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CFN Enterprises Inc. (CNFN) Stock Fundamental Analysis & AI Rating 2026

CNFN OTC Services-Business Services, NEC DE CIK: 0001352952
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
94% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
94% Conf

📊 CNFN Key Takeaways

Revenue: $31.2M
Net Margin: -16.8%
Free Cash Flow: $-191.9K
Current Ratio: 0.10x
Debt/Equity: N/A
EPS: $-0.02
AI Rating: STRONG SELL with 95% confidence
CFN Enterprises Inc. (CNFN) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $31.2M, net profit margin of -16.8%, CFN Enterprises Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete CNFN stock analysis for 2026.

Is CFN Enterprises Inc. (CNFN) a Good Investment?

Claude

CFN Enterprises exhibits critical financial distress with negative stockholders' equity of -$22.7M, indicating the company is technically insolvent. Despite 471.5% revenue growth, the company is unprofitable with negative operating cash flow, minimal cash reserves of $102.3K, and a current ratio of 0.10x that signals severe liquidity crisis. The combination of massive liabilities ($28.2M) relative to assets ($5.5M) and persistent operating losses suggests structural business model failure.

ChatGPT

CFN Enterprises shows headline revenue growth, but the quality of that growth is weak: gross margin is only 6.6% and the company still posted a $5.23M net loss with deeply negative operating margins. The balance sheet is severely impaired, with negative equity, very weak liquidity, high liabilities relative to assets, and minimal cash, which raises substantial going-concern and financing risk.

Why Buy CFN Enterprises Inc. Stock? CNFN Key Strengths

Claude
  • + Significant revenue growth of 471.5% YoY demonstrates top-line expansion and market demand
  • + Gross profit generation of $2.1M shows some product/service viability before operating expenses
  • + Recent data as of 2025-09-30 provides current financial snapshot
ChatGPT
  • + Revenue grew sharply year over year, indicating recent business expansion or acquisition-driven scale-up
  • + Operating cash flow was only modestly negative relative to the reported net loss, suggesting some non-cash loss components
  • + Capital expenditure needs appear relatively low, which may help preserve cash if operations stabilize

CNFN Stock Risks: CFN Enterprises Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -$22.7M indicates technical insolvency and existential bankruptcy risk
  • ! Severe liquidity crisis with current ratio of 0.10x and only $102.3K cash against $28.2M liabilities
  • ! Persistent operating losses (-$5.0M) and negative operating cash flow (-$40.4K) despite revenue growth suggest unsustainable business model
  • ! Long-term debt of $7.6M with interest coverage ratio of -30.5x indicates inability to service debt obligations
  • ! Gross margin of only 6.6% provides insufficient buffer to cover operating expenses
  • ! No insider buying activity in last 90 days suggests management lacks confidence in company recovery
ChatGPT
  • ! Negative stockholders' equity and liabilities far exceeding assets indicate severe balance-sheet stress
  • ! Current ratio of 0.10x and cash of just $102.32K signal acute liquidity risk
  • ! Very thin gross margin and negative operating margin suggest the current revenue base is not producing sustainable profitability

Key Metrics to Watch

Claude
  • * Stockholders' equity trend - any movement toward positive is critical for survival
  • * Operating cash flow - must turn positive to demonstrate operational viability
  • * Cash balance and liquidity - company is in immediate cash distress requiring urgent capital injection
  • * Gross margin sustainability - ability to maintain or improve 6.6% margin as company scales
ChatGPT
  • * Gross margin and operating income trend
  • * Cash balance, current ratio, and operating cash flow

CFN Enterprises Inc. (CNFN) Financial Metrics & Key Ratios

Revenue
$31.2M
Net Income
$-5.2M
EPS (Diluted)
$-0.02
Free Cash Flow
$-191.9K
Total Assets
$5.5M
Cash Position
$102.3K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CNFN Profit Margin, ROE & Profitability Analysis

Gross Margin 6.6%
Operating Margin -16.1%
Net Margin -16.8%
ROE N/A
ROA -94.6%
FCF Margin -0.6%

CNFN vs Services Sector: How CFN Enterprises Inc. Compares

How CFN Enterprises Inc. compares to Services sector averages

Net Margin
CNFN -16.8%
vs
Sector Avg 10.0%
CNFN Sector
ROE
CNFN 0.0%
vs
Sector Avg 16.0%
CNFN Sector
Current Ratio
CNFN 0.1x
vs
Sector Avg 1.5x
CNFN Sector
Debt/Equity
CNFN 0.0x
vs
Sector Avg 0.7x
CNFN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CFN Enterprises Inc. Stock Overvalued? CNFN Valuation Analysis 2026

Based on fundamental analysis, CFN Enterprises Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
N/A
Sector avg: 16%
Net Profit Margin
-16.8%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CFN Enterprises Inc. Balance Sheet: CNFN Debt, Cash & Liquidity

Current Ratio
0.10x
Quick Ratio
0.03x
Debt/Equity
N/A
Debt/Assets
511.0%
Interest Coverage
-30.50x
Long-term Debt
$7.6M

CNFN Revenue & Earnings Growth: 5-Year Financial Trend

CNFN 5-year financial data: Year 2020: Revenue $864.9K, Net Income $8.4M, EPS N/A. Year 2022: Revenue $4.3M, Net Income -$12.2M, EPS N/A. Year 2023: Revenue $4.3M, Net Income -$9.9M, EPS N/A. Year 2024: Revenue $20.2M, Net Income -$15.2M, EPS N/A. Year 2025: Revenue $321.4K, Net Income -$4.3M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CFN Enterprises Inc.'s revenue has declined by 63% over the 5-year period, indicating business contraction. The most recent EPS of $-0.04 indicates the company is currently unprofitable.

CNFN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.6%
Free cash flow / Revenue

CNFN Quarterly Earnings & Performance

Quarterly financial performance data for CFN Enterprises Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $6.6M -$433.8K N/A
Q2 2025 $5.9M -$647.6K N/A
Q1 2025 $3.8M -$647.6K N/A
Q3 2024 $1.7M -$551.2K N/A
Q2 2024 $152.3K -$551.2K N/A
Q1 2024 $113.0K -$551.2K N/A
Q3 2023 $841.0K -$551.2K N/A
Q2 2023 $152.3K -$551.2K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CFN Enterprises Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$40.4K
Cash generated from operations
Stock Buybacks
$20.0K
Shares repurchased (TTM)
Capital Expenditures
$151.6K
Investment in assets
Dividends
None
No dividend program

CNFN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CFN Enterprises Inc. (CIK: 0001352952)

📋 Recent SEC Filings

Date Form Document Action
Apr 15, 2026 10-K cnfn-20251231_10k.htm View →
Nov 19, 2025 10-Q cnfn-20250930_10q.htm View →
Nov 5, 2025 8-K cnfn-20251105_8k.htm View →
Aug 14, 2025 10-Q cnfn-20250630_10q.htm View →
Jul 11, 2025 8-K cnfn-20250711.htm View →

Frequently Asked Questions about CNFN

What is the AI rating for CNFN?

CFN Enterprises Inc. (CNFN) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 94% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CNFN's key strengths?

Claude: Significant revenue growth of 471.5% YoY demonstrates top-line expansion and market demand. Gross profit generation of $2.1M shows some product/service viability before operating expenses. ChatGPT: Revenue grew sharply year over year, indicating recent business expansion or acquisition-driven scale-up. Operating cash flow was only modestly negative relative to the reported net loss, suggesting some non-cash loss components.

What are the risks of investing in CNFN?

Claude: Negative stockholders' equity of -$22.7M indicates technical insolvency and existential bankruptcy risk. Severe liquidity crisis with current ratio of 0.10x and only $102.3K cash against $28.2M liabilities. ChatGPT: Negative stockholders' equity and liabilities far exceeding assets indicate severe balance-sheet stress. Current ratio of 0.10x and cash of just $102.32K signal acute liquidity risk.

What is CNFN's revenue and growth?

CFN Enterprises Inc. reported revenue of $31.2M.

Does CNFN pay dividends?

CFN Enterprises Inc. does not currently pay dividends.

Where can I find CNFN SEC filings?

Official SEC filings for CFN Enterprises Inc. (CIK: 0001352952) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CNFN's EPS?

CFN Enterprises Inc. has a diluted EPS of $-0.02.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CNFN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, CFN Enterprises Inc. has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CNFN stock overvalued or undervalued?

Valuation metrics for CNFN: ROE of N/A (sector avg: 16%), net margin of -16.8% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy CNFN stock in 2026?

Our dual AI analysis gives CFN Enterprises Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CNFN's free cash flow?

CFN Enterprises Inc.'s operating cash flow is $-40.4K, with capital expenditures of $151.6K. FCF margin is -0.6%.

How does CNFN compare to other Services stocks?

Vs Services sector averages: Net margin -16.8% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.10 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-09-30 | Powered by Claude AI