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FIGS, Inc. (FIGS) Stock Fundamental Analysis & AI Rating 2026

FIGS NYSE Apparel & Other Finishd Prods of Fabrics & Similar Matl DE CIK: 0001846576
Updated This Month • Analysis: Mar 24, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
74% Confidence
STRONG AGREEMENT
BUY
75% Conf
BUY
74% Conf

📊 FIGS Key Takeaways

Revenue: $631.1M
Net Margin: 5.4%
Free Cash Flow: $53.0M
Current Ratio: 4.94x
Debt/Equity: 0.00x
EPS: $0.19
AI Rating: BUY with 75% confidence
FIGS, Inc. (FIGS) receives a BUY rating with 74% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $631.1M, net profit margin of 5.4%, and return on equity (ROE) of 7.8%, FIGS, Inc. demonstrates strong fundamentals in the Consumer sector. Below is our complete FIGS stock analysis for 2026.

Is FIGS, Inc. (FIGS) a Good Investment?

Claude

FIGS demonstrates strong operational fundamentals with robust revenue growth of 13.6% YoY, exceptional gross margins of 66.5%, and healthy free cash flow generation of $53.0M. The company maintains an exceptionally strong balance sheet with minimal leverage, high liquidity ratios, and consistent cash conversion, positioning it well for sustainable growth.

ChatGPT

FIGS shows solid fundamental quality with double-digit revenue growth, very high gross margins, and a debt-free balance sheet supported by strong liquidity. Growth quality is reasonably good because the business converts revenue into positive operating cash flow and free cash flow, but flat net income and still-moderate operating margins suggest execution risk remains as the company scales.

Why Buy FIGS, Inc. Stock? FIGS Key Strengths

Claude
  • + Exceptional gross margin of 66.5% indicates strong pricing power and operational efficiency
  • + Solid revenue growth of 13.6% YoY with improving net income performance
  • + Outstanding balance sheet health with zero long-term debt and current ratio of 4.94x
  • + Excellent cash generation with $53.0M free cash flow and 8.4% FCF margin
  • + Strong liquidity position with $82.0M in cash equivalents
ChatGPT
  • + Double-digit revenue growth with strong gross margin of 66.5%, indicating meaningful brand and pricing power
  • + Debt-free balance sheet, nearly $82M in cash, and strong current and quick ratios support financial resilience
  • + Positive operating cash flow of $61.17M and free cash flow of $53.00M show the business is generating real cash

FIGS Stock Risks: FIGS, Inc. Investment Risks

Claude
  • ! Operating margin of 6.0% is relatively thin, indicating limited pricing power at operational level despite high gross margins
  • ! Low return on equity of 7.8% and ROA of 5.9% suggest suboptimal capital efficiency
  • ! Net margin of only 5.4% leaves limited buffer for economic downturns or cost pressures
  • ! Competitive apparel sector may face margin compression from supply chain inflation or increased competition
  • ! Recent insider activity with 7 Form 4 filings warrants monitoring for potential directional signals
ChatGPT
  • ! Net income was flat year over year despite revenue growth, which suggests margin pressure or rising operating costs
  • ! Operating margin of 6.0% and net margin of 5.4% remain modest for a premium branded apparel business
  • ! As a consumer apparel company, results may be sensitive to demand shifts, competition, and inventory management execution

Key Metrics to Watch

Claude
  • * Operating margin expansion and overhead cost management
  • * Revenue growth sustainability and same-store sales trends
  • * Return on equity improvement and capital allocation efficiency
  • * Free cash flow conversion rate and working capital management
  • * Gross margin maintenance amid potential input cost pressures
ChatGPT
  • * Operating margin and net income growth relative to revenue growth
  • * Free cash flow margin and inventory efficiency

FIGS, Inc. (FIGS) Financial Metrics & Key Ratios

Revenue
$631.1M
Net Income
$34.3M
EPS (Diluted)
$0.19
Free Cash Flow
$53.0M
Total Assets
$580.0M
Cash Position
$82.0M

💡 AI Analyst Insight

Strong liquidity with a 4.94x current ratio provides a solid financial cushion.

