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bioAffinity Technologies, Inc. (BIAFW) Stock Fundamental Analysis & AI Rating 2026

BIAFW Nasdaq Services-Commercial Physical & Biological Research DE CIK: 0001712762
Updated This Month • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
Combined AI Rating
STRONG SELL
92% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
90% Conf

📊 BIAFW Key Takeaways

Revenue: $6.2M
Net Margin: -242.0%
Free Cash Flow: $-9.4M
Current Ratio: 2.60x
Debt/Equity: 0.00x
EPS: $-8.66
AI Rating: STRONG SELL with 95% confidence
bioAffinity Technologies, Inc. (BIAFW) receives a STRONG SELL rating with 92% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $6.2M, net profit margin of -242.0%, and return on equity (ROE) of -204.9%, bioAffinity Technologies, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete BIAFW stock analysis for 2026.

Is bioAffinity Technologies, Inc. (BIAFW) a Good Investment?

Claude

bioAffinity Technologies exhibits severe financial distress with collapsing revenues (-34.2% YoY), massive operating losses (-10.6M on 6.2M revenue), and negative cash flow (-9.4M FCF). The company is burning cash rapidly despite holding 6.4M in liquidity, with no clear path to profitability and deteriorating operational performance.

ChatGPT

bioAffinity Technologies shows very weak fundamentals: revenue declined sharply year over year, gross margin is extremely thin at 3.9%, and losses remain far larger than revenue. While the balance sheet has no long-term debt and current liquidity is acceptable, the business is consuming cash rapidly, which makes the current growth profile low quality and likely dependent on external financing if operating performance does not improve materially.

Why Buy bioAffinity Technologies, Inc. Stock? BIAFW Key Strengths

Claude
  • + Positive current ratio of 2.60x indicates short-term liquidity to fund operations
  • + Zero long-term debt reduces financial leverage risk
  • + Cash position of 6.4M provides runway for operations
ChatGPT
  • + Debt-free balance sheet with no meaningful leverage pressure
  • + Cash balance of $6.45M and current ratio of 2.60x provide near-term liquidity support
  • + Net loss improved year over year, indicating some reduction in loss intensity

BIAFW Stock Risks: bioAffinity Technologies, Inc. Investment Risks

Claude
  • ! Revenue declining sharply at -34.2% YoY indicating loss of market traction or customer base
  • ! Negative free cash flow of -9.4M with burn rate unsustainable; cash will deplete in 6-8 quarters at current burn
  • ! Gross margin of only 3.9% shows inability to achieve unit economics or scale efficiency
  • ! Operating loss of -10.6M on 6.2M revenue demonstrates fundamental business model dysfunction
  • ! No insider buying activity over 90 days suggests management lacks confidence in turnaround
  • ! Net margin of -242% indicates company loses $2.42 for every dollar of revenue
ChatGPT
  • ! Revenue fell 34.2% year over year, signaling weak demand or poor commercial execution
  • ! Gross, operating, and net margins are deeply unfavorable, showing the core business is not economically viable at current scale
  • ! Free cash flow of negative $9.39M implies a short cash runway and elevated dilution or financing risk

Key Metrics to Watch

Claude
  • * Quarterly revenue trend and customer retention rates
  • * Operating cash flow trajectory and monthly burn rate
  • * Gross margin improvement and cost structure efficiency
  • * Cash runway remaining and path to cash flow breakeven
  • * Product pipeline and commercial traction metrics
ChatGPT
  • * Revenue growth and gross margin improvement
  • * Operating cash burn relative to cash on hand

bioAffinity Technologies, Inc. (BIAFW) Financial Metrics & Key Ratios

Revenue
$6.2M
Net Income
$-14.9M
EPS (Diluted)
$-8.66
Free Cash Flow
$-9.4M
Total Assets
$11.0M
Cash Position
$6.4M

💡 AI Analyst Insight

Strong liquidity with a 2.60x current ratio provides a solid financial cushion.

BIAFW Profit Margin, ROE & Profitability Analysis

Gross Margin 3.9%
Operating Margin -171.6%
Net Margin -242.0%
ROE -204.9%
ROA -136.0%
FCF Margin -152.4%

BIAFW vs Healthcare Sector: How bioAffinity Technologies, Inc. Compares

How bioAffinity Technologies, Inc. compares to Healthcare sector averages

Net Margin
BIAFW -242.0%
vs
Sector Avg 12.0%
BIAFW Sector
ROE
BIAFW -204.9%
vs
Sector Avg 15.0%
BIAFW Sector
Current Ratio
BIAFW 2.6x
vs
Sector Avg 2.0x
BIAFW Sector
Debt/Equity
BIAFW 0.0x
vs
Sector Avg 0.6x
BIAFW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is bioAffinity Technologies, Inc. Stock Overvalued? BIAFW Valuation Analysis 2026

Based on fundamental analysis, bioAffinity Technologies, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-204.9%
Sector avg: 15%
Net Profit Margin
-242.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

bioAffinity Technologies, Inc. Balance Sheet: BIAFW Debt, Cash & Liquidity

Current Ratio
2.60x
Quick Ratio
2.58x
Debt/Equity
0.00x
Debt/Assets
33.6%
Interest Coverage
-448.94x
Long-term Debt
N/A

BIAFW Revenue & Earnings Growth: 5-Year Financial Trend

BIAFW 5-year financial data: Year 2022: Revenue $4.8K, Net Income -$6.3M, EPS N/A. Year 2023: Revenue $2.5M, Net Income -$8.2M, EPS $-1.81. Year 2024: Revenue $9.4M, Net Income -$7.9M, EPS $-0.91. Year 2025: Revenue $9.4M, Net Income -$9.0M, EPS $-22.50.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: bioAffinity Technologies, Inc.'s revenue has grown significantly by 194,820% over the 5-year period, indicating strong business expansion. The most recent EPS of $-22.50 indicates the company is currently unprofitable.

BIAFW Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-152.4%
Free cash flow / Revenue

BIAFW Quarterly Earnings & Performance

Quarterly financial performance data for bioAffinity Technologies, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.4M -$2.0M $-4.74
Q2 2025 $1.3M -$2.1M $-0.17
Q1 2025 $1.9M -$2.0M $-0.16
Q3 2024 $298.5K -$2.0M $-0.16
Q2 2024 $19.7K -$1.7M $-0.19
Q1 2024 $921 -$1.5M $-0.18
Q3 2023 $1.2K -$2.3M $-0.26
Q2 2023 $1.3K -$88.1K $-0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

bioAffinity Technologies, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$9.3M
Cash generated from operations
Capital Expenditures
$60.6K
Investment in assets
Dividends
None
No dividend program

BIAFW SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for bioAffinity Technologies, Inc. (CIK: 0001712762)

📋 Recent SEC Filings

Date Form Document Action
Apr 14, 2026 8-K form8-k.htm View →
Apr 7, 2026 8-K form8-k.htm View →
Apr 1, 2026 8-K form8-k.htm View →
Mar 26, 2026 8-K form8-k.htm View →
Mar 25, 2026 8-K form8-k.htm View →

Frequently Asked Questions about BIAFW

What is the AI rating for BIAFW?

bioAffinity Technologies, Inc. (BIAFW) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 92% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are BIAFW's key strengths?

Claude: Positive current ratio of 2.60x indicates short-term liquidity to fund operations. Zero long-term debt reduces financial leverage risk. ChatGPT: Debt-free balance sheet with no meaningful leverage pressure. Cash balance of $6.45M and current ratio of 2.60x provide near-term liquidity support.

What are the risks of investing in BIAFW?

Claude: Revenue declining sharply at -34.2% YoY indicating loss of market traction or customer base. Negative free cash flow of -9.4M with burn rate unsustainable; cash will deplete in 6-8 quarters at current burn. ChatGPT: Revenue fell 34.2% year over year, signaling weak demand or poor commercial execution. Gross, operating, and net margins are deeply unfavorable, showing the core business is not economically viable at current scale.

What is BIAFW's revenue and growth?

bioAffinity Technologies, Inc. reported revenue of $6.2M.

Does BIAFW pay dividends?

bioAffinity Technologies, Inc. does not currently pay dividends.

Where can I find BIAFW SEC filings?

Official SEC filings for bioAffinity Technologies, Inc. (CIK: 0001712762) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BIAFW's EPS?

bioAffinity Technologies, Inc. has a diluted EPS of $-8.66.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is BIAFW a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, bioAffinity Technologies, Inc. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is BIAFW stock overvalued or undervalued?

Valuation metrics for BIAFW: ROE of -204.9% (sector avg: 15%), net margin of -242.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy BIAFW stock in 2026?

Our dual AI analysis gives bioAffinity Technologies, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is BIAFW's free cash flow?

bioAffinity Technologies, Inc.'s operating cash flow is $-9.3M, with capital expenditures of $60.6K. FCF margin is -152.4%.

How does BIAFW compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -242.0% (avg: 12%), ROE -204.9% (avg: 15%), current ratio 2.60 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI