📊 CLRI Key Takeaways
Is Cleartronic, Inc. (CLRI) a Good Investment?
Cleartronic demonstrates exceptional profitability metrics (86% gross margin, 15.6% net margin) and strong free cash flow generation ($115.5K FCF), but these gains appear unsustainable given the extreme 12,027% revenue spike and critically negative stockholders' equity of -$161.8K that indicates technical insolvency. The company's financial foundation is severely compromised despite near-term operational profitability, presenting a highly speculative investment with unclear growth sustainability.
Cleartronic shows a notable improvement in operating performance, with strong reported revenue growth, high gross margin, and positive free cash flow. However, the quality of that improvement is tempered by its very small scale, negative stockholders' equity, and only modest liquidity cushion, which leave the balance sheet fragile despite current profitability.
Why Buy Cleartronic, Inc. Stock? CLRI Key Strengths
- Exceptional gross margin of 86% indicates strong pricing power or efficient operations
- Positive free cash flow generation of $115.5K with 9.2% FCF margin shows operational efficiency
- Strong interest coverage ratio of 19.3x suggests minimal near-term debt service concerns
- Substantial cash position of $1.3M relative to total assets of $1.7M provides liquidity buffer
- Strong gross margin of 86.0% indicates favorable unit economics
- Positive operating income, net income, and free cash flow suggest the business is currently self-funding
- Cash of $1.27M and very low long-term debt reduce near-term financing pressure
CLRI Stock Risks: Cleartronic, Inc. Investment Risks
- Negative stockholders' equity of -$161.8K indicates technical insolvency and accumulated losses
- Extreme 12,027% YoY revenue growth is highly anomalous and likely unsustainable, raising questions about revenue quality
- Total liabilities ($1.9M) exceed total assets ($1.7M) by $200K, indicating structural balance sheet weakness
- Current ratio of 1.09x shows minimal liquidity cushion; any operational disruption could trigger crisis
- Zero insider transactions in past 90 days may suggest lack of management confidence in company direction
- Negative stockholders' equity means liabilities exceed assets and signals balance sheet weakness
- Current ratio of 1.09x and quick ratio of 1.02x leave limited room for operating volatility
- Extreme revenue growth likely reflects a very low prior-year base, making growth quality and durability uncertain
Key Metrics to Watch
- Quarterly revenue sustainability and trend normalization from the extreme YoY spike
- Path to positive stockholders' equity and resolution of technical insolvency
- Operating cash flow consistency and free cash flow maintenance
- Cash balance depletion rate and runway given current burn dynamics
- Sustained revenue growth with stable or improving operating margin
- Stockholders' equity recovery and current ratio improvement
Cleartronic, Inc. (CLRI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Cleartronic, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
CLRI Profit Margin, ROE & Profitability Analysis
CLRI vs Telecom Sector: How Cleartronic, Inc. Compares
How Cleartronic, Inc. compares to Telecom sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Cleartronic, Inc. Stock Overvalued? CLRI Valuation Analysis 2026
Based on fundamental analysis, Cleartronic, Inc. has mixed fundamental signals relative to the Telecom sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Cleartronic, Inc. Balance Sheet: CLRI Debt, Cash & Liquidity
CLRI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Cleartronic, Inc.'s revenue has grown significantly by 134% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.00 indicates the company is currently unprofitable.
CLRI Revenue Growth, EPS Growth & YoY Performance
CLRI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $967.3K | -$49.1K | $0.00 |
| Q3 2025 | $1.0M | $24.4K | $0.00 |
| Q2 2025 | $572.0K | $20.2K | $0.00 |
| Q1 2025 | $606.0K | $17.7K | $0.00 |
| Q3 2024 | $560.4K | $24.4K | $0.00 |
| Q2 2024 | $510.7K | $39.0K | $0.00 |
| Q1 2024 | $506.7K | $17.1K | $0.00 |
| Q3 2023 | $538.1K | $100.5K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Cleartronic, Inc. Dividends, Buybacks & Capital Allocation
CLRI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Cleartronic, Inc. (CIK: 0001362516)
📋 Recent SEC Filings
❓ Frequently Asked Questions about CLRI
What is the AI rating for CLRI?
Cleartronic, Inc. (CLRI) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 54% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are CLRI's key strengths?
Claude: Exceptional gross margin of 86% indicates strong pricing power or efficient operations. Positive free cash flow generation of $115.5K with 9.2% FCF margin shows operational efficiency. ChatGPT: Strong gross margin of 86.0% indicates favorable unit economics. Positive operating income, net income, and free cash flow suggest the business is currently self-funding.
What are the risks of investing in CLRI?
Claude: Negative stockholders' equity of -$161.8K indicates technical insolvency and accumulated losses. Extreme 12,027% YoY revenue growth is highly anomalous and likely unsustainable, raising questions about revenue quality. ChatGPT: Negative stockholders' equity means liabilities exceed assets and signals balance sheet weakness. Current ratio of 1.09x and quick ratio of 1.02x leave limited room for operating volatility.
What is CLRI's revenue and growth?
Cleartronic, Inc. reported revenue of $1.3M.
Does CLRI pay dividends?
Cleartronic, Inc. pays dividends, with $0.0M distributed to shareholders in the trailing twelve months.
Where can I find CLRI SEC filings?
Official SEC filings for Cleartronic, Inc. (CIK: 0001362516) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is CLRI's EPS?
Cleartronic, Inc. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is CLRI a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Cleartronic, Inc. has a HOLD rating with 54% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is CLRI stock overvalued or undervalued?
Valuation metrics for CLRI: ROE of N/A (sector avg: 15%), net margin of 15.6% (sector avg: 14%). Compare these metrics with sector averages to assess valuation.
Should I buy CLRI stock in 2026?
Our dual AI analysis gives Cleartronic, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is CLRI's free cash flow?
Cleartronic, Inc.'s operating cash flow is $147.6K, with capital expenditures of $32.1K. FCF margin is 9.2%.
How does CLRI compare to other Telecom stocks?
Vs Telecom sector averages: Net margin 15.6% (avg: 14%), ROE N/A (avg: 15%), current ratio 1.09 (avg: 1).