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Educational Development Corp. (EDUC) Stock Fundamental Analysis & AI Rating 2026

EDUC Nasdaq Wholesale-Miscellaneous Nondurable Goods DE CIK: 0000031667
Updated This Month • Analysis: Mar 24, 2026 • SEC Data: 2025-11-30
Combined AI Rating
BUY
68% Confidence
AGREEMENT
HOLD
62% Conf
BUY
75% Conf

📊 EDUC Key Takeaways

Revenue: $18.7M
Net Margin: 29.0%
Free Cash Flow: $3.6M
Current Ratio: 3.40x
Debt/Equity: 0.00x
EPS: $0.63
AI Rating: HOLD with 62% confidence
Educational Development Corp. (EDUC) receives a BUY rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $18.7M, net profit margin of 29.0%, and return on equity (ROE) of 11.8%, Educational Development Corp. demonstrates strong fundamentals in the Market sector. Below is our complete EDUC stock analysis for 2026.

Is Educational Development Corp. (EDUC) a Good Investment?

Claude

Educational Development Corp demonstrates strong profitability with a 29.0% net margin and zero debt, indicating solid operational efficiency and financial stability. However, flat revenue growth and modest cash generation relative to asset base raise concerns about growth prospects and capital deployment effectiveness.

ChatGPT

EDUC shows unusually strong current-period profitability, with high gross, operating, and net margins supported by positive free cash flow generation. The balance sheet is conservative with no long-term debt and solid current liquidity, but the lack of visible revenue growth data and a weak quick ratio suggest investors should confirm that earnings quality and inventory conversion remain durable.

Why Buy Educational Development Corp. Stock? EDUC Key Strengths

Claude
  • + Exceptional net margin of 29.0% with 39.7% operating margin indicating strong pricing power and cost control
  • + Fortress balance sheet with zero long-term debt and 3.4x current ratio providing financial flexibility
  • + Positive free cash flow of 3.6M with 19.0% FCF margin demonstrating genuine cash generation capability
  • + Low leverage with debt-to-equity of 0.0x reducing financial risk and insolvency probability
ChatGPT
  • + High current-period profitability with 59.4% gross margin, 39.7% operating margin, and 29.0% net margin
  • + Debt-free balance sheet with $45.90M of equity against only $13.56M of liabilities
  • + Positive operating cash flow and free cash flow, indicating earnings are supported by cash generation

EDUC Stock Risks: Educational Development Corp. Investment Risks

Claude
  • ! Flat year-over-year revenue growth signals stagnation in core business with limited organic expansion
  • ! Low absolute cash position of 3.1M relative to 59.5M in assets suggests potential liquidity constraints for growth investments
  • ! Quick ratio of 0.64x indicates potential working capital management challenges despite strong current ratio
  • ! Operating cash flow of 4.0M is modest relative to net income of 5.4M, raising questions about earnings quality and sustainability
  • ! No insider buying activity in past 90 days may indicate limited management confidence in near-term prospects
ChatGPT
  • ! No clear revenue growth trend is provided, making it harder to judge whether profitability is sustainable
  • ! Quick ratio of 0.64x suggests liquidity depends heavily on inventory rather than near-cash assets
  • ! Operating cash flow of $4.00M trails net income of $5.43M, which may indicate working-capital pressure or lower cash conversion

Key Metrics to Watch

Claude
  • * Revenue growth rate and organic growth trajectory
  • * Free cash flow consistency and capital allocation decisions
  • * Working capital management and inventory levels relative to sales
  • * Operating margin sustainability and cost structure changes
ChatGPT
  • * Revenue growth and gross margin consistency
  • * Inventory levels and operating cash flow conversion

Educational Development Corp. (EDUC) Financial Metrics & Key Ratios

Revenue
$18.7M
Net Income
$5.4M
EPS (Diluted)
$0.63
Free Cash Flow
$3.6M
Total Assets
$59.5M
Cash Position
$3.1M

💡 AI Analyst Insight

Strong liquidity with a 3.40x current ratio provides a solid financial cushion.

EDUC Profit Margin, ROE & Profitability Analysis

Gross Margin 59.4%
Operating Margin 39.7%
Net Margin 29.0%
ROE 11.8%
ROA 9.1%
FCF Margin 19.0%

EDUC vs Market Sector: How Educational Development Corp. Compares

How Educational Development Corp. compares to Market sector averages

Net Margin
EDUC 29.0%
vs
Sector Avg 12.0%
EDUC Sector
ROE
EDUC 11.8%
vs
Sector Avg 15.0%
EDUC Sector
Current Ratio
EDUC 3.4x
vs
Sector Avg 1.8x
EDUC Sector
Debt/Equity
EDUC 0.0x
vs
Sector Avg 0.7x
EDUC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Educational Development Corp. Stock Overvalued? EDUC Valuation Analysis 2026

Based on fundamental analysis, Educational Development Corp. appears fundamentally strong relative to the Market sector in 2026.

Return on Equity
11.8%
Sector avg: 15%
Net Profit Margin
29.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Educational Development Corp. Balance Sheet: EDUC Debt, Cash & Liquidity

Current Ratio
3.40x
Quick Ratio
0.64x
Debt/Equity
0.00x
Debt/Assets
22.8%
Interest Coverage
5.04x
Long-term Debt
$0.0

EDUC Revenue & Earnings Growth: 5-Year Financial Trend

EDUC 5-year financial data: Year 2021: Revenue $204.6M, Net Income $1.4M, EPS $0.17. Year 2022: Revenue $204.6M, Net Income $1.9M, EPS $0.23. Year 2023: Revenue $142.2M, Net Income $3.4M, EPS $0.41. Year 2024: Revenue $87.8M, Net Income $215.8K, EPS $0.03. Year 2025: Revenue $51.0M, Net Income -$872.8K, EPS $-0.11.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Educational Development Corp.'s revenue has declined by 75% over the 5-year period, indicating business contraction. The most recent EPS of $-0.11 indicates the company is currently unprofitable.

EDUC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
19.0%
Free cash flow / Revenue

EDUC Quarterly Earnings & Performance

Quarterly financial performance data for Educational Development Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $7.0M -$835.7K $-0.10
Q2 2026 $4.6M -$1.1M $-0.15
Q1 2026 $7.1M -$1.1M $-0.13
Q3 2025 $11.1M -$835.7K $-0.10
Q2 2025 $6.5M $188.9K $0.02
Q1 2025 $10.0M -$872.8K $-0.11
Q3 2024 $16.9M $900 $0.00
Q2 2024 $10.6M $188.9K $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Educational Development Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$4.0M
Cash generated from operations
Stock Buybacks
$137.9K
Shares repurchased (TTM)
Capital Expenditures
$447.1K
Investment in assets
Dividends
None
No dividend program

EDUC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Educational Development Corp. (CIK: 0000031667)

📋 Recent SEC Filings

Date Form Document Action
Mar 11, 2026 8-K educ8k031126.htm View →
Jan 13, 2026 10-Q educ10q113025.htm View →
Jan 8, 2026 8-K educ8k010826.htm View →
Dec 11, 2025 8-K educ8k120925.htm View →
Nov 18, 2025 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about EDUC

What is the AI rating for EDUC?

Educational Development Corp. (EDUC) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are EDUC's key strengths?

Claude: Exceptional net margin of 29.0% with 39.7% operating margin indicating strong pricing power and cost control. Fortress balance sheet with zero long-term debt and 3.4x current ratio providing financial flexibility. ChatGPT: High current-period profitability with 59.4% gross margin, 39.7% operating margin, and 29.0% net margin. Debt-free balance sheet with $45.90M of equity against only $13.56M of liabilities.

What are the risks of investing in EDUC?

Claude: Flat year-over-year revenue growth signals stagnation in core business with limited organic expansion. Low absolute cash position of 3.1M relative to 59.5M in assets suggests potential liquidity constraints for growth investments. ChatGPT: No clear revenue growth trend is provided, making it harder to judge whether profitability is sustainable. Quick ratio of 0.64x suggests liquidity depends heavily on inventory rather than near-cash assets.

What is EDUC's revenue and growth?

Educational Development Corp. reported revenue of $18.7M.

Does EDUC pay dividends?

Educational Development Corp. does not currently pay dividends.

Where can I find EDUC SEC filings?

Official SEC filings for Educational Development Corp. (CIK: 0000031667) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is EDUC's EPS?

Educational Development Corp. has a diluted EPS of $0.63.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is EDUC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Educational Development Corp. has a BUY rating with 68% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is EDUC stock overvalued or undervalued?

Valuation metrics for EDUC: ROE of 11.8% (sector avg: 15%), net margin of 29.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy EDUC stock in 2026?

Our dual AI analysis gives Educational Development Corp. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is EDUC's free cash flow?

Educational Development Corp.'s operating cash flow is $4.0M, with capital expenditures of $447.1K. FCF margin is 19.0%.

How does EDUC compare to other Market stocks?

Vs Default sector averages: Net margin 29.0% (avg: 12%), ROE 11.8% (avg: 15%), current ratio 3.40 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-11-30 | Powered by Claude AI