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Beyond Commerce, Inc. (BYOC) Stock Fundamental Analysis & AI Rating 2026

BYOC OTC Services-Computer Processing & Data Preparation NV CIK: 0001386049
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2023-03-31
Combined AI Rating
STRONG SELL
95% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
95% Conf

📊 BYOC Key Takeaways

Revenue: $910.9K
Net Margin: -26.8%
Free Cash Flow: $-264.0K
Current Ratio: 0.16x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence
Beyond Commerce, Inc. (BYOC) receives a STRONG SELL rating with 95% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $910.9K, net profit margin of -26.8%, Beyond Commerce, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete BYOC stock analysis for 2026.

Is Beyond Commerce, Inc. (BYOC) a Good Investment?

Claude

Beyond Commerce faces severe financial distress with negative stockholders' equity of -$5.7M, indicating the company is technically insolvent. The company is cash flow negative (-$264K operating cash flow) with minimal liquid assets ($127.9K cash) against $10M total liabilities, creating an acute solvency crisis. Deteriorating operations (27.3% negative operating margin, declining revenue) coupled with zero insider confidence (no Form 4 filings) suggest imminent restructuring or liquidation risk.

ChatGPT

Beyond Commerce shows weak fundamentals with declining revenue, persistent operating and net losses, and negative free cash flow. Financial health is highly stressed, with negative equity, very weak liquidity, and liabilities far exceeding assets, which materially raises solvency risk. Growth quality is poor because the business is not converting revenue into profitability or cash generation.

Why Buy Beyond Commerce, Inc. Stock? BYOC Key Strengths

Claude
  • + Company is still generating minimal revenue ($910.9K), providing a foundation to rebuild from
  • + No significant capital expenditure requirements indicates low asset intensity
  • + Data includes recent period (2023 Q1) for current assessment
ChatGPT
  • + Revenue base remains present despite a modest year-over-year decline
  • + Net loss was roughly stable year over year rather than sharply deteriorating
  • + Capital expenditure needs appear minimal, limiting additional cash demands from investment spending

BYOC Stock Risks: Beyond Commerce, Inc. Investment Risks

Claude
  • ! Negative stockholders equity of -$5.7M represents technical insolvency and potential equity wipeout
  • ! Severely negative current ratio (0.16x) with only $127.9K cash against substantial liabilities indicates immediate liquidity crisis
  • ! Negative operating cash flow (-$264K) with negative margins across profitability metrics demonstrates unsustainable business model
  • ! Long-term debt of $3.1M cannot be serviced with negative operating performance
  • ! No insider trading activity suggests loss of management confidence
  • ! Revenue decline (-4.6% YoY) indicates deteriorating market position
ChatGPT
  • ! Negative stockholders equity indicates a deeply impaired balance sheet
  • ! Current and quick ratios of 0.16x signal severe liquidity pressure
  • ! Persistent operating losses and negative operating cash flow undermine business sustainability

Key Metrics to Watch

Claude
  • * Stockholders equity trajectory - any further deterioration increases bankruptcy risk
  • * Operating cash flow - critical to survival; need positive inflection immediately
  • * Liquidity position (cash balance) - currently insufficient to cover operations
  • * Revenue stabilization - must show growth inflection to justify continued operations
  • * Debt covenant compliance and refinancing ability
ChatGPT
  • * Revenue growth and operating margin trend
  • * Operating cash flow and current liabilities coverage

Beyond Commerce, Inc. (BYOC) Financial Metrics & Key Ratios

Revenue
$910.9K
Net Income
$-244.0K
EPS (Diluted)
$0.00
Free Cash Flow
$-264.0K
Total Assets
$4.3M
Cash Position
$127.9K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BYOC Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -27.3%
Net Margin -26.8%
ROE N/A
ROA -5.7%
FCF Margin -29.0%

BYOC vs Technology Sector: How Beyond Commerce, Inc. Compares

How Beyond Commerce, Inc. compares to Technology sector averages

Net Margin
BYOC -26.8%
vs
Sector Avg 18.0%
BYOC Sector
ROE
BYOC 0.0%
vs
Sector Avg 22.0%
BYOC Sector
Current Ratio
BYOC 0.2x
vs
Sector Avg 2.5x
BYOC Sector
Debt/Equity
BYOC 0.0x
vs
Sector Avg 0.5x
BYOC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Beyond Commerce, Inc. Stock Overvalued? BYOC Valuation Analysis 2026

Based on fundamental analysis, Beyond Commerce, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
N/A
Sector avg: 22%
Net Profit Margin
-26.8%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Beyond Commerce, Inc. Balance Sheet: BYOC Debt, Cash & Liquidity

Current Ratio
0.16x
Quick Ratio
0.16x
Debt/Equity
N/A
Debt/Assets
231.6%
Interest Coverage
-1.20x
Long-term Debt
$3.1M

BYOC Revenue & Earnings Growth: 5-Year Financial Trend

BYOC 5-year financial data: Year 2018: Revenue $5.0M, Net Income $3.3M, EPS $0.00. Year 2020: Revenue $4.2M, Net Income -$5.5M, EPS N/A. Year 2021: Revenue $4.2M, Net Income -$10.5M, EPS $0.00. Year 2022: Revenue $4.2M, Net Income -$9.2M, EPS $0.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Beyond Commerce, Inc.'s revenue has declined by 16% over the 5-year period, indicating business contraction. The most recent EPS of $0.00 indicates the company is currently unprofitable.

BYOC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-29.0%
Free cash flow / Revenue

BYOC Quarterly Earnings & Performance

Quarterly financial performance data for Beyond Commerce, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2023 $910.9K -$244.0K $0.00
Q3 2022 $975.6K -$627.9K $0.00
Q2 2022 $1.0M -$623.3K $0.00
Q1 2022 $1.0M -$646.8K $0.00
Q3 2021 $983.2K -$444.8K N/A
Q2 2021 $782.0K -$444.8K N/A
Q1 2021 $1.1M -$424.6K N/A
Q2 2020 $782.0K -$2.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Beyond Commerce, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$264.0K
Cash generated from operations
Dividends
None
No dividend program

BYOC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Beyond Commerce, Inc. (CIK: 0001386049)

📋 Recent SEC Filings

Date Form Document Action
May 15, 2023 10-Q byoc_10q.htm View →
Mar 31, 2023 10-K byoc_10k.htm View →
Nov 14, 2022 10-Q byoc_10q.htm View →
Oct 28, 2022 8-K byoc-20221024.htm View →
Sep 16, 2022 8-K byoc-20220914.htm View →

Frequently Asked Questions about BYOC

What is the AI rating for BYOC?

Beyond Commerce, Inc. (BYOC) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 95% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BYOC's key strengths?

Claude: Company is still generating minimal revenue ($910.9K), providing a foundation to rebuild from. No significant capital expenditure requirements indicates low asset intensity. ChatGPT: Revenue base remains present despite a modest year-over-year decline. Net loss was roughly stable year over year rather than sharply deteriorating.

What are the risks of investing in BYOC?

Claude: Negative stockholders equity of -$5.7M represents technical insolvency and potential equity wipeout. Severely negative current ratio (0.16x) with only $127.9K cash against substantial liabilities indicates immediate liquidity crisis. ChatGPT: Negative stockholders equity indicates a deeply impaired balance sheet. Current and quick ratios of 0.16x signal severe liquidity pressure.

What is BYOC's revenue and growth?

Beyond Commerce, Inc. reported revenue of $910.9K.

Does BYOC pay dividends?

Beyond Commerce, Inc. does not currently pay dividends.

Where can I find BYOC SEC filings?

Official SEC filings for Beyond Commerce, Inc. (CIK: 0001386049) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BYOC's EPS?

Beyond Commerce, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BYOC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Beyond Commerce, Inc. has a STRONG SELL rating with 95% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BYOC stock overvalued or undervalued?

Valuation metrics for BYOC: ROE of N/A (sector avg: 22%), net margin of -26.8% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy BYOC stock in 2026?

Our dual AI analysis gives Beyond Commerce, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BYOC's free cash flow?

Beyond Commerce, Inc.'s operating cash flow is $-264.0K, with capital expenditures of $0.0. FCF margin is -29.0%.

How does BYOC compare to other Technology stocks?

Vs Technology sector averages: Net margin -26.8% (avg: 18%), ROE N/A (avg: 22%), current ratio 0.16 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2023-03-31 | Powered by Claude AI