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Brand Engagement Network Inc. (BNAIW) Stock Fundamental Analysis & AI Rating 2026

BNAIW Nasdaq Services-Computer Integrated Systems Design DE CIK: 0001838163
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
94% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
94% Conf

📊 BNAIW Key Takeaways

Revenue: $75.1K
Net Margin: -6,905.1%
Free Cash Flow: $-5.3M
Current Ratio: 0.15x
Debt/Equity: 0.00x
EPS: $-0.13
AI Rating: STRONG SELL with 95% confidence
Brand Engagement Network Inc. (BNAIW) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $75.1K, net profit margin of -6,905.1%, and return on equity (ROE) of -150.2%, Brand Engagement Network Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete BNAIW stock analysis for 2026.

Is Brand Engagement Network Inc. (BNAIW) a Good Investment?

Claude

Brand Engagement Network is in severe financial distress with negative profitability across all metrics, massive operating losses (-$9.3M) against minimal revenue ($75.1K), and critical liquidity concerns (0.15x current ratio with only $102.7K cash). The company is burning cash at an unsustainable rate (-$5.3M operating cash flow) and faces imminent solvency risk with liabilities ($12.9M) exceeding assets ($16.4M) by significant margin.

ChatGPT

Brand Engagement Network shows very early revenue growth, but the business remains fundamentally unsustainable at its current scale. Revenue of just $75.12K is overwhelmed by multi-million-dollar operating and cash flow losses, while liquidity is critically weak with only $102.72K of cash and a 0.15x current ratio. Unless revenue scales rapidly and cash burn falls sharply, the company faces significant financial health and going-concern risk.

Why Buy Brand Engagement Network Inc. Stock? BNAIW Key Strengths

Claude
  • + Revenue grew 183.4% YoY (though from negligible base of $41K)
  • + Gross margin of 100% indicates revenue is not being offset by direct costs
  • + No long-term debt indicates absence of traditional debt burden
ChatGPT
  • + Revenue grew 183.4% YoY, indicating some commercial traction from a very small base
  • + Gross margin is 100%, suggesting the core offering may be highly scalable if revenue expands
  • + No meaningful long-term debt reduces balance-sheet interest burden

BNAIW Stock Risks: Brand Engagement Network Inc. Investment Risks

Claude
  • ! Critical liquidity crisis: current ratio of 0.15x means liabilities far exceed current assets; company cannot meet short-term obligations
  • ! Catastrophic cash burn: negative operating cash flow of -$5.3M with only $102.7K cash on hand indicates runway measured in weeks
  • ! Structural unprofitability: $9.3M operating loss on $75.1K revenue indicates fundamental business model failure with massive fixed costs and no viable path to profitability
  • ! Negative equity deterioration: ROE of -150.2% and ROA of -31.7% show shareholder capital is being destroyed rapidly
ChatGPT
  • ! Extremely weak liquidity, with $102.72K cash and a 0.15x current ratio
  • ! Severe operating losses and negative free cash flow indicate an unsustainable cost structure
  • ! Revenue base is too small relative to expenses, making growth quality weak and execution risk very high

Key Metrics to Watch

Claude
  • * Monthly cash burn rate and cash runway (critical - company may face insolvency within 90 days)
  • * Revenue growth sustainability (verify if 183% growth continues or was one-time event)
  • * Operating expense reduction (company must achieve 90%+ cost cuts to survive)
ChatGPT
  • * Quarterly revenue scale-up versus operating expense growth
  • * Cash balance and operating cash burn runway

Brand Engagement Network Inc. (BNAIW) Financial Metrics & Key Ratios

Revenue
$75.1K
Net Income
$-5.2M
EPS (Diluted)
$-0.13
Free Cash Flow
$-5.3M
Total Assets
$16.4M
Cash Position
$102.7K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BNAIW Profit Margin, ROE & Profitability Analysis

Gross Margin 100.0%
Operating Margin -12,374.9%
Net Margin -6,905.1%
ROE -150.2%
ROA -31.7%
FCF Margin -7,114.5%

