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Balance Labs, Inc. (BLNC) Stock Fundamental Analysis & AI Rating 2026

BLNC OTC Services-Management Consulting Services DE CIK: 0001632121
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-09-30
Combined AI Rating
STRONG SELL
96% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
96% Conf

📊 BLNC Key Takeaways

Revenue: $247.5K
Net Margin: -1,514.0%
Free Cash Flow: $-103.0K
Current Ratio: 0.01x
Debt/Equity: N/A
EPS: $-0.17
AI Rating: STRONG SELL with 95% confidence
Balance Labs, Inc. (BLNC) receives a STRONG SELL rating with 96% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $247.5K, net profit margin of -1,514.0%, Balance Labs, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete BLNC stock analysis for 2026.

Is Balance Labs, Inc. (BLNC) a Good Investment?

Claude

Balance Labs is a distressed company with catastrophic financial deterioration, negative stockholders' equity of -$8.7M, and severe operational losses that far exceed its minimal revenue base. The company is burning cash at an unsustainable rate with virtually no liquidity ($4.5K cash) and liabilities exceeding assets by nearly 165x, indicating imminent insolvency risk.

ChatGPT

Balance Labs' fundamentals are extremely weak, with revenue down 60.4% year over year, negative gross margin, deeply negative operating margin, and a net loss that is more than 15 times revenue. The balance sheet is severely impaired, with just $4.51K of cash, a 0.01x current ratio, and negative equity of $8.68M, which raises substantial going-concern and financing risk. Cash burn is modest in absolute dollars but still unsustainable relative to the company's tiny revenue base and limited liquidity.

Why Buy Balance Labs, Inc. Stock? BLNC Key Strengths

Claude
  • + Minimal debt service obligations relative to asset base may allow brief operational runway
  • + Company remains publicly reporting, enabling potential restructuring communication
  • + Long-term debt of $525K is manageable in absolute terms if revenue can recover significantly
ChatGPT
  • + The company is still generating revenue rather than being fully pre-revenue
  • + Operating cash outflow is smaller than the reported net loss, suggesting some non-cash loss components
  • + Capital expenditure requirements appear low, which reduces reinvestment burden

BLNC Stock Risks: Balance Labs, Inc. Investment Risks

Claude
  • ! Negative stockholders' equity of -$8.7M indicates technical insolvency and potential equity elimination
  • ! Revenue collapsed 60.4% YoY to only $247.5K while losing $3.7M, demonstrating complete business model failure
  • ! Critically low liquidity with current ratio of 0.01x and cash reserves of only $4.5K; company cannot fund operations beyond days
  • ! Operating cash flow is deeply negative at -$93.5K with negative free cash flow of -$103K, indicating no self-sustaining business
  • ! Net margin of -1514% and operating margin of -149% represent fundamental unprofitability at scale
  • ! Zero insider activity in last 90 days suggests loss of management confidence or operational paralysis
ChatGPT
  • ! Revenue contraction of 60.4% YoY indicates severe deterioration in demand or business scale
  • ! Negative gross profit and deeply negative operating margin show the core business is not currently economically viable
  • ! Extremely weak liquidity and negative stockholders' equity create high solvency and recapitalization risk

Key Metrics to Watch

Claude
  • * Quarterly revenue trend - any further decline below $247.5K indicates terminal business deterioration
  • * Cash burn rate and remaining cash runway - currently unsustainable and approaching zero liquidity event
  • * Stockholders' equity trajectory - need to monitor if negative equity worsens or if restructuring occurs
  • * Operating cash flow - must show dramatic improvement toward positive territory to indicate viable operations
  • * Insider transactions and management changes - may signal restructuring or liquidation plans
ChatGPT
  • * Revenue stabilization or return to year-over-year growth
  • * Cash balance and current ratio improvement versus ongoing operating cash burn

Balance Labs, Inc. (BLNC) Financial Metrics & Key Ratios

Revenue
$247.5K
Net Income
$-3.7M
EPS (Diluted)
$-0.17
Free Cash Flow
$-103.0K
Total Assets
$53.1K
Cash Position
$4.5K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

BLNC Profit Margin, ROE & Profitability Analysis

Gross Margin -8.5%
Operating Margin -149.2%
Net Margin -1,514.0%
ROE N/A
ROA -7,051.6%
FCF Margin -41.6%

