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Avis Budget Group, Inc.. (CAR) Stock Fundamental Analysis & AI Rating 2026

CAR Nasdaq Services-Auto Rental & Leasing (No Drivers) DE CIK: 0000723612
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
87% Confidence
STRONG AGREEMENT
SELL
92% Conf
SELL
82% Conf

📊 CAR Key Takeaways

Revenue: $11.7B
Net Margin: -7.6%
Free Cash Flow: $3.3B
Current Ratio: 0.72x
Debt/Equity: N/A
EPS: $-25.25
AI Rating: SELL with 92% confidence
Avis Budget Group, Inc.. (CAR) receives a SELL rating with 87% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $11.7B, net profit margin of -7.6%, Avis Budget Group, Inc.. demonstrates mixed fundamentals in the Automotive sector. Below is our complete CAR stock analysis for 2026.

Is Avis Budget Group, Inc.. (CAR) a Good Investment?

Claude

Avis Budget Group is experiencing severe financial distress with negative profitability (net margin -7.6%, operating margin -8.0%) and critically negative stockholders' equity of -3.1B, indicating the company is technically insolvent. While strong operating cash flow of 3.3B provides temporary relief, the combination of high leverage (6.0B long-term debt), deteriorating liquidity (current ratio 0.72x), and negative net income trends signal fundamental operational challenges that make the company a significant credit and equity risk.

ChatGPT

Avis Budget's fundamentals are pressured by severe profitability weakness, with deeply negative operating and net margins, negative interest coverage, and negative equity indicating a highly stressed capital structure. While the business still generates strong operating cash flow, the combination of losses, weak liquidity, and balance sheet fragility makes the growth and cash generation quality less convincing.

Why Buy Avis Budget Group, Inc.. Stock? CAR Key Strengths

Claude
  • + Robust operating cash flow of $3.3B despite net losses suggests underlying operational cash generation capacity
  • + Substantial asset base of $31.3B provides collateral value for creditors
  • + Positive FCF margin of 28.3% indicates cash conversion efficiency in operations
ChatGPT
  • + Strong operating cash flow generation of $3.30B despite net losses
  • + Revenue base remains large at $11.65B with only a modest 1.2% YoY decline
  • + Free cash flow margin appears very high at 28.3%, providing some short-term financial flexibility

CAR Stock Risks: Avis Budget Group, Inc.. Investment Risks

Claude
  • ! Negative stockholders' equity of -3.1B represents technical insolvency with equity holders having negative net worth
  • ! Operating losses of -929M and net losses of -889M indicate core business is unprofitable
  • ! Severe liquidity stress with current ratio of 0.72x and negative interest coverage of -2.2x raising debt service concerns
  • ! High leverage with $6.0B long-term debt against negative equity creates refinancing risk
  • ! Revenue decline of 1.2% YoY signals market headwinds or operational deterioration
ChatGPT
  • ! Operating income of -$929.00M and net income of -$889.00M indicate materially weak core profitability
  • ! Negative stockholders equity of -$3.13B signals a stressed balance sheet and limits financial resilience
  • ! Current ratio of 0.72x and interest coverage of -2.2x point to liquidity pressure and debt-servicing risk

Key Metrics to Watch

Claude
  • * Path to operating profitability and timeline to positive operating margin
  • * Debt refinancing schedule and ability to service $6.0B long-term debt obligations
  • * Trajectory of stockholders' equity recovery from negative -3.1B position
  • * Operating cash flow sustainability as revenue contracts
  • * Current ratio improvement and working capital management
ChatGPT
  • * Sustainable operating margin recovery
  • * Liquidity and leverage trends including cash balance, current ratio, and long-term debt

Avis Budget Group, Inc.. (CAR) Financial Metrics & Key Ratios

Revenue
$11.7B
Net Income
$-889.0M
EPS (Diluted)
$-25.25
Free Cash Flow
$3.3B
Total Assets
$31.3B
Cash Position
$519.0M

💡 AI Analyst Insight

The 28.3% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -8.0%
Net Margin -7.6%
ROE N/A
ROA -2.8%
FCF Margin 28.3%

CAR vs Automotive Sector: How Avis Budget Group, Inc.. Compares

How Avis Budget Group, Inc.. compares to Automotive sector averages

Net Margin
CAR -7.6%
vs
Sector Avg 6.0%
CAR Sector
ROE
CAR 0.0%
vs
Sector Avg 12.0%
CAR Sector
Current Ratio
CAR 0.7x
vs
Sector Avg 1.2x
CAR Sector
Debt/Equity
CAR 0.0x
vs
Sector Avg 1.0x
CAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Avis Budget Group, Inc.. Stock Overvalued? CAR Valuation Analysis 2026

Based on fundamental analysis, Avis Budget Group, Inc.. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
N/A
Sector avg: 12%
Net Profit Margin
-7.6%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Avis Budget Group, Inc.. Balance Sheet: CAR Debt, Cash & Liquidity

Current Ratio
0.72x
Quick Ratio
0.72x
Debt/Equity
N/A
Debt/Assets
0.0%
Interest Coverage
-2.20x
Long-term Debt
$6.0B

CAR Revenue & Earnings Growth: 5-Year Financial Trend

CAR 5-year financial data: Year 2021: Revenue $9.3B, Net Income $302.0M, EPS $3.98. Year 2022: Revenue $12.0B, Net Income -$684.0M, EPS $-9.71. Year 2023: Revenue $12.0B, Net Income $1.3B, EPS $19.44. Year 2024: Revenue $12.0B, Net Income $2.8B, EPS $57.16. Year 2025: Revenue $12.0B, Net Income $1.6B, EPS $42.08.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Avis Budget Group, Inc..'s revenue has grown significantly by 29% over the 5-year period, indicating strong business expansion. The most recent EPS of $42.08 reflects profitable operations.

CAR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
28.3%
Free cash flow / Revenue

CAR Quarterly Earnings & Performance

Quarterly financial performance data for Avis Budget Group, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $3.5B $137.0M $3.84
Q2 2025 $3.0B $4.0M $0.10
Q1 2025 $2.4B -$114.0M $-3.21
Q3 2024 $3.5B $137.0M $3.84
Q2 2024 $3.0B $14.0M $0.41
Q1 2024 $2.6B -$114.0M $-3.21
Q3 2023 $3.5B $626.0M $16.78
Q2 2023 $3.1B $435.0M $11.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Avis Budget Group, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$3.3B
Cash generated from operations
Stock Buybacks
$7.0M
Shares repurchased (TTM)
Dividends
None
No dividend program

CAR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Avis Budget Group, Inc.. (CIK: 0000723612)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A ny20066167x1_def14a.htm View →
Mar 27, 2026 8-K d34396d8k.htm View →
Mar 24, 2026 4 xslF345X06/ownership.xml View →
Mar 20, 2026 4 xslF345X06/ownership.xml View →
Mar 19, 2026 4 xslF345X06/wk-form4_1773954971.xml View →

Frequently Asked Questions about CAR

What is the AI rating for CAR?

Avis Budget Group, Inc.. (CAR) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (SELL) with 87% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAR's key strengths?

Claude: Robust operating cash flow of $3.3B despite net losses suggests underlying operational cash generation capacity. Substantial asset base of $31.3B provides collateral value for creditors. ChatGPT: Strong operating cash flow generation of $3.30B despite net losses. Revenue base remains large at $11.65B with only a modest 1.2% YoY decline.

What are the risks of investing in CAR?

Claude: Negative stockholders' equity of -3.1B represents technical insolvency with equity holders having negative net worth. Operating losses of -929M and net losses of -889M indicate core business is unprofitable. ChatGPT: Operating income of -$929.00M and net income of -$889.00M indicate materially weak core profitability. Negative stockholders equity of -$3.13B signals a stressed balance sheet and limits financial resilience.

What is CAR's revenue and growth?

Avis Budget Group, Inc.. reported revenue of $11.7B.

Does CAR pay dividends?

Avis Budget Group, Inc.. does not currently pay dividends.

Where can I find CAR SEC filings?

Official SEC filings for Avis Budget Group, Inc.. (CIK: 0000723612) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAR's EPS?

Avis Budget Group, Inc.. has a diluted EPS of $-25.25.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CAR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Avis Budget Group, Inc.. has a SELL rating with 87% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CAR stock overvalued or undervalued?

Valuation metrics for CAR: ROE of N/A (sector avg: 12%), net margin of -7.6% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy CAR stock in 2026?

Our dual AI analysis gives Avis Budget Group, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CAR's free cash flow?

Avis Budget Group, Inc..'s operating cash flow is $3.3B, with capital expenditures of N/A. FCF margin is 28.3%.

How does CAR compare to other Automotive stocks?

Vs Automotive sector averages: Net margin -7.6% (avg: 6%), ROE N/A (avg: 12%), current ratio 0.72 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI