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BJs RESTAURANTS INC (BJRI) Stock Fundamental Analysis & AI Rating 2026

BJRI Nasdaq Retail-Eating Places CA CIK: 0001013488
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-30
Combined AI Rating
SELL
76% Confidence
AGREEMENT
SELL
75% Conf
HOLD
78% Conf

📊 BJRI Key Takeaways

Revenue: $1.4B
Net Margin: 3.5%
Free Cash Flow: $40.9M
Current Ratio: 0.40x
Debt/Equity: 0.23x
EPS: $2.16
AI Rating: SELL with 75% confidence
BJs RESTAURANTS INC (BJRI) receives a SELL rating with 76% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.4B, net profit margin of 3.5%, and return on equity (ROE) of 13.3%, BJs RESTAURANTS INC demonstrates mixed fundamentals in the Consumer sector. Below is our complete BJRI stock analysis for 2026.

Is BJs RESTAURANTS INC (BJRI) a Good Investment?

Claude

BJ's Restaurants exhibits severe liquidity stress with a current ratio of 0.40x despite strong operating cash flow generation of $110.5M, indicating potential working capital management issues or debt refinancing pressures. The 29,586% YoY revenue growth appears anomalous and likely reflects accounting adjustments or data collection issues rather than organic business expansion, raising data quality concerns. While operating metrics show reasonable profitability (3.3% operating margin) and strong interest coverage (33.1x), the dangerously low liquidity ratios combined with $85M in long-term debt and only $23.8M cash position present material financial distress risk.

ChatGPT

BJ's Restaurants shows a fundamentally improved earnings and cash flow profile, with positive free cash flow, solid returns on equity, and very strong interest coverage supporting financial stability. However, margins remain thin, liquidity is weak on current and quick ratio measures, and the extreme revenue growth figure suggests comparability or data-quality distortion rather than clean underlying expansion.

Why Buy BJs RESTAURANTS INC Stock? BJRI Key Strengths

Claude
  • + Strong operating cash flow of $110.5M provides substantial debt servicing capacity
  • + Exceptional interest coverage ratio of 33.1x indicates minimal default risk on debt obligations
  • + Positive free cash flow of $40.9M demonstrates operational cash generation capability
  • + Conservative debt-to-equity ratio of 0.23x maintains moderate leverage levels
ChatGPT
  • + Positive free cash flow generation with $110.51M in operating cash flow and $40.90M in free cash flow
  • + Low leverage relative to equity and strong interest coverage of 33.1x reduce balance sheet stress
  • + Return metrics are respectable for the industry, with 13.3% ROE and profitable operations at both operating and net income levels

BJRI Stock Risks: BJs RESTAURANTS INC Investment Risks

Claude
  • ! Critical liquidity crisis: current ratio of 0.40x and quick ratio of 0.36x indicate potential inability to meet short-term obligations
  • ! Extraordinarily high YoY revenue growth (29,586%) is implausible and suggests data integrity or accounting restatement issues
  • ! Minimal cash position of $23.8M relative to $649.3M total liabilities creates substantial refinancing and operational risk
  • ! Net margin of only 3.5% in restaurant sector provides limited cushion for economic downturns or commodity cost increases
ChatGPT
  • ! Very weak liquidity profile with a 0.40x current ratio and 0.36x quick ratio leaves limited short-term flexibility
  • ! Operating and net margins of 3.3% and 3.5% are thin, making earnings vulnerable to labor, food, and occupancy cost pressure
  • ! Reported revenue growth of +29586.3% appears abnormal, raising concerns about growth quality, comparability, or dataset distortion

Key Metrics to Watch

Claude
  • * Working capital trends and current ratio improvement trajectory
  • * Cash flow sustainability and capex efficiency relative to revenue
  • * Debt maturity schedule and refinancing requirements
ChatGPT
  • * Operating margin and restaurant-level profitability trend
  • * Free cash flow generation relative to capital expenditures

BJs RESTAURANTS INC (BJRI) Financial Metrics & Key Ratios

Revenue
$1.4B
Net Income
$48.8M
EPS (Diluted)
$2.16
Free Cash Flow
$40.9M
Total Assets
$1.0B
Cash Position
$23.8M

💡 AI Analyst Insight

The relatively thin 2.9% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

BJRI Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 3.3%
Net Margin 3.5%
ROE 13.3%
ROA 4.8%
FCF Margin 2.9%

BJRI vs Consumer Sector: How BJs RESTAURANTS INC Compares

How BJs RESTAURANTS INC compares to Consumer sector averages

Net Margin
BJRI 3.5%
vs
Sector Avg 8.0%
BJRI Sector
ROE
BJRI 13.3%
vs
Sector Avg 18.0%
BJRI Sector
Current Ratio
BJRI 0.4x
vs
Sector Avg 1.5x
BJRI Sector
Debt/Equity
BJRI 0.2x
vs
Sector Avg 0.8x
BJRI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is BJs RESTAURANTS INC Stock Overvalued? BJRI Valuation Analysis 2026

Based on fundamental analysis, BJs RESTAURANTS INC has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
13.3%
Sector avg: 18%
Net Profit Margin
3.5%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.23x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

BJs RESTAURANTS INC Balance Sheet: BJRI Debt, Cash & Liquidity

Current Ratio
0.40x
Quick Ratio
0.36x
Debt/Equity
0.23x
Debt/Assets
63.9%
Interest Coverage
33.08x
Long-term Debt
$85.0M

BJRI Revenue & Earnings Growth: 5-Year Financial Trend

BJRI 5-year financial data: Year 2019: Revenue $1.2B, Net Income $44.8M, EPS $2.06. Year 2020: Revenue $1.2B, Net Income $50.8M, EPS $2.35. Year 2021: Revenue $1.2B, Net Income $45.2M, EPS $2.20. Year 2022: Revenue $1.3B, Net Income -$57.9M, EPS $-2.74. Year 2023: Revenue $1.4B, Net Income -$3.6M, EPS $-0.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BJs RESTAURANTS INC's revenue has grown significantly by 20% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.16 indicates the company is currently unprofitable.

BJRI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.9%
Free cash flow / Revenue

BJRI Quarterly Earnings & Performance

Quarterly financial performance data for BJs RESTAURANTS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $325.7M $465.0K $0.02
Q2 2025 $349.9M $17.2M $0.72
Q1 2025 $337.3M $7.7M $0.32
Q3 2024 $318.6M -$2.9M $-0.13
Q2 2024 $349.7M $11.9M $0.50
Q1 2024 $337.3M $3.5M $0.15
Q3 2023 $311.3M $115.0K $0.00
Q2 2023 $329.7M $297.0K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BJs RESTAURANTS INC Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$110.5M
Cash generated from operations
Stock Buybacks
$67.8M
Shares repurchased (TTM)
Capital Expenditures
$69.6M
Investment in assets
Dividends
None
No dividend program

BJRI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for BJs RESTAURANTS INC (CIK: 0001013488)

📋 Recent SEC Filings

Date Form Document Action
Apr 10, 2026 8-K bjri-20260407.htm View →
Mar 18, 2026 4 xslF345X06/ownership.xml View →
Mar 12, 2026 4 xslF345X05/ownership.xml View →
Mar 6, 2026 4 xslF345X05/ownership.xml View →
Mar 5, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about BJRI

What is the AI rating for BJRI?

BJs RESTAURANTS INC (BJRI) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 76% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BJRI's key strengths?

Claude: Strong operating cash flow of $110.5M provides substantial debt servicing capacity. Exceptional interest coverage ratio of 33.1x indicates minimal default risk on debt obligations. ChatGPT: Positive free cash flow generation with $110.51M in operating cash flow and $40.90M in free cash flow. Low leverage relative to equity and strong interest coverage of 33.1x reduce balance sheet stress.

What are the risks of investing in BJRI?

Claude: Critical liquidity crisis: current ratio of 0.40x and quick ratio of 0.36x indicate potential inability to meet short-term obligations. Extraordinarily high YoY revenue growth (29,586%) is implausible and suggests data integrity or accounting restatement issues. ChatGPT: Very weak liquidity profile with a 0.40x current ratio and 0.36x quick ratio leaves limited short-term flexibility. Operating and net margins of 3.3% and 3.5% are thin, making earnings vulnerable to labor, food, and occupancy cost pressure.

What is BJRI's revenue and growth?

BJs RESTAURANTS INC reported revenue of $1.4B.

Does BJRI pay dividends?

BJs RESTAURANTS INC does not currently pay dividends.

Where can I find BJRI SEC filings?

Official SEC filings for BJs RESTAURANTS INC (CIK: 0001013488) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BJRI's EPS?

BJs RESTAURANTS INC has a diluted EPS of $2.16.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BJRI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, BJs RESTAURANTS INC has a SELL rating with 76% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BJRI stock overvalued or undervalued?

Valuation metrics for BJRI: ROE of 13.3% (sector avg: 18%), net margin of 3.5% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy BJRI stock in 2026?

Our dual AI analysis gives BJs RESTAURANTS INC a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BJRI's free cash flow?

BJs RESTAURANTS INC's operating cash flow is $110.5M, with capital expenditures of $69.6M. FCF margin is 2.9%.

How does BJRI compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 3.5% (avg: 8%), ROE 13.3% (avg: 18%), current ratio 0.40 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-30 | Powered by Claude AI