BNAIW vs Technology Sector: How Brand Engagement Network Inc. Compares

How Brand Engagement Network Inc. compares to Technology sector averages

Net Margin
BNAIW -6,905.1%
vs
Sector Avg 18.0%
BNAIW Sector
ROE
BNAIW -150.2%
vs
Sector Avg 22.0%
BNAIW Sector
Current Ratio
BNAIW 0.1x
vs
Sector Avg 2.5x
BNAIW Sector
Debt/Equity
BNAIW 0.0x
vs
Sector Avg 0.5x
BNAIW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Brand Engagement Network Inc. Stock Overvalued? BNAIW Valuation Analysis 2026

Based on fundamental analysis, Brand Engagement Network Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-150.2%
Sector avg: 22%
Net Profit Margin
-6,905.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Brand Engagement Network Inc. Balance Sheet: BNAIW Debt, Cash & Liquidity

Current Ratio
0.15x
Quick Ratio
0.15x
Debt/Equity
0.00x
Debt/Assets
78.9%
Interest Coverage
N/A
Long-term Debt
N/A

BNAIW Revenue & Earnings Growth: 5-Year Financial Trend

BNAIW 5-year financial data: Year 2024: Revenue $99.8K, Net Income -$11.7M, EPS $-0.57. Year 2025: Revenue $275.1K, Net Income -$33.7M, EPS $-10.25.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Brand Engagement Network Inc.'s revenue has grown significantly by 176% over the 5-year period, indicating strong business expansion. The most recent EPS of $-10.25 indicates the company is currently unprofitable.

BNAIW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-7,114.5%
Free cash flow / Revenue

BNAIW Quarterly Earnings & Performance

Quarterly financial performance data for Brand Engagement Network Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $50.0K $905.1K $-0.06
Q1 2025 $10.0K -$3.6M $-0.09
Q3 2024 N/A -$2.6M $-0.12
Q2 2024 N/A -$2.6M $-0.09
Q1 2024 N/A -$2.6M $-0.15

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Brand Engagement Network Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$5.3M
Cash generated from operations
Stock Buybacks
$296.2M
Shares repurchased (TTM)
Dividends
None
No dividend program

BNAIW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Brand Engagement Network Inc. (CIK: 0001838163)

📋 Recent SEC Filings

Date Form Document Action
Apr 16, 2026 10-K form10-k.htm View →
Mar 31, 2026 8-K form8-k.htm View →
Mar 25, 2026 8-K form8-k.htm View →
Mar 9, 2026 8-K form8-k.htm View →
Feb 5, 2026 8-K form8-k.htm View →

Frequently Asked Questions about BNAIW

What is the AI rating for BNAIW?

Brand Engagement Network Inc. (BNAIW) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 94% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BNAIW's key strengths?

Claude: Revenue grew 183.4% YoY (though from negligible base of $41K). Gross margin of 100% indicates revenue is not being offset by direct costs. ChatGPT: Revenue grew 183.4% YoY, indicating some commercial traction from a very small base. Gross margin is 100%, suggesting the core offering may be highly scalable if revenue expands.

What are the risks of investing in BNAIW?

Claude: Critical liquidity crisis: current ratio of 0.15x means liabilities far exceed current assets; company cannot meet short-term obligations. Catastrophic cash burn: negative operating cash flow of -$5.3M with only $102.7K cash on hand indicates runway measured in weeks. ChatGPT: Extremely weak liquidity, with $102.72K cash and a 0.15x current ratio. Severe operating losses and negative free cash flow indicate an unsustainable cost structure.

What is BNAIW's revenue and growth?

Brand Engagement Network Inc. reported revenue of $75.1K.

Does BNAIW pay dividends?

Brand Engagement Network Inc. does not currently pay dividends.

Where can I find BNAIW SEC filings?

Official SEC filings for Brand Engagement Network Inc. (CIK: 0001838163) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BNAIW's EPS?

Brand Engagement Network Inc. has a diluted EPS of $-0.13.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BNAIW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Brand Engagement Network Inc. has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BNAIW stock overvalued or undervalued?

Valuation metrics for BNAIW: ROE of -150.2% (sector avg: 22%), net margin of -6,905.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy BNAIW stock in 2026?

Our dual AI analysis gives Brand Engagement Network Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BNAIW's free cash flow?

Brand Engagement Network Inc.'s operating cash flow is $-5.3M, with capital expenditures of $0.0. FCF margin is -7,114.5%.

How does BNAIW compare to other Technology stocks?

Vs Technology sector averages: Net margin -6,905.1% (avg: 18%), ROE -150.2% (avg: 22%), current ratio 0.15 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-09-30 | Powered by Claude AI