📊 CRTO Key Takeaways
Is Criteo S.A. (CRTO) a Good Investment?
Criteo demonstrates solid fundamental strength with healthy profitability metrics, robust free cash flow generation of $208.5M, and minimal debt burden. However, anemic revenue growth of 0.6% YoY is a significant concern that tempers enthusiasm, though net income resilience and strong operating cash flow suggest underlying business quality.
Criteo shows solid underlying fundamentals with healthy gross profitability, double-digit operating margins, and strong free cash flow generation backed by a very clean balance sheet. However, revenue growth is nearly flat and net income declined slightly year over year, which suggests the business is executing efficiently but not currently delivering strong fundamental growth. The setup looks financially resilient, but the growth quality is mixed and needs clearer acceleration.
Why Buy Criteo S.A. Stock? CRTO Key Strengths
- Strong free cash flow generation ($208.5M, 10.7% FCF margin) exceeding net income indicates high-quality earnings
- Excellent financial position with minimal debt ($1.5M), resulting in 0.00x debt/equity and exceptional 479.3x interest coverage
- Healthy profitability with 54.0% gross margin, 10.4% operating margin, and 7.4% net margin demonstrating operational efficiency
- Solid ROE of 12.6% and ROA of 6.6% show effective capital deployment despite revenue headwinds
- Strong balance sheet with high cash reserves and almost no long-term debt
- Healthy profitability profile with 54.0% gross margin and 10.4% operating margin
- Robust cash generation with $311.24M operating cash flow and $208.50M free cash flow
CRTO Stock Risks: Criteo S.A. Investment Risks
- Severe revenue stagnation at 0.6% YoY growth raises questions about market competitiveness and business sustainability in the advertising technology sector
- Net income declined 3.2% YoY despite flat revenue, indicating margin compression pressures requiring monitoring
- EPS growth of 38.9% appears driven by share count reduction rather than operational improvements, masking underlying business challenges
- Modest current ratio of 1.27x and quick ratio of 1.27x indicate limited liquidity cushion for operational needs
- Revenue growth of just 0.6% indicates limited business momentum
- Net income declined 3.2% year over year despite stable revenue, pointing to earnings pressure
- EPS growth significantly outpaced net income growth, which may indicate improvement driven more by share count effects than core expansion
Key Metrics to Watch
- Revenue growth trajectory and market share in competitive ad-tech landscape
- Operating margin sustainability as revenue remains flat
- Free cash flow conversion and ability to maintain capital return programs
- Revenue growth and contribution ex-TAC/gross profit trends
- Operating margin and free cash flow conversion
Criteo S.A. (CRTO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Criteo S.A. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
CRTO Profit Margin, ROE & Profitability Analysis
CRTO vs Services Sector: How Criteo S.A. Compares
How Criteo S.A. compares to Services sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Criteo S.A. Stock Overvalued? CRTO Valuation Analysis 2026
Based on fundamental analysis, Criteo S.A. has mixed fundamental signals relative to the Services sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Criteo S.A. Balance Sheet: CRTO Debt, Cash & Liquidity
CRTO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Criteo S.A.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $0.88 reflects profitable operations.
CRTO Revenue Growth, EPS Growth & YoY Performance
CRTO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2025 | $471.3M | $21.3M | $0.39 |
| Q1 2025 | $450.1M | $7.2M | $0.12 |
| Q3 2024 | $458.9M | $6.2M | $0.11 |
| Q2 2024 | $468.9M | -$2.9M | $-0.05 |
| Q1 2024 | $445.0M | $7.2M | $0.12 |
| Q3 2023 | $446.9M | -$6.4M | $0.10 |
| Q2 2023 | $468.9M | -$2.9M | $-0.05 |
| Q1 2023 | $445.0M | -$11.8M | $-0.20 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Criteo S.A. Dividends, Buybacks & Capital Allocation
CRTO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Criteo S.A. (CIK: 0001576427)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Mar 17, 2026 | 4 | xslF345X05/wk-form4_1773751601.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773691717.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773691664.xml | View → |
| Mar 16, 2026 | 4 | xslF345X05/wk-form4_1773691607.xml | View → |
| Mar 3, 2026 | 4 | xslF345X05/wk-form4_1772571946.xml | View → |
❓ Frequently Asked Questions about CRTO
What is the AI rating for CRTO?
Criteo S.A. (CRTO) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (HOLD) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CRTO's key strengths?
Claude: Strong free cash flow generation ($208.5M, 10.7% FCF margin) exceeding net income indicates high-quality earnings. Excellent financial position with minimal debt ($1.5M), resulting in 0.00x debt/equity and exceptional 479.3x interest coverage. ChatGPT: Strong balance sheet with high cash reserves and almost no long-term debt. Healthy profitability profile with 54.0% gross margin and 10.4% operating margin.
What are the risks of investing in CRTO?
Claude: Severe revenue stagnation at 0.6% YoY growth raises questions about market competitiveness and business sustainability in the advertising technology sector. Net income declined 3.2% YoY despite flat revenue, indicating margin compression pressures requiring monitoring. ChatGPT: Revenue growth of just 0.6% indicates limited business momentum. Net income declined 3.2% year over year despite stable revenue, pointing to earnings pressure.
What is CRTO's revenue and growth?
Criteo S.A. reported revenue of $1.9B.
Does CRTO pay dividends?
Criteo S.A. does not currently pay dividends.
Where can I find CRTO SEC filings?
Official SEC filings for Criteo S.A. (CIK: 0001576427) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CRTO's EPS?
Criteo S.A. has a diluted EPS of $2.64.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CRTO a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Criteo S.A. has a BUY rating with 75% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is CRTO stock overvalued or undervalued?
Valuation metrics for CRTO: ROE of 12.6% (sector avg: 16%), net margin of 7.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
Should I buy CRTO stock in 2026?
Our dual AI analysis gives Criteo S.A. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is CRTO's free cash flow?
Criteo S.A.'s operating cash flow is $311.2M, with capital expenditures of $102.7M. FCF margin is 10.7%.
How does CRTO compare to other Services stocks?
Vs Services sector averages: Net margin 7.4% (avg: 10%), ROE 12.6% (avg: 16%), current ratio 1.27 (avg: 1.5).