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Crh Public Ltd. Co (CRH) Stock Fundamental Analysis & AI Rating 2026

CRH NYSE Cement, Hydraulic L2 CIK: 0000849395
Updated This Month • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
80% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
83% Conf

📊 CRH Key Takeaways

Revenue: $37.4B
Net Margin: 10.0%
Free Cash Flow: $2.9B
Current Ratio: 1.74x
Debt/Equity: 0.73x
EPS: $5.51
AI Rating: BUY with 78% confidence
Crh Public Ltd. Co (CRH) receives a BUY rating with 80% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $37.4B, net profit margin of 10.0%, and return on equity (ROE) of 15.6%, Crh Public Ltd. Co demonstrates strong fundamentals in the Materials sector. Below is our complete CRH stock analysis for 2026.

Is Crh Public Ltd. Co (CRH) a Good Investment?

Claude

CRH demonstrates solid operational fundamentals with 5.3% YoY revenue growth, healthy 36.1% gross margins, and robust profitability (10% net margin). The company maintains a conservative balance sheet with manageable leverage (0.73x Debt/Equity), strong interest coverage (18.9x), and generates substantial free cash flow of $2.9B annually supporting capital investments.

ChatGPT

CRH shows solid fundamental quality, with healthy revenue growth, strong gross and operating margins for a cyclical building materials business, and robust cash generation. The balance sheet appears manageable with good liquidity, moderate leverage, and very strong interest coverage, though earnings growth is currently modest relative to revenue and EPS gains likely benefited from capital allocation effects.

Why Buy Crh Public Ltd. Co Stock? CRH Key Strengths

Claude
  • + Strong revenue growth of 5.3% YoY with net income growth of 0.6% showing profitability improvement
  • + Healthy operating margins at 14.5% and gross margins at 36.1% demonstrating pricing power and operational efficiency
  • + Solid balance sheet with Debt/Equity of 0.73x and exceptional interest coverage of 18.9x providing financial flexibility
  • + Robust free cash flow of $2.9B (7.8% FCF margin) adequately covers $2.7B capital expenditure
  • + Strong liquidity position with 1.74x current ratio and $4.1B cash supporting operations
ChatGPT
  • + Strong profitability profile with 36.1% gross margin, 14.5% operating margin, and 10.0% net margin
  • + Healthy financial position supported by 1.74x current ratio, 0.73x debt/equity, and 18.9x interest coverage
  • + Good cash generation with $5.62B operating cash flow and $2.91B free cash flow, providing flexibility for reinvestment and balance sheet management

CRH Stock Risks: Crh Public Ltd. Co Investment Risks

Claude
  • ! Modest net income growth of only 0.6% YoY despite 5.3% revenue growth indicates margin compression or operational headwinds
  • ! High absolute debt level of $17.5B represents concentration risk in cyclical cement/construction sector
  • ! ROA of only 6.4% relative to $58.3B asset base suggests potential asset utilization or integration inefficiencies
  • ! Cyclical industry exposure to construction and infrastructure spending creates earnings volatility risk
  • ! 11 Form 4 insider filings in 90 days warrant monitoring for potential insider selling trends
ChatGPT
  • ! Net income growth of only 0.6% trails revenue growth, suggesting some pressure from costs, financing, taxes, or mix
  • ! Capital-intensive business with $2.71B of capex, which can pressure free cash flow if demand weakens
  • ! Exposure to cyclical construction and infrastructure markets can create earnings volatility during downturns

Key Metrics to Watch

Claude
  • * Operating margin sustainability and gross margin trends quarterly
  • * Free cash flow generation capacity and capital allocation discipline
  • * Debt/Equity ratio and absolute debt levels in relation to EBITDA leverage
  • * Asset turnover and ROA improvement indicating operational efficiency gains
  • * Operating cash flow conversion rate and working capital management
ChatGPT
  • * Operating margin and net income conversion from revenue growth
  • * Free cash flow after capital expenditures and long-term debt trend

Crh Public Ltd. Co (CRH) Financial Metrics & Key Ratios

Revenue
$37.4B
Net Income
$3.8B
EPS (Diluted)
$5.51
Free Cash Flow
$2.9B
Total Assets
$58.3B
Cash Position
$4.1B

💡 AI Analyst Insight

Crh Public Ltd. Co presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CRH Profit Margin, ROE & Profitability Analysis

Gross Margin 36.1%
Operating Margin 14.5%
Net Margin 10.0%
ROE 15.6%
ROA 6.4%
FCF Margin 7.8%

CRH vs Materials Sector: How Crh Public Ltd. Co Compares

How Crh Public Ltd. Co compares to Materials sector averages

Net Margin
CRH 10.0%
vs
Sector Avg 10.0%
CRH Sector
ROE
CRH 15.6%
vs
Sector Avg 14.0%
CRH Sector
Current Ratio
CRH 1.7x
vs
Sector Avg 1.6x
CRH Sector
Debt/Equity
CRH 0.7x
vs
Sector Avg 0.6x
CRH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Crh Public Ltd. Co Stock Overvalued? CRH Valuation Analysis 2026

Based on fundamental analysis, Crh Public Ltd. Co has mixed fundamental signals relative to the Materials sector in 2026.

Return on Equity
15.6%
Sector avg: 14%
Net Profit Margin
10.0%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.73x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Crh Public Ltd. Co Balance Sheet: CRH Debt, Cash & Liquidity

Current Ratio
1.74x
Quick Ratio
1.14x
Debt/Equity
0.73x
Debt/Assets
56.3%
Interest Coverage
18.89x
Long-term Debt
$17.5B

CRH Revenue & Earnings Growth: 5-Year Financial Trend

CRH 5-year financial data: Year 2023: Revenue $34.9B, Net Income $2.6B, EPS $3.32. Year 2024: Revenue $35.6B, Net Income $3.9B, EPS $5.11. Year 2025: Revenue $37.4B, Net Income $3.2B, EPS $4.33.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Crh Public Ltd. Co's revenue has shown modest growth of 7% over the 5-year period. The most recent EPS of $4.33 reflects profitable operations.

CRH Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
7.8%
Free cash flow / Revenue

CRH Quarterly Earnings & Performance

Quarterly financial performance data for Crh Public Ltd. Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $10.5B $1.4B $1.97
Q2 2025 $9.7B $1.2B $1.78
Q1 2025 $6.5B -$94.0M $-0.15
Q3 2024 $10.1B $1.3B $1.80
Q2 2024 $9.7B $1.2B $1.56
Q1 2024 $6.4B -$28.0M $-0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Crh Public Ltd. Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$5.6B
Cash generated from operations
Stock Buybacks
$1.2B
Shares repurchased (TTM)
Capital Expenditures
$2.7B
Investment in assets
Dividends
None
No dividend program

CRH SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Crh Public Ltd. Co (CIK: 0000849395)

📋 Recent SEC Filings

Date Form Document Action
Mar 27, 2026 DEF 14A crh-20260326.htm View →
Mar 13, 2026 4 xslF345X05/ownership.xml View →
Mar 13, 2026 4 xslF345X05/ownership.xml View →
Mar 4, 2026 8-K crh-20260304.htm View →
Feb 25, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CRH

What is the AI rating for CRH?

Crh Public Ltd. Co (CRH) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRH's key strengths?

Claude: Strong revenue growth of 5.3% YoY with net income growth of 0.6% showing profitability improvement. Healthy operating margins at 14.5% and gross margins at 36.1% demonstrating pricing power and operational efficiency. ChatGPT: Strong profitability profile with 36.1% gross margin, 14.5% operating margin, and 10.0% net margin. Healthy financial position supported by 1.74x current ratio, 0.73x debt/equity, and 18.9x interest coverage.

What are the risks of investing in CRH?

Claude: Modest net income growth of only 0.6% YoY despite 5.3% revenue growth indicates margin compression or operational headwinds. High absolute debt level of $17.5B represents concentration risk in cyclical cement/construction sector. ChatGPT: Net income growth of only 0.6% trails revenue growth, suggesting some pressure from costs, financing, taxes, or mix. Capital-intensive business with $2.71B of capex, which can pressure free cash flow if demand weakens.

What is CRH's revenue and growth?

Crh Public Ltd. Co reported revenue of $37.4B.

Does CRH pay dividends?

Crh Public Ltd. Co does not currently pay dividends.

Where can I find CRH SEC filings?

Official SEC filings for Crh Public Ltd. Co (CIK: 0000849395) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRH's EPS?

Crh Public Ltd. Co has a diluted EPS of $5.51.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CRH a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Crh Public Ltd. Co has a BUY rating with 80% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CRH stock overvalued or undervalued?

Valuation metrics for CRH: ROE of 15.6% (sector avg: 14%), net margin of 10.0% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy CRH stock in 2026?

Our dual AI analysis gives Crh Public Ltd. Co a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CRH's free cash flow?

Crh Public Ltd. Co's operating cash flow is $5.6B, with capital expenditures of $2.7B. FCF margin is 7.8%.

How does CRH compare to other Materials stocks?

Vs Materials sector averages: Net margin 10.0% (avg: 10%), ROE 15.6% (avg: 14%), current ratio 1.74 (avg: 1.6).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI