← Back to All US Stocks

Bakkt, Inc. (BKKT-WT) Stock Fundamental Analysis & AI Rating 2026

BKKT-WT NYSE Finance Services CIK: 0001820302
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
90% Confidence
STRONG AGREEMENT
STRONG SELL
92% Conf
STRONG SELL
89% Conf

📊 BKKT-WT Key Takeaways

Revenue: $2.3B
Net Margin: -4.6%
Free Cash Flow: $-153.5M
Current Ratio: 2.19x
Debt/Equity: 0.00x
EPS: $-8.87
AI Rating: STRONG SELL with 92% confidence
Bakkt, Inc. (BKKT-WT) receives a STRONG SELL rating with 90% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $2.3B, net profit margin of -4.6%, and return on equity (ROE) of -95.1%, Bakkt, Inc. demonstrates mixed fundamentals in the Finance sector. Below is our complete BKKT-WT stock analysis for 2026.

Is Bakkt, Inc. (BKKT-WT) a Good Investment?

Claude

Bakkt exhibits severe operational distress with massive losses despite extraordinary revenue growth, indicating the top-line expansion is not translating to profitability or positive cash generation. The company is burning substantial cash ($153.4M operating outflow) while maintaining only $27M in liquid assets, creating an unsustainable liquidity crisis within months at current burn rates. Negative returns on equity (-95.1%) and assets (-65.9%) demonstrate fundamental value destruction, making this a financially distressed entity regardless of market opportunity.

ChatGPT

Bakkt’s fundamentals remain very weak despite headline revenue growth, as the business is still posting sizable operating and net losses with deeply negative returns on equity and assets. The revenue surge appears low quality given the lack of corresponding profitability or cash generation, while operating cash outflows far exceed the company’s cash balance. A debt-light balance sheet and acceptable near-term liquidity help, but they do not offset ongoing cash burn and poor earnings quality.

Why Buy Bakkt, Inc. Stock? BKKT-WT Key Strengths

Claude
  • + Strong liquidity position with current ratio of 2.19x providing short-term operational flexibility
  • + Zero long-term debt eliminates refinancing and interest burden risks
  • + Exceptional revenue growth of 295,126.7% YoY indicates significant market traction and business scaling
ChatGPT
  • + Debt-free capital structure reduces financial leverage risk
  • + Current ratio of 2.19x indicates adequate near-term liquidity
  • + Positive year-over-year improvement in net income suggests some loss reduction

BKKT-WT Stock Risks: Bakkt, Inc. Investment Risks

Claude
  • ! Operating cash flow of -$153.4M combined with only $27M cash creates critical liquidity failure within 2 months at current burn rate
  • ! Net losses of $107.2M with -4.6% net margin show the company's massive revenue growth generates no profitability
  • ! Deeply negative ROE (-95.1%) and ROA (-65.9%) indicate severe value destruction and inability to generate returns on capital deployed
ChatGPT
  • ! Operating cash flow of -$153.40M and free cash flow of -$153.55M indicate unsustainable cash burn
  • ! Operating margin of -6.3% and net margin of -4.6% show the business is still structurally unprofitable
  • ! Extreme revenue growth without matching profit improvement raises concerns about revenue quality and durability

Key Metrics to Watch

Claude
  • * Monthly operating cash burn rate and cash runway (critical survival metric)
  • * Path to operating profitability and timeline for positive net income
  • * Revenue composition and gross margin trends to assess unit economics sustainability
ChatGPT
  • * Operating cash flow and quarterly cash burn relative to cash balance
  • * Trend in operating margin and net income excluding one-time or pass-through revenue effects

Bakkt, Inc. (BKKT-WT) Financial Metrics & Key Ratios

Revenue
$2.3B
Net Income
$-107.2M
EPS (Diluted)
$-8.87
Free Cash Flow
$-153.5M
Total Assets
$162.8M
Cash Position
$27.0M

💡 AI Analyst Insight

Strong liquidity with a 2.19x current ratio provides a solid financial cushion.

BKKT-WT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -6.3%
Net Margin -4.6%
ROE -95.1%
ROA -65.9%
FCF Margin -6.6%

BKKT-WT vs Finance Sector: How Bakkt, Inc. Compares

How Bakkt, Inc. compares to Finance sector averages

Net Margin
BKKT-WT -4.6%
vs
Sector Avg 25.0%
BKKT-WT Sector
ROE
BKKT-WT -95.1%
vs
Sector Avg 12.0%
BKKT-WT Sector
Current Ratio
BKKT-WT 2.2x
vs
Sector Avg 1.2x
BKKT-WT Sector
Debt/Equity
BKKT-WT 0.0x
vs
Sector Avg 2.0x
BKKT-WT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Bakkt, Inc. Stock Overvalued? BKKT-WT Valuation Analysis 2026

Based on fundamental analysis, Bakkt, Inc. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-95.1%
Sector avg: 12%
Net Profit Margin
-4.6%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Bakkt, Inc. Balance Sheet: BKKT-WT Debt, Cash & Liquidity

Current Ratio
2.19x
Quick Ratio
2.19x
Debt/Equity
0.00x
Debt/Assets
30.7%
Interest Coverage
N/A
Long-term Debt
N/A

BKKT-WT Revenue & Earnings Growth: 5-Year Financial Trend

BKKT-WT 5-year financial data: Year 2021: Revenue $28.5M, Net Income -$79.6M, EPS $-0.81. Year 2022: Revenue $54.6M, Net Income -$139.2M, EPS $-0.81. Year 2023: Revenue $780.1M, Net Income -$578.1M, EPS $-8.12. Year 2024: Revenue $3.5B, Net Income -$578.1M, EPS $-203.08. Year 2025: Revenue $3.4B, Net Income -$74.9M, EPS $-21.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Bakkt, Inc.'s revenue has grown significantly by 11,976% over the 5-year period, indicating strong business expansion. The most recent EPS of $-21.01 indicates the company is currently unprofitable.

BKKT-WT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.6%
Free cash flow / Revenue

BKKT-WT Quarterly Earnings & Performance

Quarterly financial performance data for Bakkt, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2025 $509.9M -$7.0M $-1.05
Q1 2025 $854.6M $7.7M $1.13
Q3 2024 $204.8M -$2.9M $-0.45
Q2 2024 $347.6M -$16.4M $-2.67
Q1 2024 $13.2M -$8.2M $-1.86
Q3 2023 $13.2M -$17.3M $-0.19
Q2 2023 $14.0M -$3.9M $-0.05
Q1 2023 $12.5M -$7.1M $-0.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Bakkt, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$153.4M
Cash generated from operations
Stock Buybacks
$3.4M
Shares repurchased (TTM)
Capital Expenditures
$149.0K
Investment in assets
Dividends
None
No dividend program

BKKT-WT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Bakkt, Inc. (CIK: 0001820302)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 4 xslF345X06/primary_doc.xml View →
Mar 31, 2026 4 xslF345X06/primary_doc.xml View →
Mar 24, 2026 8-K bakkt-20260324.htm View →
Mar 19, 2026 10-K bakkt-20251231.htm View →
Mar 17, 2026 8-K bakkt-20260316.htm View →

Frequently Asked Questions about BKKT-WT

What is the AI rating for BKKT-WT?

Bakkt, Inc. (BKKT-WT) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BKKT-WT's key strengths?

Claude: Strong liquidity position with current ratio of 2.19x providing short-term operational flexibility. Zero long-term debt eliminates refinancing and interest burden risks. ChatGPT: Debt-free capital structure reduces financial leverage risk. Current ratio of 2.19x indicates adequate near-term liquidity.

What are the risks of investing in BKKT-WT?

Claude: Operating cash flow of -$153.4M combined with only $27M cash creates critical liquidity failure within 2 months at current burn rate. Net losses of $107.2M with -4.6% net margin show the company's massive revenue growth generates no profitability. ChatGPT: Operating cash flow of -$153.40M and free cash flow of -$153.55M indicate unsustainable cash burn. Operating margin of -6.3% and net margin of -4.6% show the business is still structurally unprofitable.

What is BKKT-WT's revenue and growth?

Bakkt, Inc. reported revenue of $2.3B.

Does BKKT-WT pay dividends?

Bakkt, Inc. does not currently pay dividends.

Where can I find BKKT-WT SEC filings?

Official SEC filings for Bakkt, Inc. (CIK: 0001820302) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BKKT-WT's EPS?

Bakkt, Inc. has a diluted EPS of $-8.87.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BKKT-WT a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Bakkt, Inc. has a STRONG SELL rating with 90% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BKKT-WT stock overvalued or undervalued?

Valuation metrics for BKKT-WT: ROE of -95.1% (sector avg: 12%), net margin of -4.6% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy BKKT-WT stock in 2026?

Our dual AI analysis gives Bakkt, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BKKT-WT's free cash flow?

Bakkt, Inc.'s operating cash flow is $-153.4M, with capital expenditures of $149.0K. FCF margin is -6.6%.

How does BKKT-WT compare to other Finance stocks?

Vs Finance sector averages: Net margin -4.6% (avg: 25%), ROE -95.1% (avg: 12%), current ratio 2.19 (avg: 1.2).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Finance Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI