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Cms Energy Corp. (CMS-PC) Stock Fundamental Analysis & AI Rating 2026

CMS-PC NYSE Electric & Other Services Combined MI CIK: 0000811156
Updated This Month • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
78% Conf

📊 CMS-PC Key Takeaways

Revenue: $8.5B
Net Margin: 12.5%
Free Cash Flow: $-515.0M
Current Ratio: 0.98x
Debt/Equity: 1.95x
EPS: $3.53
AI Rating: HOLD with 62% confidence
Cms Energy Corp. (CMS-PC) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $8.5B, net profit margin of 12.5%, and return on equity (ROE) of 11.7%, Cms Energy Corp. demonstrates mixed fundamentals in the Utilities sector. Below is our complete CMS-PC stock analysis for 2026.

Is Cms Energy Corp. (CMS-PC) a Good Investment?

Claude

CMS Energy demonstrates stable revenue growth and solid profitability margins (20.2% operating, 12.5% net) typical of regulated utilities, but faces financial constraints from high leverage (1.95x D/E) and negative free cash flow that exceed capital expenditure needs. The company's capital-intensive business model and modest earnings growth (0.9% YoY net income) suggest limited near-term upside despite operational stability.

ChatGPT

CMS Energy shows the stable earnings profile expected of a regulated utility, with modest revenue growth, solid operating margins, and positive EPS growth despite only slight net income expansion. The main offset is balance-sheet pressure: leverage is high, interest coverage is thin, and free cash flow is negative because capital spending exceeds operating cash generation. Overall, the fundamentals support resilience but not enough financial flexibility to justify a more aggressive rating.

Why Buy Cms Energy Corp. Stock? CMS-PC Key Strengths

Claude
  • + Strong operating margins at 20.2% reflect pricing power and operational efficiency in regulated utility segment
  • + Consistent revenue growth of 2.8% YoY demonstrates steady demand in electric and gas services
  • + Healthy operating cash flow of $2.2B provides base liquidity despite negative FCF
  • + EPS growth of 6.0% YoY outpacing net income growth suggests effective capital allocation
ChatGPT
  • + Stable profitability with 20.2% operating margin and 12.5% net margin
  • + Positive earnings growth, including 6.0% diluted EPS growth year over year
  • + Utility-like cash generation from operations at $2.23B provides support for ongoing investment

CMS-PC Stock Risks: Cms Energy Corp. Investment Risks

Claude
  • ! Negative free cash flow of -$515M (-6.0% FCF margin) indicates capital spending exceeds cash generation, limiting flexibility
  • ! High leverage at 1.95x D/E with substantial long-term debt of $17.8B constrains financial flexibility and increases refinancing risk
  • ! Weak interest coverage of 2.2x provides limited cushion for debt service if operational performance declines
  • ! Current ratio of 0.98x signals tight short-term liquidity with current liabilities approaching current assets
  • ! Minimal net income growth of 0.9% YoY suggests limited organic earning expansion
ChatGPT
  • ! High leverage with debt-to-equity of 1.95x and $17.81B in long-term debt
  • ! Weak free cash flow at negative $515M due to heavy capital expenditure needs
  • ! Limited interest cushion with interest coverage of 2.2x and liquidity near 1.0x current ratio

Key Metrics to Watch

Claude
  • * Free cash flow trend - critical to monitor if capex remains elevated relative to operating cash generation
  • * Debt/equity ratio evolution - watch for deleveraging progress or further deterioration
  • * Interest coverage ratio - must maintain above 2.0x to ensure debt sustainability
  • * Operating cash flow consistency - base metric for dividend and debt servicing capability
  • * Revenue growth acceleration - current 2.8% may not support long-term capex requirements
ChatGPT
  • * Free cash flow improvement relative to capital expenditures
  • * Interest coverage and debt-to-equity trend

Cms Energy Corp. (CMS-PC) Financial Metrics & Key Ratios

Revenue
$8.5B
Net Income
$1.1B
EPS (Diluted)
$3.53
Free Cash Flow
$-515.0M
Total Assets
$39.9B
Cash Position
$509.0M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CMS-PC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 20.2%
Net Margin 12.5%
ROE 11.7%
ROA 2.7%
FCF Margin -6.0%

CMS-PC vs Utilities Sector: How Cms Energy Corp. Compares

How Cms Energy Corp. compares to Utilities sector averages

Net Margin
CMS-PC 12.5%
vs
Sector Avg 12.0%
CMS-PC Sector
ROE
CMS-PC 11.7%
vs
Sector Avg 10.0%
CMS-PC Sector
Current Ratio
CMS-PC 1.0x
vs
Sector Avg 0.8x
CMS-PC Sector
Debt/Equity
CMS-PC 1.9x
vs
Sector Avg 1.4x
CMS-PC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Cms Energy Corp. Stock Overvalued? CMS-PC Valuation Analysis 2026

Based on fundamental analysis, Cms Energy Corp. has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
11.7%
Sector avg: 10%
Net Profit Margin
12.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.95x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Cms Energy Corp. Balance Sheet: CMS-PC Debt, Cash & Liquidity

Current Ratio
0.98x
Quick Ratio
0.98x
Debt/Equity
1.95x
Debt/Assets
0.0%
Interest Coverage
2.16x
Long-term Debt
$17.8B

CMS-PC Revenue & Earnings Growth: 5-Year Financial Trend

CMS-PC 5-year financial data: Year 2021: Revenue $7.1B, Net Income $680.0M, EPS $2.39. Year 2022: Revenue $8.3B, Net Income $755.0M, EPS $2.64. Year 2023: Revenue $8.3B, Net Income $1.4B, EPS $4.66. Year 2024: Revenue $8.3B, Net Income $837.0M, EPS $2.85. Year 2025: Revenue $8.3B, Net Income $887.0M, EPS $3.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cms Energy Corp.'s revenue has grown significantly by 17% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.01 reflects profitable operations.

CMS-PC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.0%
Free cash flow / Revenue

CMS-PC Quarterly Earnings & Performance

Quarterly financial performance data for Cms Energy Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.7B $253.0M $0.84
Q2 2025 $1.6B $198.0M $0.65
Q1 2025 $2.1B $287.0M $0.96
Q3 2024 $1.6B $176.0M $0.60
Q2 2024 $1.5B $198.0M $0.65
Q1 2024 $2.1B $204.0M $0.69
Q3 2023 $1.6B $165.0M $0.56
Q2 2023 $1.5B $148.0M $0.50

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Cms Energy Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.2B
Cash generated from operations
Capital Expenditures
$2.8B
Investment in assets
Dividends Paid
$101.0M
Returned to shareholders

CMS-PC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Cms Energy Corp. (CIK: 0000811156)

📋 Recent SEC Filings

Date Form Document Action
Mar 30, 2026 4 xslF345X06/wk-form4_1774880952.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774880946.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774880941.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774880935.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774880929.xml View →

Frequently Asked Questions about CMS-PC

What is the AI rating for CMS-PC?

Cms Energy Corp. (CMS-PC) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CMS-PC's key strengths?

Claude: Strong operating margins at 20.2% reflect pricing power and operational efficiency in regulated utility segment. Consistent revenue growth of 2.8% YoY demonstrates steady demand in electric and gas services. ChatGPT: Stable profitability with 20.2% operating margin and 12.5% net margin. Positive earnings growth, including 6.0% diluted EPS growth year over year.

What are the risks of investing in CMS-PC?

Claude: Negative free cash flow of -$515M (-6.0% FCF margin) indicates capital spending exceeds cash generation, limiting flexibility. High leverage at 1.95x D/E with substantial long-term debt of $17.8B constrains financial flexibility and increases refinancing risk. ChatGPT: High leverage with debt-to-equity of 1.95x and $17.81B in long-term debt. Weak free cash flow at negative $515M due to heavy capital expenditure needs.

What is CMS-PC's revenue and growth?

Cms Energy Corp. reported revenue of $8.5B.

Does CMS-PC pay dividends?

Cms Energy Corp. pays dividends, with $101.0M distributed to shareholders in the trailing twelve months.

Where can I find CMS-PC SEC filings?

Official SEC filings for Cms Energy Corp. (CIK: 0000811156) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CMS-PC's EPS?

Cms Energy Corp. has a diluted EPS of $3.53.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CMS-PC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Cms Energy Corp. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CMS-PC stock overvalued or undervalued?

Valuation metrics for CMS-PC: ROE of 11.7% (sector avg: 10%), net margin of 12.5% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy CMS-PC stock in 2026?

Our dual AI analysis gives Cms Energy Corp. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is CMS-PC's free cash flow?

Cms Energy Corp.'s operating cash flow is $2.2B, with capital expenditures of $2.8B. FCF margin is -6.0%.

How does CMS-PC compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 12.5% (avg: 12%), ROE 11.7% (avg: 10%), current ratio 0.98 (avg: 0.8).

Is Cms Energy Corp. carrying too much debt?

CMS-PC has a debt-to-equity ratio of 1.95x, which is above the Utilities sector average of 1.4x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI