organic growth vs. acquisition-driven growth - distinguish between sustainable internal expansion and M&A dependency
ChatGPT
  • * Operating margin and net income conversion as revenue grows
  • * Free cash flow consistency relative to earnings and debt levels

Genpact LTD (G) Financial Metrics & Key Ratios

Revenue
$5.1B
Net Income
$552.5M
EPS (Diluted)
$3.13
Free Cash Flow
$734.7M
Total Assets
$5.8B
Cash Position
$853.8M

💡 AI Analyst Insight

Genpact LTD presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

G Profit Margin, ROE & Profitability Analysis

Gross Margin 36.0%
Operating Margin 14.8%
Net Margin 10.9%
ROE 21.7%
ROA 9.5%
FCF Margin 14.5%

G vs Services Sector: How Genpact LTD Compares

How Genpact LTD compares to Services sector averages

Net Margin
G 10.9%
vs
Sector Avg 10.0%
G Sector
ROE
G 21.7%
vs
Sector Avg 16.0%
G Sector
Current Ratio
G 1.7x
vs
Sector Avg 1.5x
G Sector
Debt/Equity
G 0.6x
vs
Sector Avg 0.7x
G Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Genpact LTD Stock Overvalued? G Valuation Analysis 2026

Based on fundamental analysis, Genpact LTD has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
21.7%
Sector avg: 16%
Net Profit Margin
10.9%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.60x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Genpact LTD Balance Sheet: G Debt, Cash & Liquidity

Current Ratio
1.66x
Quick Ratio
1.66x
Debt/Equity
0.60x
Debt/Assets
56.4%
Interest Coverage
N/A
Long-term Debt
$1.5B

G Revenue & Earnings Growth: 5-Year Financial Trend

G 5-year financial data: Year 2021: Revenue $4.0B, Net Income $304.9M, EPS $1.56. Year 2022: Revenue $4.4B, Net Income $308.3M, EPS $1.57. Year 2023: Revenue $4.5B, Net Income $369.4M, EPS $1.91. Year 2024: Revenue $4.8B, Net Income $353.4M, EPS $1.88. Year 2025: Revenue $5.1B, Net Income $631.3M, EPS $3.41.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Genpact LTD's revenue has grown significantly by 26% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.41 reflects profitable operations.

G Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
14.5%
Free cash flow / Revenue

G Quarterly Earnings & Performance

Quarterly financial performance data for Genpact LTD including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.2B $132.8M $0.74
Q2 2025 $1.2B $122.0M $0.67
Q1 2025 $1.1B $116.9M $0.64
Q3 2024 $1.1B $117.6M $0.64
Q2 2024 $1.1B $116.3M $0.63
Q1 2024 $1.1B $106.1M $0.57
Q3 2023 $1.1B $95.8M $0.51
Q2 2023 $1.1B $71.7M $0.38

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Genpact LTD Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$812.9M
Cash generated from operations
Stock Buybacks
$252.7M
Shares repurchased (TTM)
Capital Expenditures
$78.2M
Investment in assets
Dividends Paid
$117.7M
Returned to shareholders

G SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Genpact LTD (CIK: 0001398659)

📋 Recent SEC Filings

Date Form Document Action
Mar 12, 2026 4 xslF345X05/wk-form4_1773346463.xml View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773346374.xml View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773346180.xml View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773346066.xml View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773345975.xml View →

Frequently Asked Questions about G

What is the AI rating for G?

Genpact LTD (G) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are G's key strengths?

Claude: Strong free cash flow generation of $734.7M with FCF margin of 14.5% demonstrates operational efficiency. Excellent return on equity of 21.7% and ROA of 9.5% indicate efficient capital deployment. ChatGPT: Strong profitability profile with 36.0% gross margin, 14.8% operating margin, and 10.9% net margin. High-quality cash generation with $812.86M operating cash flow and $734.65M free cash flow, equal to a 14.5% FCF margin.

What are the risks of investing in G?

Claude: Modest revenue growth of 6.6% YoY is relatively slow for a management consulting services firm, suggesting potential market saturation or competitive pressures. Flat net income growth (0.0% YoY) despite revenue growth indicates margin compression or increased operating costs. ChatGPT: Net income was flat despite 6.6% revenue growth, which may indicate margin pressure or rising non-operating costs. Services businesses can face demand softness if clients reduce consulting and outsourcing spending.

What is G's revenue and growth?

Genpact LTD reported revenue of $5.1B.

Does G pay dividends?

Genpact LTD pays dividends, with $117.7M distributed to shareholders in the trailing twelve months.

Where can I find G SEC filings?

Official SEC filings for Genpact LTD (CIK: 0001398659) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is G's EPS?

Genpact LTD has a diluted EPS of $3.13.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is G a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Genpact LTD has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is G stock overvalued or undervalued?

Valuation metrics for G: ROE of 21.7% (sector avg: 16%), net margin of 10.9% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy G stock in 2026?

Our dual AI analysis gives Genpact LTD a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is G's free cash flow?

Genpact LTD's operating cash flow is $812.9M, with capital expenditures of $78.2M. FCF margin is 14.5%.

How does G compare to other Services stocks?

Vs Services sector averages: Net margin 10.9% (avg: 10%), ROE 21.7% (avg: 16%), current ratio 1.66 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 25, 2026 | Data as of: 2025-12-31 | Powered by Claude AI