FIGS Profit Margin, ROE & Profitability Analysis

Gross Margin 66.5%
Operating Margin 6.0%
Net Margin 5.4%
ROE 7.8%
ROA 5.9%
FCF Margin 8.4%

FIGS vs Consumer Sector: How FIGS, Inc. Compares

How FIGS, Inc. compares to Consumer sector averages

Net Margin
FIGS 5.4%
vs
Sector Avg 8.0%
FIGS Sector
ROE
FIGS 7.8%
vs
Sector Avg 18.0%
FIGS Sector
Current Ratio
FIGS 4.9x
vs
Sector Avg 1.5x
FIGS Sector
Debt/Equity
FIGS 0.0x
vs
Sector Avg 0.8x
FIGS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is FIGS, Inc. Stock Overvalued? FIGS Valuation Analysis 2026

Based on fundamental analysis, FIGS, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
7.8%
Sector avg: 18%
Net Profit Margin
5.4%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

FIGS, Inc. Balance Sheet: FIGS Debt, Cash & Liquidity

Current Ratio
4.94x
Quick Ratio
3.53x
Debt/Equity
0.00x
Debt/Assets
24.6%
Interest Coverage
N/A
Long-term Debt
N/A

FIGS Revenue & Earnings Growth: 5-Year Financial Trend

FIGS 5-year financial data: Year 2021: Revenue $419.6M, Net Income $112.0K, EPS $0.00. Year 2022: Revenue $505.8M, Net Income $49.8M, EPS $0.30. Year 2023: Revenue $545.6M, Net Income -$9.6M, EPS $-0.06. Year 2024: Revenue $555.6M, Net Income $21.2M, EPS $0.11. Year 2025: Revenue $631.1M, Net Income $22.6M, EPS $0.12.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: FIGS, Inc.'s revenue has grown significantly by 50% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.12 reflects profitable operations.

FIGS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.4%
Free cash flow / Revenue

FIGS Quarterly Earnings & Performance

Quarterly financial performance data for FIGS, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $140.2M -$102.0K $0.00
Q2 2025 $144.2M -$102.0K $0.01
Q1 2025 $119.3M -$102.0K $0.00
Q3 2024 $140.2M $835.0K $0.00
Q2 2024 $138.1M $1.1M $0.01
Q1 2024 $119.3M $1.4M $0.01
Q3 2023 $128.6M $1.9M $0.02
Q2 2023 $122.2M $1.9M $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

FIGS, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$61.2M
Cash generated from operations
Stock Buybacks
$2.7M
Shares repurchased (TTM)
Capital Expenditures
$8.2M
Investment in assets
Dividends
None
No dividend program

FIGS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for FIGS, Inc. (CIK: 0001846576)

📋 Recent SEC Filings

Date Form Document Action
Apr 6, 2026 4 xslF345X06/wk-form4_1775523795.xml View →
Apr 6, 2026 4 xslF345X06/wk-form4_1775523718.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772747626.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772747141.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772576380.xml View →

Frequently Asked Questions about FIGS

What is the AI rating for FIGS?

FIGS, Inc. (FIGS) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FIGS's key strengths?

Claude: Exceptional gross margin of 66.5% indicates strong pricing power and operational efficiency. Solid revenue growth of 13.6% YoY with improving net income performance. ChatGPT: Double-digit revenue growth with strong gross margin of 66.5%, indicating meaningful brand and pricing power. Debt-free balance sheet, nearly $82M in cash, and strong current and quick ratios support financial resilience.

What are the risks of investing in FIGS?

Claude: Operating margin of 6.0% is relatively thin, indicating limited pricing power at operational level despite high gross margins. Low return on equity of 7.8% and ROA of 5.9% suggest suboptimal capital efficiency. ChatGPT: Net income was flat year over year despite revenue growth, which suggests margin pressure or rising operating costs. Operating margin of 6.0% and net margin of 5.4% remain modest for a premium branded apparel business.

What is FIGS's revenue and growth?

FIGS, Inc. reported revenue of $631.1M.

Does FIGS pay dividends?

FIGS, Inc. does not currently pay dividends.

Where can I find FIGS SEC filings?

Official SEC filings for FIGS, Inc. (CIK: 0001846576) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FIGS's EPS?

FIGS, Inc. has a diluted EPS of $0.19.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is FIGS a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, FIGS, Inc. has a BUY rating with 74% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is FIGS stock overvalued or undervalued?

Valuation metrics for FIGS: ROE of 7.8% (sector avg: 18%), net margin of 5.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy FIGS stock in 2026?

Our dual AI analysis gives FIGS, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is FIGS's free cash flow?

FIGS, Inc.'s operating cash flow is $61.2M, with capital expenditures of $8.2M. FCF margin is 8.4%.

How does FIGS compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 5.4% (avg: 8%), ROE 7.8% (avg: 18%), current ratio 4.94 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-12-31 | Powered by Claude AI