BLNC vs Services Sector: How Balance Labs, Inc. Compares

How Balance Labs, Inc. compares to Services sector averages

Net Margin
BLNC -1,514.0%
vs
Sector Avg 10.0%
BLNC Sector
ROE
BLNC 0.0%
vs
Sector Avg 16.0%
BLNC Sector
Current Ratio
BLNC 0.0x
vs
Sector Avg 1.5x
BLNC Sector
Debt/Equity
BLNC 0.0x
vs
Sector Avg 0.7x
BLNC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Balance Labs, Inc. Stock Overvalued? BLNC Valuation Analysis 2026

Based on fundamental analysis, Balance Labs, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
N/A
Sector avg: 16%
Net Profit Margin
-1,514.0%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Balance Labs, Inc. Balance Sheet: BLNC Debt, Cash & Liquidity

Current Ratio
0.01x
Quick Ratio
0.01x
Debt/Equity
N/A
Debt/Assets
16,426.1%
Interest Coverage
-6.49x
Long-term Debt
$525.0K

BLNC Revenue & Earnings Growth: 5-Year Financial Trend

BLNC 5-year financial data: Year 2020: Revenue $1.0M, Net Income N/A, EPS N/A. Year 2021: Revenue $1.0M, Net Income $357.8K, EPS $0.02. Year 2022: Revenue $624.6K, Net Income -$796.7K, EPS $0.04. Year 2023: Revenue $247.5K, Net Income -$768.4K, EPS $0.04. Year 2025: Revenue $6.0K, Net Income -$528.2K, EPS $-0.02.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Balance Labs, Inc.'s revenue has declined by 99% over the 5-year period, indicating business contraction. The most recent EPS of $-0.02 indicates the company is currently unprofitable.

BLNC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-41.6%
Free cash flow / Revenue

BLNC Quarterly Earnings & Performance

Quarterly financial performance data for Balance Labs, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2023 $67.5K -$68.7K $0.00
Q2 2023 $67.5K -$96.8K $0.00
Q1 2023 $67.5K -$87.3K $0.00
Q3 2022 $67.5K -$142.6K $0.00
Q2 2022 $67.5K -$182.5K $-0.01
Q1 2022 $67.5K -$181.4K $-0.01
Q3 2021 $200.0K -$269.1K $-0.01
Q3 2020 $3.3K -$252.2K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Balance Labs, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$93.5K
Cash generated from operations
Capital Expenditures
$9.5K
Investment in assets
Dividends
None
No dividend program

BLNC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Balance Labs, Inc. (CIK: 0001632121)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 10-K form10-k.htm View →
Feb 11, 2026 8-K form8-k.htm View →
Dec 16, 2025 8-K form8-k.htm View →
Nov 13, 2025 10-Q form10-q.htm View →
Aug 29, 2025 8-K form8-k.htm View →

Frequently Asked Questions about BLNC

What is the AI rating for BLNC?

Balance Labs, Inc. (BLNC) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 96% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BLNC's key strengths?

Claude: Minimal debt service obligations relative to asset base may allow brief operational runway. Company remains publicly reporting, enabling potential restructuring communication. ChatGPT: The company is still generating revenue rather than being fully pre-revenue. Operating cash outflow is smaller than the reported net loss, suggesting some non-cash loss components.

What are the risks of investing in BLNC?

Claude: Negative stockholders' equity of -$8.7M indicates technical insolvency and potential equity elimination. Revenue collapsed 60.4% YoY to only $247.5K while losing $3.7M, demonstrating complete business model failure. ChatGPT: Revenue contraction of 60.4% YoY indicates severe deterioration in demand or business scale. Negative gross profit and deeply negative operating margin show the core business is not currently economically viable.

What is BLNC's revenue and growth?

Balance Labs, Inc. reported revenue of $247.5K.

Does BLNC pay dividends?

Balance Labs, Inc. does not currently pay dividends.

Where can I find BLNC SEC filings?

Official SEC filings for Balance Labs, Inc. (CIK: 0001632121) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BLNC's EPS?

Balance Labs, Inc. has a diluted EPS of $-0.17.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BLNC a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Balance Labs, Inc. has a STRONG SELL rating with 96% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BLNC stock overvalued or undervalued?

Valuation metrics for BLNC: ROE of N/A (sector avg: 16%), net margin of -1,514.0% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy BLNC stock in 2026?

Our dual AI analysis gives Balance Labs, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BLNC's free cash flow?

Balance Labs, Inc.'s operating cash flow is $-93.5K, with capital expenditures of $9.5K. FCF margin is -41.6%.

How does BLNC compare to other Services stocks?

Vs Services sector averages: Net margin -1,514.0% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.01 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-09-30 | Powered by Claude AI