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Cricut, Inc. (CRCT) Stock Fundamental Analysis & AI Rating 2026

CRCT Nasdaq Special Industry Machinery, NEC DE CIK: 0001828962
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
BUY
78% Confidence
STRONG AGREEMENT
BUY
78% Conf
BUY
78% Conf

📊 CRCT Key Takeaways

Revenue: $708.8M
Net Margin: 10.8%
Free Cash Flow: $200.2M
Current Ratio: 2.26x
Debt/Equity: 0.00x
EPS: $0.35
AI Rating: BUY with 78% confidence
Cricut, Inc. (CRCT) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $708.8M, net profit margin of 10.8%, and return on equity (ROE) of 22.3%, Cricut, Inc. demonstrates strong fundamentals in the Industrial sector. Below is our complete CRCT stock analysis for 2026.

Is Cricut, Inc. (CRCT) a Good Investment?

Claude

Cricut demonstrates strong operational leverage and cash generation despite flat revenue, with net income growing 22.1% YoY and exceptional free cash flow conversion (28.2% FCF margin). The company maintains fortress-like financial health with zero debt, substantial cash reserves ($256.2M), and excellent liquidity ratios, positioning it well for strategic investments or shareholder returns.

ChatGPT

Cricut shows strong underlying fundamentals with high gross margins, improving net income, and exceptional cash generation despite essentially flat revenue. The balance sheet is notably strong, with substantial cash, no long-term debt, and healthy liquidity, which supports resilience and strategic flexibility. The main question is whether earnings growth can remain durable without a return to clearer top-line expansion.

Why Buy Cricut, Inc. Stock? CRCT Key Strengths

Claude
  • + Outstanding cash generation with $200.2M operating cash flow and 28.2% FCF margin indicating high-quality earnings
  • + Significant profitability expansion with net income up 22.1% YoY despite flat revenue, demonstrating operational leverage and margin improvement
  • + Exceptional financial fortress: zero long-term debt, debt/equity ratio of 0.00x, current ratio of 2.26x, and $256.2M cash representing 44% of total assets
  • + Strong return metrics with ROE of 22.3% and ROA of 13.2%, indicating efficient capital deployment
  • + Healthy gross margin of 55.1% provides pricing power and product-mix flexibility
ChatGPT
  • + High profitability with 55.1% gross margin and 13.5% operating margin
  • + Very strong financial health with $256.22M cash, no long-term debt, and 2.26x current ratio
  • + Excellent cash generation with $200.23M operating cash flow and 28.2% FCF margin

CRCT Stock Risks: Cricut, Inc. Investment Risks

Claude
  • ! Revenue growth stalled with -0.5% YoY decline, indicating market saturation or demand weakness in core products
  • ! High insider trading activity (17 Form 4 filings in 90 days) warrants monitoring for potential concerns about management confidence
  • ! Operating margin of 13.5% leaves limited cushion if revenue declines persist and company cannot maintain cost discipline
  • ! Concentration in specialty machinery sector with potential vulnerability to consumer discretionary spending cycles
ChatGPT
  • ! Revenue declined 0.5% YoY, indicating limited top-line momentum
  • ! Recent earnings improvement may rely more on margin discipline than sustainable sales growth
  • ! Missing capital expenditure detail makes free cash flow quality harder to fully assess

Key Metrics to Watch

Claude
  • * Revenue trajectory and organic growth rate in next two quarters to confirm sustainability
  • * Gross margin stability and any shift in product mix or pricing strategy
  • * Free cash flow maintenance and capital allocation decisions with substantial cash balance
ChatGPT
  • * Revenue growth and recurring demand trends
  • * Operating margin and free cash flow margin sustainability

Cricut, Inc. (CRCT) Financial Metrics & Key Ratios

Revenue
$708.8M
Net Income
$76.7M
EPS (Diluted)
$0.35
Free Cash Flow
$200.2M
Total Assets
$580.8M
Cash Position
$256.2M

💡 AI Analyst Insight

The 28.2% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.26x current ratio provides a solid financial cushion.

CRCT Profit Margin, ROE & Profitability Analysis

Gross Margin 55.1%
Operating Margin 13.5%
Net Margin 10.8%
ROE 22.3%
ROA 13.2%
FCF Margin 28.2%

CRCT vs Industrial Sector: How Cricut, Inc. Compares

How Cricut, Inc. compares to Industrial sector averages

Net Margin
CRCT 10.8%
vs
Sector Avg 10.0%
CRCT Sector
ROE
CRCT 22.3%
vs
Sector Avg 15.0%
CRCT Sector
Current Ratio
CRCT 2.3x
vs
Sector Avg 1.8x
CRCT Sector
Debt/Equity
CRCT 0.0x
vs
Sector Avg 0.7x
CRCT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cricut, Inc. Stock Overvalued? CRCT Valuation Analysis 2026

Based on fundamental analysis, Cricut, Inc. appears fundamentally strong relative to the Industrial sector in 2026.

Return on Equity
22.3%
Sector avg: 15%
Net Profit Margin
10.8%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cricut, Inc. Balance Sheet: CRCT Debt, Cash & Liquidity

Current Ratio
2.26x
Quick Ratio
1.75x
Debt/Equity
0.00x
Debt/Assets
40.8%
Interest Coverage
169.37x
Long-term Debt
N/A

CRCT Revenue & Earnings Growth: 5-Year Financial Trend

CRCT 5-year financial data: Year 2021: Revenue $1.3B, Net Income $39.2M, EPS $0.19. Year 2022: Revenue $1.3B, Net Income $154.6M, EPS $0.74. Year 2023: Revenue $1.3B, Net Income $140.5M, EPS $0.64. Year 2024: Revenue $886.3M, Net Income $60.7M, EPS $0.28. Year 2025: Revenue $765.1M, Net Income $53.6M, EPS $0.24.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cricut, Inc.'s revenue has declined by 41% over the 5-year period, indicating business contraction. The most recent EPS of $0.24 reflects profitable operations.

CRCT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
28.2%
Free cash flow / Revenue

CRCT Quarterly Earnings & Performance

Quarterly financial performance data for Cricut, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $167.9M $11.5M $0.05
Q2 2025 $167.9M $19.6M $0.09
Q3 2024 $167.9M $9.1M $0.05
Q2 2024 $167.9M $9.1M $0.07
Q1 2024 $162.6M $9.1M $0.04
Q3 2023 $174.9M $9.1M $0.06
Q2 2023 $177.8M $9.1M $0.06
Q1 2023 $181.2M $9.1M $0.04

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cricut, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$200.2M
Cash generated from operations
Stock Buybacks
$24.7M
Shares repurchased (TTM)
Dividends Paid
$202.1M
Returned to shareholders

CRCT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cricut, Inc. (CIK: 0001828962)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 4 xslF345X06/wk-form4_1776197625.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776197566.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776197512.xml View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776197419.xml View →
Mar 6, 2026 10-K/A crct-20251231.htm View →

Frequently Asked Questions about CRCT

What is the AI rating for CRCT?

Cricut, Inc. (CRCT) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CRCT's key strengths?

Claude: Outstanding cash generation with $200.2M operating cash flow and 28.2% FCF margin indicating high-quality earnings. Significant profitability expansion with net income up 22.1% YoY despite flat revenue, demonstrating operational leverage and margin improvement. ChatGPT: High profitability with 55.1% gross margin and 13.5% operating margin. Very strong financial health with $256.22M cash, no long-term debt, and 2.26x current ratio.

What are the risks of investing in CRCT?

Claude: Revenue growth stalled with -0.5% YoY decline, indicating market saturation or demand weakness in core products. High insider trading activity (17 Form 4 filings in 90 days) warrants monitoring for potential concerns about management confidence. ChatGPT: Revenue declined 0.5% YoY, indicating limited top-line momentum. Recent earnings improvement may rely more on margin discipline than sustainable sales growth.

What is CRCT's revenue and growth?

Cricut, Inc. reported revenue of $708.8M.

Does CRCT pay dividends?

Cricut, Inc. pays dividends, with $202.1M distributed to shareholders in the trailing twelve months.

Where can I find CRCT SEC filings?

Official SEC filings for Cricut, Inc. (CIK: 0001828962) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CRCT's EPS?

Cricut, Inc. has a diluted EPS of $0.35.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CRCT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cricut, Inc. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is CRCT stock overvalued or undervalued?

Valuation metrics for CRCT: ROE of 22.3% (sector avg: 15%), net margin of 10.8% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy CRCT stock in 2026?

Our dual AI analysis gives Cricut, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CRCT's free cash flow?

Cricut, Inc.'s operating cash flow is $200.2M, with capital expenditures of N/A. FCF margin is 28.2%.

How does CRCT compare to other Industrial stocks?

Vs Industrial sector averages: Net margin 10.8% (avg: 10%), ROE 22.3% (avg: 15%), current ratio 2.26 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI