← Back to All US Stocks

Caro Holdings Inc. (CAHO) Stock Fundamental Analysis & AI Rating 2026

CAHO OTC Retail-Catalog & Mail-Order Houses NV CIK: 0001678105
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
94% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
94% Conf

📊 CAHO Key Takeaways

Revenue: $8.9K
Net Margin: -2,035.8%
Free Cash Flow: $-72.1K
Current Ratio: 0.15x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence
Caro Holdings Inc. (CAHO) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $8.9K, net profit margin of -2,035.8%, Caro Holdings Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete CAHO stock analysis for 2026.

Is Caro Holdings Inc. (CAHO) a Good Investment?

Claude

Caro Holdings exhibits severe financial distress with negative stockholders' equity of -$1.3M, indicating the company is technically insolvent. Operating losses of -$96.5K on minimal revenue of $8.9K combined with negative operating cash flow of -$72.1K demonstrate fundamental business dysfunction. The company's liquidity crisis (0.15x current ratio with only $760 cash) and deteriorating profitability make near-term viability highly questionable.

ChatGPT

Caro Holdings shows severe fundamental weakness: revenue remains negligible at $8.93K while operating and net losses are extremely large relative to sales, producing deeply negative operating, net, and free cash flow margins. The reported YoY revenue surge is from a tiny base and does not indicate a durable operating improvement, especially given zero gross profit, negative equity, minimal cash, and acute liquidity stress. Until the company demonstrates meaningful revenue scale, positive gross profit, and balance sheet repair, the growth profile and financial health remain highly impaired.

Why Buy Caro Holdings Inc. Stock? CAHO Key Strengths

Claude
  • + Revenue growth of 6194.5% YoY suggests emergence from near-zero baseline
  • + Limited near-term debt maturity pressure (no long-term debt listed)
  • + Early stage or turnaround situation could theoretically improve
ChatGPT
  • + Revenue increased sharply year over year, indicating some top-line activity versus a very low prior base
  • + Asset base of $443.75K provides at least some operating footprint
  • + Operating cash burn is smaller than total net loss, suggesting some non-cash loss components

CAHO Stock Risks: Caro Holdings Inc. Investment Risks

Claude
  • ! Negative stockholders' equity indicates technical insolvency and imminent bankruptcy risk
  • ! Severe liquidity crisis with current ratio of 0.15x and only $760 cash reserves
  • ! Negative operating cash flow of -$72.1K indicates cash burn despite minimal operations
  • ! Operating margin of -1080.9% demonstrates fundamentally unprofitable business model
  • ! Total liabilities ($1.8M) exceed total assets ($443.7K) by 4x - balance sheet is insolvent
  • ! Zero gross profit indicates inability to monetize revenue or cost structure failure
ChatGPT
  • ! Negative stockholders equity and liabilities far exceeding assets indicate balance sheet distress
  • ! Extremely weak liquidity with $760 cash and a 0.15x current ratio raises going-concern risk
  • ! Zero gross profit and deeply negative operating and free cash flow margins suggest the business model is not currently viable

Key Metrics to Watch

Claude
  • * Stockholders' equity trend and path to solvency
  • * Monthly operating cash burn rate and runway to insolvency
  • * Revenue sustainability and gross margin improvement toward positive contribution
  • * Working capital management and debt restructuring outcomes
  • * Insider activity and capital injection likelihood
ChatGPT
  • * Revenue scale and gross profit generation
  • * Cash balance, operating cash flow, and current ratio

Caro Holdings Inc. (CAHO) Financial Metrics & Key Ratios

Revenue
$8.9K
Net Income
$-181.7K
EPS (Diluted)
$0.00
Free Cash Flow
$-72.1K
Total Assets
$443.7K
Cash Position
$760.0

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAHO Profit Margin, ROE & Profitability Analysis

Gross Margin 0.0%
Operating Margin -1,080.9%
Net Margin -2,035.8%
ROE N/A
ROA -41.0%
FCF Margin -808.2%

CAHO vs Consumer Sector: How Caro Holdings Inc. Compares

How Caro Holdings Inc. compares to Consumer sector averages

Net Margin
CAHO -2,035.8%
vs
Sector Avg 8.0%
CAHO Sector
ROE
CAHO 0.0%
vs
Sector Avg 18.0%
CAHO Sector
Current Ratio
CAHO 0.1x
vs
Sector Avg 1.5x
CAHO Sector
Debt/Equity
CAHO 0.0x
vs
Sector Avg 0.8x
CAHO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Caro Holdings Inc. Stock Overvalued? CAHO Valuation Analysis 2026

Based on fundamental analysis, Caro Holdings Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
N/A
Sector avg: 18%
Net Profit Margin
-2,035.8%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Caro Holdings Inc. Balance Sheet: CAHO Debt, Cash & Liquidity

Current Ratio
0.15x
Quick Ratio
0.15x
Debt/Equity
N/A
Debt/Assets
400.2%
Interest Coverage
-0.93x
Long-term Debt
N/A

CAHO Revenue & Earnings Growth: 5-Year Financial Trend

CAHO 5-year financial data: Year 2019: Revenue $600, Net Income N/A, EPS N/A. Year 2020: Revenue $600, Net Income N/A, EPS N/A. Year 2024: Revenue $577, Net Income -$356.5K, EPS N/A. Year 2025: Revenue $36.3K, Net Income -$539.0K, EPS $-0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Caro Holdings Inc.'s revenue has grown significantly by 5,953% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.01 indicates the company is currently unprofitable.

CAHO Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-808.2%
Free cash flow / Revenue

CAHO Quarterly Earnings & Performance

Quarterly financial performance data for Caro Holdings Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.7K -$36.3K $0.00
Q2 2026 $1.2K -$36.3K $0.00
Q1 2026 $6.0K -$36.3K $0.00
Q3 2025 $521 -$46.4K $0.00
Q2 2025 N/A -$46.4K $0.00
Q1 2025 N/A -$46.4K N/A
Q3 2024 N/A -$10.6K N/A
Q3 2020 $100 -$3.5K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Caro Holdings Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$72.1K
Cash generated from operations
Dividends
None
No dividend program

CAHO SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Caro Holdings Inc. (CIK: 0001678105)

📋 Recent SEC Filings

Date Form Document Action
Feb 13, 2026 10-Q caro_10q.htm View →
Jan 30, 2026 8-K caro_8k.htm View →
Nov 14, 2025 10-Q caro_10q.htm View →
Aug 19, 2025 10-Q caro_10q.htm View →
Jul 15, 2025 8-K caro_8k.htm View →

Frequently Asked Questions about CAHO

What is the AI rating for CAHO?

Caro Holdings Inc. (CAHO) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 94% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAHO's key strengths?

Claude: Revenue growth of 6194.5% YoY suggests emergence from near-zero baseline. Limited near-term debt maturity pressure (no long-term debt listed). ChatGPT: Revenue increased sharply year over year, indicating some top-line activity versus a very low prior base. Asset base of $443.75K provides at least some operating footprint.

What are the risks of investing in CAHO?

Claude: Negative stockholders' equity indicates technical insolvency and imminent bankruptcy risk. Severe liquidity crisis with current ratio of 0.15x and only $760 cash reserves. ChatGPT: Negative stockholders equity and liabilities far exceeding assets indicate balance sheet distress. Extremely weak liquidity with $760 cash and a 0.15x current ratio raises going-concern risk.

What is CAHO's revenue and growth?

Caro Holdings Inc. reported revenue of $8.9K.

Does CAHO pay dividends?

Caro Holdings Inc. does not currently pay dividends.

Where can I find CAHO SEC filings?

Official SEC filings for Caro Holdings Inc. (CIK: 0001678105) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAHO's EPS?

Caro Holdings Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is CAHO a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Caro Holdings Inc. has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is CAHO stock overvalued or undervalued?

Valuation metrics for CAHO: ROE of N/A (sector avg: 18%), net margin of -2,035.8% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy CAHO stock in 2026?

Our dual AI analysis gives Caro Holdings Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CAHO's free cash flow?

Caro Holdings Inc.'s operating cash flow is $-72.1K, with capital expenditures of N/A. FCF margin is -808.2%.

How does CAHO compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -2,035.8% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.15 (avg: 1.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Consumer Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI