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Canterbury Park Holding Corp (CPHC) Stock Fundamental Analysis & AI Rating 2026

CPHC Nasdaq Services-Racing, Including Track Operation MN CIK: 0001672909
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
77% Conf

📊 CPHC Key Takeaways

Revenue: $59.6M
Net Margin: -0.9%
Free Cash Flow: $6.3M
Current Ratio: 2.60x
Debt/Equity: 0.00x
EPS: $-0.10
AI Rating: HOLD with 62% confidence
Canterbury Park Holding Corp (CPHC) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $59.6M, net profit margin of -0.9%, and return on equity (ROE) of -0.6%, Canterbury Park Holding Corp demonstrates mixed fundamentals in the Services sector. Below is our complete CPHC stock analysis for 2026.

Is Canterbury Park Holding Corp (CPHC) a Good Investment?

Claude

Canterbury Park demonstrates solid operational cash generation and strong balance sheet fundamentals with zero long-term debt and excellent liquidity ratios, but profitability has deteriorated significantly with negative net income and margins turning negative despite operational improvements. The company's ability to return to profitability while maintaining operational cash flow of $8.9M and investing in capital expenditures will determine near-term viability.

ChatGPT

Canterbury Park Holding Corp shows solid financial resilience, supported by a debt-free balance sheet, strong liquidity, and positive free cash flow generation despite a weak earnings period. However, the latest year reflects declining revenue, compressed operating profitability, and a swing to net losses, which suggests the business currently lacks consistent earnings momentum. Fundamentally, this looks financially stable but operationally uneven, supporting a neutral stance until profitability improves.

Why Buy Canterbury Park Holding Corp Stock? CPHC Key Strengths

Claude
  • + Zero long-term debt with debt-to-equity ratio of 0.00x provides financial flexibility
  • + Strong liquidity position with current ratio of 2.60x and quick ratio of 2.57x indicates ability to meet short-term obligations
  • + Positive free cash flow of $6.3M (10.6% FCF margin) demonstrates underlying cash generation despite profitability challenges
  • + Robust interest coverage ratio of 48.2x reflects minimal financial stress from obligations
ChatGPT
  • + Debt-free balance sheet with $83.88M of equity and no long-term debt
  • + Strong liquidity profile with a 2.60x current ratio and $12.06M in cash
  • + Positive operating cash flow of $8.90M and free cash flow of $6.32M despite net losses

CPHC Stock Risks: Canterbury Park Holding Corp Investment Risks

Claude
  • ! Net income declined 125.1% YoY with company moving from profitable to loss-making position, indicating deteriorating operational performance
  • ! Revenue declined 3.2% YoY while net margin turned negative at -0.9%, suggesting pricing pressure or cost inflation not offset by volume
  • ! ROE of -0.6% and ROA of -0.5% indicate shareholder value destruction and inefficient asset utilization
  • ! Operating margin compression to 4.1% leaves minimal cushion for further revenue declines or cost increases
ChatGPT
  • ! Revenue declined 3.2% YoY, indicating weak top-line momentum
  • ! Net income turned negative and diluted EPS fell sharply, showing earnings pressure
  • ! Low operating margin of 4.1% leaves limited cushion if costs rise or demand softens

Key Metrics to Watch

Claude
  • * Net income trajectory and return to profitability timeline
  • * Revenue growth stabilization and operating margin recovery
  • * Free cash flow sustainability and capital allocation decisions
  • * Operating leverage improvement as company scales existing asset base
ChatGPT
  • * Operating margin trend and return to sustained net profitability
  • * Revenue growth consistency alongside free cash flow durability

Canterbury Park Holding Corp (CPHC) Financial Metrics & Key Ratios

Revenue
$59.6M
Net Income
$-529.4K
EPS (Diluted)
$-0.10
Free Cash Flow
$6.3M
Total Assets
$112.6M
Cash Position
$12.1M

💡 AI Analyst Insight

Strong liquidity with a 2.60x current ratio provides a solid financial cushion.

CPHC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 4.1%
Net Margin -0.9%
ROE -0.6%
ROA -0.5%
FCF Margin 10.6%

CPHC vs Services Sector: How Canterbury Park Holding Corp Compares

How Canterbury Park Holding Corp compares to Services sector averages

Net Margin
CPHC -0.9%
vs
Sector Avg 10.0%
CPHC Sector
ROE
CPHC -0.6%
vs
Sector Avg 16.0%
CPHC Sector
Current Ratio
CPHC 2.6x
vs
Sector Avg 1.5x
CPHC Sector
Debt/Equity
CPHC 0.0x
vs
Sector Avg 0.7x
CPHC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Canterbury Park Holding Corp Stock Overvalued? CPHC Valuation Analysis 2026

Based on fundamental analysis, Canterbury Park Holding Corp has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
-0.6%
Sector avg: 16%
Net Profit Margin
-0.9%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Canterbury Park Holding Corp Balance Sheet: CPHC Debt, Cash & Liquidity

Current Ratio
2.60x
Quick Ratio
2.57x
Debt/Equity
0.00x
Debt/Assets
25.5%
Interest Coverage
48.21x
Long-term Debt
$0.0

CPHC Revenue & Earnings Growth: 5-Year Financial Trend

CPHC 5-year financial data: Year 2021: Revenue $60.4M, Net Income $1.1M, EPS $0.23. Year 2022: Revenue $66.8M, Net Income $11.8M, EPS $2.44. Year 2023: Revenue $66.8M, Net Income $7.5M, EPS $1.54. Year 2024: Revenue $61.6M, Net Income $10.6M, EPS $2.13. Year 2025: Revenue $61.6M, Net Income $2.1M, EPS $0.42.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Canterbury Park Holding Corp's revenue has shown modest growth of 2% over the 5-year period. The most recent EPS of $0.42 reflects profitable operations.

CPHC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.6%
Free cash flow / Revenue

CPHC Quarterly Earnings & Performance

Quarterly financial performance data for Canterbury Park Holding Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $18.3M -$139.3K $-0.03
Q2 2025 $15.7M -$327.4K $-0.06
Q1 2025 $13.1M -$299.2K $-0.06
Q3 2024 $19.3M $1.1M $0.23
Q2 2024 $16.2M $338.3K $0.07
Q1 2024 $13.3M $998.2K $0.20
Q3 2023 $19.3M $1.1M $0.23
Q2 2023 $16.3M $1.8M $0.36

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Canterbury Park Holding Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$8.9M
Cash generated from operations
Capital Expenditures
$2.6M
Investment in assets
Dividends Paid
$1.4M
Returned to shareholders

CPHC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Canterbury Park Holding Corp (CIK: 0001672909)

📋 Recent SEC Filings

Date Form Document Action
Mar 26, 2026 8-K cphc20260326_8k.htm View →
Mar 16, 2026 4 xslF345X05/primary_doc.xml View →
Mar 13, 2026 4 xslF345X05/primary_doc.xml View →
Mar 13, 2026 4 xslF345X05/primary_doc.xml View →
Mar 10, 2026 10-K cphc20251231_10k.htm View →

Frequently Asked Questions about CPHC

What is the AI rating for CPHC?

Canterbury Park Holding Corp (CPHC) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CPHC's key strengths?

Claude: Zero long-term debt with debt-to-equity ratio of 0.00x provides financial flexibility. Strong liquidity position with current ratio of 2.60x and quick ratio of 2.57x indicates ability to meet short-term obligations. ChatGPT: Debt-free balance sheet with $83.88M of equity and no long-term debt. Strong liquidity profile with a 2.60x current ratio and $12.06M in cash.

What are the risks of investing in CPHC?

Claude: Net income declined 125.1% YoY with company moving from profitable to loss-making position, indicating deteriorating operational performance. Revenue declined 3.2% YoY while net margin turned negative at -0.9%, suggesting pricing pressure or cost inflation not offset by volume. ChatGPT: Revenue declined 3.2% YoY, indicating weak top-line momentum. Net income turned negative and diluted EPS fell sharply, showing earnings pressure.

What is CPHC's revenue and growth?

Canterbury Park Holding Corp reported revenue of $59.6M.

Does CPHC pay dividends?

Canterbury Park Holding Corp pays dividends, with $1.4M distributed to shareholders in the trailing twelve months.

Where can I find CPHC SEC filings?

Official SEC filings for Canterbury Park Holding Corp (CIK: 0001672909) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CPHC's EPS?

Canterbury Park Holding Corp has a diluted EPS of $-0.10.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CPHC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Canterbury Park Holding Corp has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CPHC stock overvalued or undervalued?

Valuation metrics for CPHC: ROE of -0.6% (sector avg: 16%), net margin of -0.9% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CPHC stock in 2026?

Our dual AI analysis gives Canterbury Park Holding Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CPHC's free cash flow?

Canterbury Park Holding Corp's operating cash flow is $8.9M, with capital expenditures of $2.6M. FCF margin is 10.6%.

How does CPHC compare to other Services stocks?

Vs Services sector averages: Net margin -0.9% (avg: 10%), ROE -0.6% (avg: 16%), current ratio 2.60 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI