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Burford Capital Ltd (BUR) Stock Fundamental Analysis & AI Rating 2026

BUR NYSE Finance Services Y7 CIK: 0001714174
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
SELL
76% Confidence
AGREEMENT
SELL
75% Conf
HOLD
77% Conf

📊 BUR Key Takeaways

Revenue: $413.4M
Net Margin: 15.1%
Free Cash Flow: $-29.3M
Current Ratio: N/A
Debt/Equity: 0.87x
EPS: $0.28
AI Rating: SELL with 75% confidence
Burford Capital Ltd (BUR) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $413.4M, net profit margin of 15.1%, and return on equity (ROE) of 2.6%, Burford Capital Ltd demonstrates mixed fundamentals in the Finance sector. Below is our complete BUR stock analysis for 2026.

Is Burford Capital Ltd (BUR) a Good Investment?

Claude

Burford Capital exhibits deteriorating operational performance with revenue declining 24.3% YoY and net income falling 13.3% YoY, indicating core business contraction in its litigation finance segment. The company faces severe cash flow challenges with negative operating cash flow of -$29.0M and negative free cash flow of -$7.1% margin, coupled with weak interest coverage of 1.6x and elevated leverage, raising concerns about sustainability of capital allocation and debt servicing capability.

ChatGPT

Burford Capital remains fundamentally supported by strong operating margins, a sizable asset base, and meaningful equity capital, but recent results show weaker quality than headline profitability suggests. Revenue, net income, and especially diluted EPS declined materially year over year, while operating and free cash flow were negative and interest coverage was thin, indicating a business that is still profitable but carrying elevated execution and balance sheet risk.

Why Buy Burford Capital Ltd Stock? BUR Key Strengths

Claude
  • + Strong operating margin of 56.2% demonstrates pricing power and operational efficiency in core business
  • + Solid equity base of $2.4B provides capital buffer with debt-to-equity ratio of 0.87x below concerning levels
  • + Substantial cash reserves of $566.4M offer liquidity cushion for near-term obligations and strategic investments
ChatGPT
  • + High operating margin of 56.2% indicates strong earnings power when case outcomes are favorable
  • + Large asset base and $2.45B of equity provide a meaningful capital cushion for a specialty finance model
  • + Cash balance of $566.44M supports near-term liquidity and portfolio funding flexibility

BUR Stock Risks: Burford Capital Ltd Investment Risks

Claude
  • ! Significant revenue decline of 24.3% YoY suggests loss of market share or reduced case deployment in litigation finance market
  • ! Negative operating cash flow of -$29.0M despite $62.6M net income indicates poor cash conversion and potential earnings quality issues
  • ! Weak interest coverage ratio of 1.6x combined with $2.1B long-term debt creates refinancing risk and constrains financial flexibility
  • ! Diluted EPS collapsed 57.6% YoY signaling substantial shareholder value destruction and potential share dilution
ChatGPT
  • ! Revenue fell 24.3% YoY and diluted EPS fell 57.6% YoY, pointing to volatile and weakening earnings momentum
  • ! Negative operating cash flow and free cash flow suggest reported profits are not currently converting into cash
  • ! Interest coverage of 1.6x and long-term debt of $2.13B create pressure if realizations disappoint or financing costs stay elevated

Key Metrics to Watch

Claude
  • * Operating cash flow recovery trajectory and cash conversion ratio
  • * Revenue stabilization and case portfolio deployment trends
  • * Interest coverage ratio improvement and debt refinancing activity
  • * Return on equity recovery from depressed 2.6% level
ChatGPT
  • * Operating cash flow and free cash flow conversion versus net income
  • * Interest coverage and debt-to-equity trend as portfolio realizations evolve

Burford Capital Ltd (BUR) Financial Metrics & Key Ratios

Revenue
$413.4M
Net Income
$62.6M
EPS (Diluted)
$0.28
Free Cash Flow
$-29.3M
Total Assets
$6.6B
Cash Position
$566.4M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BUR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 56.2%
Net Margin 15.1%
ROE 2.6%
ROA 0.9%
FCF Margin -7.1%

BUR vs Finance Sector: How Burford Capital Ltd Compares

How Burford Capital Ltd compares to Finance sector averages

Net Margin
BUR 15.1%
vs
Sector Avg 25.0%
BUR Sector
ROE
BUR 2.6%
vs
Sector Avg 12.0%
BUR Sector
Current Ratio
BUR 0.0x
vs
Sector Avg 1.2x
BUR Sector
Debt/Equity
BUR 0.9x
vs
Sector Avg 2.0x
BUR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Burford Capital Ltd Stock Overvalued? BUR Valuation Analysis 2026

Based on fundamental analysis, Burford Capital Ltd has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
2.6%
Sector avg: 12%
Net Profit Margin
15.1%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.87x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Burford Capital Ltd Balance Sheet: BUR Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.87x
Debt/Assets
52.9%
Interest Coverage
1.59x
Long-term Debt
$2.1B

BUR Revenue & Earnings Growth: 5-Year Financial Trend

BUR 5-year financial data: Year 2024: Revenue $1.1B, Net Income $30.5M, EPS $0.14. Year 2025: Revenue $1.1B, Net Income $610.5M, EPS $2.74.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Burford Capital Ltd's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.74 reflects profitable operations.

BUR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-7.1%
Free cash flow / Revenue

BUR Quarterly Earnings & Performance

Quarterly financial performance data for Burford Capital Ltd including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $69.8M -$19.2M $-0.09
Q2 2025 $159.7M $23.8M $0.11
Q1 2025 $44.3M -$29.9M $-0.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Burford Capital Ltd Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$29.0M
Cash generated from operations
Stock Buybacks
$15.3M
Shares repurchased (TTM)
Capital Expenditures
$284.0K
Investment in assets
Dividends
None
No dividend program

BUR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Burford Capital Ltd (CIK: 0001714174)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A bur-20260324.htm View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774904888.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774904864.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774904809.xml View →
Mar 30, 2026 4 xslF345X06/wk-form4_1774904737.xml View →

Frequently Asked Questions about BUR

What is the AI rating for BUR?

Burford Capital Ltd (BUR) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BUR's key strengths?

Claude: Strong operating margin of 56.2% demonstrates pricing power and operational efficiency in core business. Solid equity base of $2.4B provides capital buffer with debt-to-equity ratio of 0.87x below concerning levels. ChatGPT: High operating margin of 56.2% indicates strong earnings power when case outcomes are favorable. Large asset base and $2.45B of equity provide a meaningful capital cushion for a specialty finance model.

What are the risks of investing in BUR?

Claude: Significant revenue decline of 24.3% YoY suggests loss of market share or reduced case deployment in litigation finance market. Negative operating cash flow of -$29.0M despite $62.6M net income indicates poor cash conversion and potential earnings quality issues. ChatGPT: Revenue fell 24.3% YoY and diluted EPS fell 57.6% YoY, pointing to volatile and weakening earnings momentum. Negative operating cash flow and free cash flow suggest reported profits are not currently converting into cash.

What is BUR's revenue and growth?

Burford Capital Ltd reported revenue of $413.4M.

Does BUR pay dividends?

Burford Capital Ltd does not currently pay dividends.

Where can I find BUR SEC filings?

Official SEC filings for Burford Capital Ltd (CIK: 0001714174) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BUR's EPS?

Burford Capital Ltd has a diluted EPS of $0.28.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BUR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Burford Capital Ltd has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BUR stock overvalued or undervalued?

Valuation metrics for BUR: ROE of 2.6% (sector avg: 12%), net margin of 15.1% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy BUR stock in 2026?

Our dual AI analysis gives Burford Capital Ltd a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BUR's free cash flow?

Burford Capital Ltd's operating cash flow is $-29.0M, with capital expenditures of $284.0K. FCF margin is -7.1%.

How does BUR compare to other Finance stocks?

Vs Finance sector averages: Net margin 15.1% (avg: 25%), ROE 2.6% (avg: 12%), current ratio N/A (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI