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Envela Corp (ELA) Stock Fundamental Analysis & AI Rating 2026

ELA NYSE Retail-Jewelry Stores NV CIK: 0000701719
Updated This Month • Analysis: Mar 24, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
69% Confidence
AGREEMENT
HOLD
62% Conf
BUY
76% Conf

📊 ELA Key Takeaways

Revenue: $241.0M
Net Margin: 6.1%
Free Cash Flow: $1.4M
Current Ratio: 3.50x
Debt/Equity: 0.15x
EPS: $0.56
AI Rating: HOLD with 62% confidence
Envela Corp (ELA) receives a BUY rating with 69% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $241.0M, net profit margin of 6.1%, and return on equity (ROE) of 21.8%, Envela Corp demonstrates strong fundamentals in the Consumer sector. Below is our complete ELA stock analysis for 2026.

Is Envela Corp (ELA) a Good Investment?

Claude

Envela demonstrates strong revenue growth (+33.6% YoY) and robust profitability metrics with 21.8% ROE and solid margins, indicating operational excellence in the jewelry retail sector. However, the disconnect between net income growth (0.0% YoY) and revenue expansion, combined with anemic free cash flow generation (0.6% FCF margin), raises concerns about sustainability and capital efficiency despite healthy balance sheet fundamentals.

ChatGPT

Envela shows strong fundamental momentum with 33.6% revenue growth, solid profitability, and a conservatively levered balance sheet. Returns on equity and assets are strong, and liquidity is ample, but the biggest qualifier is weak cash conversion, with operating cash flow and free cash flow trailing reported earnings. Overall, the business looks financially healthy and operationally sound, but growth quality needs confirmation through stronger cash generation.

Why Buy Envela Corp Stock? ELA Key Strengths

Claude
  • + Strong revenue growth of 33.6% YoY demonstrating market demand and sales momentum
  • + Excellent return on equity (21.8%) and return on assets (15.2%) showing efficient capital deployment
  • + Conservative capital structure with low debt-to-equity ratio (0.15x) and exceptional interest coverage (78.7x)
  • + Solid liquidity position with 3.50x current ratio and $18.2M cash providing operational flexibility
ChatGPT
  • + Strong top-line growth with revenue up 33.6% year over year
  • + Healthy profitability profile with 22.4% gross margin, 7.5% operating margin, and 21.8% ROE
  • + Strong balance sheet with high liquidity, low debt-to-equity, and very high interest coverage

ELA Stock Risks: Envela Corp Investment Risks

Claude
  • ! Flat net income growth despite 33.6% revenue increase suggests margin compression or operational headwinds
  • ! Critically weak free cash flow generation (0.6% FCF margin, $1.4M absolute) questions profitability quality and sustainability
  • ! Minimal operating cash flow ($2.6M) relative to revenue scale indicates potential working capital challenges or earnings quality concerns
  • ! Zero insider activity in last 90 days may reflect limited management confidence or general market sentiment
ChatGPT
  • ! Operating cash flow of $2.58M is low relative to $14.60M net income, raising cash conversion concerns
  • ! Net income was flat despite strong revenue growth, which may indicate margin pressure or higher operating costs
  • ! Free cash flow margin of 0.6% suggests limited near-term cash generation efficiency

Key Metrics to Watch

Claude
  • * Free cash flow trend and FCF margin expansion to validate earnings quality
  • * Operating cash flow relative to net income to assess working capital efficiency
  • * Gross and operating margin stability amid revenue growth to detect pricing or cost pressures
  • * Inventory turnover and receivables collection to identify working capital deterioration
ChatGPT
  • * Operating cash flow relative to net income
  • * Operating margin and free cash flow margin

Envela Corp (ELA) Financial Metrics & Key Ratios

Revenue
$241.0M
Net Income
$14.6M
EPS (Diluted)
$0.56
Free Cash Flow
$1.4M
Total Assets
$96.0M
Cash Position
$18.2M

💡 AI Analyst Insight

The relatively thin 0.6% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.50x current ratio provides a solid financial cushion.

ELA Profit Margin, ROE & Profitability Analysis

Gross Margin 22.4%
Operating Margin 7.5%
Net Margin 6.1%
ROE 21.8%
ROA 15.2%
FCF Margin 0.6%

ELA vs Consumer Sector: How Envela Corp Compares

How Envela Corp compares to Consumer sector averages

Net Margin
ELA 6.1%
vs
Sector Avg 8.0%
ELA Sector
ROE
ELA 21.8%
vs
Sector Avg 18.0%
ELA Sector
Current Ratio
ELA 3.5x
vs
Sector Avg 1.5x
ELA Sector
Debt/Equity
ELA 0.1x
vs
Sector Avg 0.8x
ELA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Envela Corp Stock Overvalued? ELA Valuation Analysis 2026

Based on fundamental analysis, Envela Corp has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
21.8%
Sector avg: 18%
Net Profit Margin
6.1%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.15x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Envela Corp Balance Sheet: ELA Debt, Cash & Liquidity

Current Ratio
3.50x
Quick Ratio
1.63x
Debt/Equity
0.15x
Debt/Assets
30.2%
Interest Coverage
78.74x
Long-term Debt
$9.9M

ELA Revenue & Earnings Growth: 5-Year Financial Trend

ELA 5-year financial data: Year 2018: Revenue $62.0M, Net Income N/A, EPS N/A. Year 2019: Revenue $82.0M, Net Income N/A, EPS N/A. Year 2020: Revenue $113.9M, Net Income $2.8M, EPS $0.10. Year 2022: Revenue $182.7M, Net Income $6.4M, EPS $0.24. Year 2023: Revenue $182.7M, Net Income $15.7M, EPS $0.58.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Envela Corp's revenue has grown significantly by 195% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.26 reflects profitable operations.

ELA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.6%
Free cash flow / Revenue

ELA Quarterly Earnings & Performance

Quarterly financial performance data for Envela Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2024 $39.9M $1.9M $0.07
Q3 2023 $36.3M $1.7M $0.06
Q2 2023 $42.6M $1.6M $0.06
Q1 2023 $47.4M $2.5M $0.09
Q3 2022 $37.7M $3.1M $0.12
Q2 2022 $33.7M $2.2M $0.08
Q1 2022 $25.5M $2.0M $0.07
Q3 2021 $37.7M $3.0M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Envela Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.6M
Cash generated from operations
Stock Buybacks
$188.9K
Shares repurchased (TTM)
Capital Expenditures
$1.2M
Investment in assets
Dividends
None
No dividend program

ELA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Envela Corp (CIK: 0000701719)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 8-K ela-20260409x8k.htm View →
Mar 18, 2026 10-K ela-20251231x10k.htm View →
Dec 1, 2025 4 xslF345X05/form4-12012025_091245.xml View →
Nov 5, 2025 10-Q ela-20250930x10q.htm View →
Aug 19, 2025 4 xslF345X05/form4-08192025_090819.xml View →

Frequently Asked Questions about ELA

What is the AI rating for ELA?

Envela Corp (ELA) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 69% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ELA's key strengths?

Claude: Strong revenue growth of 33.6% YoY demonstrating market demand and sales momentum. Excellent return on equity (21.8%) and return on assets (15.2%) showing efficient capital deployment. ChatGPT: Strong top-line growth with revenue up 33.6% year over year. Healthy profitability profile with 22.4% gross margin, 7.5% operating margin, and 21.8% ROE.

What are the risks of investing in ELA?

Claude: Flat net income growth despite 33.6% revenue increase suggests margin compression or operational headwinds. Critically weak free cash flow generation (0.6% FCF margin, $1.4M absolute) questions profitability quality and sustainability. ChatGPT: Operating cash flow of $2.58M is low relative to $14.60M net income, raising cash conversion concerns. Net income was flat despite strong revenue growth, which may indicate margin pressure or higher operating costs.

What is ELA's revenue and growth?

Envela Corp reported revenue of $241.0M.

Does ELA pay dividends?

Envela Corp does not currently pay dividends.

Where can I find ELA SEC filings?

Official SEC filings for Envela Corp (CIK: 0000701719) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ELA's EPS?

Envela Corp has a diluted EPS of $0.56.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ELA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Envela Corp has a BUY rating with 69% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ELA stock overvalued or undervalued?

Valuation metrics for ELA: ROE of 21.8% (sector avg: 18%), net margin of 6.1% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy ELA stock in 2026?

Our dual AI analysis gives Envela Corp a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ELA's free cash flow?

Envela Corp's operating cash flow is $2.6M, with capital expenditures of $1.2M. FCF margin is 0.6%.

How does ELA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 6.1% (avg: 8%), ROE 21.8% (avg: 18%), current ratio 3.50 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-12-31 | Powered by Claude AI