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CARRIER GLOBAL Corp (CARR) Stock Fundamental Analysis & AI Rating 2026

CARR NYSE Air-Cond & Warm Air Heatg Equip & Comm & Indl Refrig Equip DE CIK: 0001783180
Updated This Month • Analysis: Mar 19, 2026 • SEC Data: 2025-12-31
Combined AI Rating
HOLD
70% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
77% Conf

📊 CARR Key Takeaways

Revenue: $21.7B
Net Margin: 6.8%
Free Cash Flow: $2.1B
Current Ratio: 1.20x
Debt/Equity: 0.80x
EPS: $1.72
AI Rating: HOLD with 62% confidence
CARRIER GLOBAL Corp (CARR) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $21.7B, net profit margin of 6.8%, and return on equity (ROE) of 10.5%, CARRIER GLOBAL Corp demonstrates mixed fundamentals in the Market sector. Below is our complete CARR stock analysis for 2026.

Is CARRIER GLOBAL Corp (CARR) a Good Investment?

Claude

Carrier demonstrates solid operational fundamentals with healthy free cash flow generation (9.8% FCF margin) and manageable leverage (0.80x debt/equity), but faces headwinds from declining revenues (-3.3% YoY) and materially compressed earnings (-6.5% YoY net income, -72% EPS). The company's industrial positioning and cash generation provide stability, though the revenue contraction and earnings pressure suggest near-term operational challenges.

ChatGPT

Carrier Global shows solid underlying cash generation and acceptable balance-sheet health, with $2.12B of free cash flow, a 9.8% FCF margin, and moderate leverage at 0.80x debt-to-equity. However, declining revenue, lower net income, only mid-level operating profitability, and a sharp drop in diluted EPS point to uneven earnings quality and limit the case for a more aggressive rating until margin stability and growth reaccelerate.

Why Buy CARRIER GLOBAL Corp Stock? CARR Key Strengths

Claude
  • + Strong free cash flow generation at $2.1B with 9.8% FCF margin, enabling debt service and investment
  • + Solid interest coverage ratio of 4.7x indicates comfortable debt servicing capability
  • + Moderate leverage at 0.80x debt/equity with reasonable balance sheet structure
  • + Respectable operating margin of 10% in a cyclical industrial business demonstrates operational efficiency
ChatGPT
  • + Strong free cash flow generation relative to revenue supports resilience and internal funding capacity
  • + Balance sheet appears manageable with a 1.20x current ratio and moderate debt-to-equity of 0.80x
  • + Positive profitability with $2.17B operating income and 10.5% ROE indicates the business remains fundamentally earnings-generative

CARR Stock Risks: CARRIER GLOBAL Corp Investment Risks

Claude
  • ! Revenue declining 3.3% YoY signaling weakening demand in HVAC and refrigeration markets
  • ! Net income down 6.5% YoY with EPS collapsing 72% YoY, indicating significant profitability pressure
  • ! Current ratio of 1.20x and quick ratio of 0.85x suggest tightening working capital with limited liquidity cushion
  • ! High long-term debt of $11.4B (31% of total assets) creates refinancing risk in rising rate environment
ChatGPT
  • ! Revenue declined 3.3% year over year, raising concern about demand softness or portfolio mix pressure
  • ! Net income fell 6.5% and diluted EPS dropped 72.0%, suggesting weaker earnings quality or capital structure effects
  • ! Interest coverage of 4.7x is adequate but not especially strong given $11.37B of long-term debt

Key Metrics to Watch

Claude
  • * Revenue trend reversal and organic growth trajectory
  • * Operating margin sustainability amid cost pressures
  • * Free cash flow conversion and debt paydown progress
  • * Working capital efficiency and current ratio improvement
ChatGPT
  • * Organic revenue growth and operating margin trend
  • * Free cash flow conversion and interest coverage

CARRIER GLOBAL Corp (CARR) Financial Metrics & Key Ratios

Revenue
$21.7B
Net Income
$1.5B
EPS (Diluted)
$1.72
Free Cash Flow
$2.1B
Total Assets
$37.2B
Cash Position
$1.6B

💡 AI Analyst Insight

CARRIER GLOBAL Corp presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

CARR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 10.0%
Net Margin 6.8%
ROE 10.5%
ROA 4.0%
FCF Margin 9.8%

CARR vs Market Sector: How CARRIER GLOBAL Corp Compares

How CARRIER GLOBAL Corp compares to Market sector averages

Net Margin
CARR 6.8%
vs
Sector Avg 12.0%
CARR Sector
ROE
CARR 10.5%
vs
Sector Avg 15.0%
CARR Sector
Current Ratio
CARR 1.2x
vs
Sector Avg 1.8x
CARR Sector
Debt/Equity
CARR 0.8x
vs
Sector Avg 0.7x
CARR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CARRIER GLOBAL Corp Stock Overvalued? CARR Valuation Analysis 2026

Based on fundamental analysis, CARRIER GLOBAL Corp has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
10.5%
Sector avg: 15%
Net Profit Margin
6.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.80x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CARRIER GLOBAL Corp Balance Sheet: CARR Debt, Cash & Liquidity

Current Ratio
1.20x
Quick Ratio
0.85x
Debt/Equity
0.80x
Debt/Assets
62.0%
Interest Coverage
4.74x
Long-term Debt
$11.4B

CARR Revenue & Earnings Growth: 5-Year Financial Trend

CARR 5-year financial data: Year 2021: Revenue $20.6B, Net Income N/A, EPS $2.44. Year 2022: Revenue $20.6B, Net Income N/A, EPS $2.25. Year 2023: Revenue $22.1B, Net Income N/A, EPS $1.87. Year 2024: Revenue $22.5B, Net Income $3.5B, EPS $4.10. Year 2025: Revenue $22.5B, Net Income $1.3B, EPS $1.58.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CARRIER GLOBAL Corp's revenue has shown modest growth of 9% over the 5-year period. The most recent EPS of $1.58 reflects profitable operations.

CARR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.8%
Free cash flow / Revenue

CARR Quarterly Earnings & Performance

Quarterly financial performance data for CARRIER GLOBAL Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.6B $428.0M $0.49
Q2 2025 $5.9B $591.0M $0.68
Q1 2025 $5.2B $269.0M $0.29
Q3 2024 $4.9B $357.0M $0.42
Q2 2024 $6.0B N/A $0.23
Q1 2024 $5.3B N/A $0.29
Q3 2023 $5.5B N/A $0.42
Q2 2023 $5.2B N/A $0.23

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CARRIER GLOBAL Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$2.5B
Cash generated from operations
Stock Buybacks
$2.9B
Shares repurchased (TTM)
Capital Expenditures
$392.0M
Investment in assets
Dividends Paid
$772.0M
Returned to shareholders

CARR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CARRIER GLOBAL Corp (CIK: 0001783180)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Mar 3, 2026 DEF 14A carr-20260303.htm View →
Feb 11, 2026 4 xslF345X05/doc4.xml View →
Feb 5, 2026 10-K carr-20251231.htm View →
Feb 5, 2026 8-K carr-20260205.htm View →

Frequently Asked Questions about CARR

What is the AI rating for CARR?

CARRIER GLOBAL Corp (CARR) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CARR's key strengths?

Claude: Strong free cash flow generation at $2.1B with 9.8% FCF margin, enabling debt service and investment. Solid interest coverage ratio of 4.7x indicates comfortable debt servicing capability. ChatGPT: Strong free cash flow generation relative to revenue supports resilience and internal funding capacity. Balance sheet appears manageable with a 1.20x current ratio and moderate debt-to-equity of 0.80x.

What are the risks of investing in CARR?

Claude: Revenue declining 3.3% YoY signaling weakening demand in HVAC and refrigeration markets. Net income down 6.5% YoY with EPS collapsing 72% YoY, indicating significant profitability pressure. ChatGPT: Revenue declined 3.3% year over year, raising concern about demand softness or portfolio mix pressure. Net income fell 6.5% and diluted EPS dropped 72.0%, suggesting weaker earnings quality or capital structure effects.

What is CARR's revenue and growth?

CARRIER GLOBAL Corp reported revenue of $21.7B.

Does CARR pay dividends?

CARRIER GLOBAL Corp pays dividends, with $772.0M distributed to shareholders in the trailing twelve months.

Where can I find CARR SEC filings?

Official SEC filings for CARRIER GLOBAL Corp (CIK: 0001783180) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CARR's EPS?

CARRIER GLOBAL Corp has a diluted EPS of $1.72.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CARR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, CARRIER GLOBAL Corp has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CARR stock overvalued or undervalued?

Valuation metrics for CARR: ROE of 10.5% (sector avg: 15%), net margin of 6.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy CARR stock in 2026?

Our dual AI analysis gives CARRIER GLOBAL Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CARR's free cash flow?

CARRIER GLOBAL Corp's operating cash flow is $2.5B, with capital expenditures of $392.0M. FCF margin is 9.8%.

How does CARR compare to other Market stocks?

Vs Default sector averages: Net margin 6.8% (avg: 12%), ROE 10.5% (avg: 15%), current ratio 1.20 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI